In Middleton, a typical home is worth $403,100 and typical rent is $1,147 a month. Compared with all of Canyon County, typical household income is 16% higher, typical rent is 15% lower, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $503,592 to $507,132.
Typical rent
$2,371a month
Typical rent from Zillow, March 2026 to September 2026: from $2,446 to $2,371.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Middleton is in Canyon County. The FHA loan limit ($586,500 for a one-unit home), the fair market rents and the help on this page are those of all of Canyon County. See the county
What this place has that others do not, from public data, most unusual first.
1
Middleton has the highest homeownership rate of the 36 cities in Idaho with more than 5,000 people: 90%.
2
Middleton has the largest share of rent-burdened renters of the 33 cities in Idaho with more than 5,000 people: 66%.
3
Nearby, in Emmett, the typical home value is $342,000: 15% less than in Middleton ($403,100).
4
The typical household income in Middleton is $89,013,16% more than in Canyon County as a whole ($76,488).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Middleton
What homes there are in Middleton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Middleton
Canyon County
Idaho
United States
Kind of home: Middleton and its comparisons
Measure
Middleton
Canyon County
Idaho
United States
Detached house
88%
79%
74%
61%
Attached house
Unreliable estimate
3%
4%
6%
Building of 2 to 4
Unreliable estimate
6%
7%
8%
Apartments (5 or more)
Unreliable estimate
5%
9%
19%
Mobile home
Unreliable estimate
7%
7%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Middleton, 9 in 10 homes are single-family detached houses; in Canyon County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Middleton
Canyon County
Idaho
United States
Year built: Middleton and its comparisons
Measure
Middleton
Canyon County
Idaho
United States
Before 1960
Unreliable estimate
15%
17%
26%
1960–1979
9%
16%
22%
24%
1980–1999
17%
21%
25%
25%
2000–2009
23%
25%
18%
14%
2010 or later
47%
24%
18%
11%
The typical home in Middleton was built in 2009, 10 years after the typical one in Canyon County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K11%
$300K–$500K53%
$500K–$750K20%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Middleton and its comparisons
Measure
Middleton
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
11%
$300K–$500K
53%
$500K–$750K
20%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Middleton and its comparisons
Measure
Middleton
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,927 a month
Canyon County: $1,651 a month
Without a mortgage
$509 a month
Canyon County: $468 a month
Owners with a mortgage
66%
Canyon County: 69%
Owning costs more in Middleton: with a mortgage, the typical cost is $1,927 a month; in Canyon County, $1,651. Without one, $509.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Middleton+112%
Canyon County+119%
Idaho+97%
United States+53%
Typical rent
Middleton+63%
Canyon County+50%
Idaho+45%
United States+33%
Typical household income
Middleton+70%
Canyon County+47%
Idaho+40%
United States+29%
Change since 2015–2019: Middleton and its comparisons
Measure
Middleton
Canyon County
Idaho
United States
Typical home value
+112%
+119%
+97%
+53%
Typical rent
+63%
+50%
+45%
+33%
Typical household income
+70%
+47%
+40%
+29%
The typical home value in Middleton rose 112% since 2015–2019, less than in Canyon County (119%).
Rents in Middleton rose faster than in Canyon County: 63% since 2015–2019, against 50%.
To compare: typical income in Middleton rose 70%; the home, +112%; the rent, +63%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Middleton and its comparisons
Measure
Middleton
Canyon County
Idaho
United States
Rental vacancy
Unreliable estimate
3.9%
3.9%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.7%
0.9%
More than one person per room
Unreliable estimate
4.4%
3.1%
3.4%
People per household
2.95
2.87
2.64
2.53
Drive alone
78%
74%
73%
69%
Carpool
8%
10%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
11%
13%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
10 to 19 minutes
20 to 29 minutes
By size, households in Middleton look like those in Canyon County: 2.95 people on average.
In Middleton, 78% of workers drive alone to work; in Canyon County, 74%.
Do the math
What would you pay each month for a home in Middleton?
A typical home costs more than the typical income allows
We start with a typical home in Middleton, worth $403,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Middleton, which is $89,013 a year. For that payment to be 28% of income, a household would need to earn about $137,237 a year.
The calculator's FHA and conventional loan limits are those of all of Canyon County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Middleton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,109 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,202
at 7.18% · 30 years
Loan amount
$395,798
Total interest
$569,461
Paid off in
November 2056
Includes $6,807 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,077 a month
Tight
$2,077 to $2,670 a month
Hard
more than $2,670 a month
Your payment · 43%
Compared with the typical household income in Middleton ($89,013 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,681
Property tax
$175
Home insurance
$168
FHA mortgage insurance (MIP)
$178
You need at least $14,109 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,202; principal and interest $2,681.
The city and its county
Middleton and Canyon County
Middleton is in Canyon County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Middleton
Map of Canyon County, Idaho, with Middleton marked. Around it, the neighboring counties.
Middleton
Canyon County
Other cities with a page
Middleton's own numbers
Typical home value
$403,100
Typical monthly rent
$1,147
Typical yearly household income
$89,013
Households that own their home
90%
Effective property tax rate
0.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Canyon County
FHA limit, one-unit home
$586,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,540
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Canyon County.
