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City · 8,681 residents · Greater Bridgeport Planning Region, Connecticut

Long Hill , Connecticut

In Long Hill, a typical home is worth $487,800. Compared with all of Greater Bridgeport Planning Region, typical household income is 99% higher, the typical home value is 14% higher, and the share of households that own their home is 27 points higher.

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  • Typical home value

    $487,800

    14% above the planning region

    33% above Connecticut

    • Long Hill
    • Greater Bridgeport
    • Connecticut

  • Typical household income

    $178,456a year

    99% above the planning region

    86% above Connecticut

    • Long Hill
    • Greater Bridgeport
    • Connecticut

  • Households that own their home

    92%

    27 points above the planning region

    26 points above Connecticut

    • Long Hill
    • Greater Bridgeport
    • Connecticut

Source: U.S. Census Bureau, Average 2020–2024

Long Hill is in Greater Bridgeport Planning Region. The FHA loan limit ($977,500 for a one-unit home), the fair market rents and the help on this page are those of all of Greater Bridgeport Planning Region. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Long Hill apart

What this place has that others do not, from public data, most unusual first.

  1. 92% of households in Long Hill own their home, against 65% in Greater Bridgeport Planning Region.

  2. The typical household income in Long Hill is $178,456, 99% more than in Greater Bridgeport Planning Region as a whole ($89,667).

  3. Nearby, in Derby, the typical home value is $256,700: 47% less than in Long Hill ($487,800).

  4. Long Hill has the 5th largest share