A typical home in Middleton is worth $403,100: 3% above the county and 4% below Idaho. With the typical household income in Middleton ($89,013 a year), a typical home costs 4.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Middleton4.5 years
Canyon5.1 years
Idaho5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Canyon County
According to FHFA’s house price index, home prices in Canyon County rose 185% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Canyon County.
Yearly change in FHFA’s price index in Canyon County, 2016 to 2025
2016: +10.5% +10.5% 2016
2017: +12.3% +12.3% 2017
2018: +16.8% +16.8% 2018
2019: +14.5% +14.5% 2019
2020: +11.2% +11.2% 2020
2021: +27.3% +27.3% 2021
2022: +18.0% +18.0% 2022
2023: −3.0% −3.0% 2023
2024: +4.6% +4.6% 2024
2025: +1.4% +1.4% 2025
Change in FHFA’s price index in Canyon County, Idaho and the United States
Period
County
Idaho
U.S.
Last year (2025)
+1.4%
+2.3%
+2.9%
5 years (2020–2025)
+54%
+57%
+47%
10 years (2015–2025)
+185%
+149%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Middleton next to Canyon County, Idaho and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Middleton$403,100
Canyon$390,000
Idaho$418,600
United States$332,700
Typical monthly rent
Middleton$1,147
Canyon$1,347
Idaho$1,238
United States$1,413
Typical yearly household income
Middleton$89,013
Canyon$76,488
Idaho$77,800
United States$80,734
See the full table
Middleton next to Canyon County and Idaho
Measure
Middleton
Canyon County
Idaho
U.S.
Typical home value
$403,100 ▲3% above the county
$390,000
$418,600
$332,700
Typical monthly rent
$1,147 ▼15% below the county
$1,347
$1,238
$1,413
Typical yearly household income
$89,013 ▲16% above the county
$76,488
$77,800
$80,734
Households that own their home
90% ▲15 points above the county
76%
72%
65%
Typical yearly property tax
$2,108 ▲5% above the county
$2,011
$2,038
$3,119
Effective property tax rate
0.52%
0.52%
0.49%
0.94%
Renters with high rent for their income
66% ▲18 points above the county
49%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Canyon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Middleton
For a typical $403,100 home in Middleton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Middleton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,202a month
Least cash to close
Down payment
$14,109
Cash to close
$26,202
Rate
7.18%
Mortgage insurance
FHA MIP · $178
Conventional, 5% down$3,128a month
Down payment
$20,155
Cash to close
$32,248
Rate
7.18%
Mortgage insurance
PMI · $191
Conventional, 20% down, no PMI$2,527a month
Down payment
$80,620
Cash to close
$92,713
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,900a month
Down payment
$60,465
Cash to close
$72,558
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Middleton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,202
$14,109
$395,799
7.18%
FHA MIP · $178
$26,202
580
Conventional, 5% down
$3,128
$20,155
$382,945
7.18%
PMI · $191
$32,248
620*
Conventional, 20% down, no PMI
$2,527
$80,620
$322,480
7.18%
None
$92,713
620*
ITIN, 15% down (example)
$2,900
$60,465
$342,635
8.18%
None
$72,558
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Middleton is $1,147 a month: 15% below the county. In Middleton, 66% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Canyon County, by unit size. To pay the 2-bedroom one ($1,540 a month) without spending more than 30% of your income, you would need to earn $29.62 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Canyon County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,152
$22.15
$46,080
1 bedroom
$1,295
$24.90
$51,800
2 bedrooms
$1,540
$29.62
$61,600
3 bedrooms
$2,132
$41.00
$85,280
4 bedrooms
$2,574
$49.50
$102,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Middleton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Middleton is in ZIP code 83644.
For 2 bedrooms it is $1,500: $40 less than the fair market rent for Canyon County ($1,540).
Fair market rent by ZIP code and size in Middleton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
83644
$1,060
$1,260
$1,500
$2,090
$2,510
ZIP code2 bd3 bd
83644 $1,500$2,090
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Middleton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Canyon County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Middleton or Canyon County. The ones below are statewide in Idaho: they work in Middleton the same as in the rest of the state.
Idaho state association second mortgage for up to 8% of the price for the down payment or closing costs, repaid in small monthly installments along with the first mortgage; you do not need to be a first-time buyer.Offered by Idaho Housing and Finance Association.
No legal help resource on our list is for Middleton or Canyon County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Middleton and all of Canyon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Middleton?
The typical home value in Middleton is $403,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Canyon County it is $390,000.
How much does it cost to rent in Middleton?
Typical rent in Middleton is $1,147 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Canyon County is $1,540.
What is the FHA loan limit in Middleton?
Middleton uses the FHA limit for all of Canyon County (2026): $586,500 for a one-unit home and $1,127,900 for a four-unit home.
How much property tax do owners pay in Middleton?
The typical homeowner in Middleton pays $2,108 a year, according to the U.S. Census Bureau. That is 0.52% of the home’s value; in Canyon County, the rate is 0.52%.
Where can I find free help to buy or rent in Middleton?
We found no HUD-approved counseling agencies with an office in Canyon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
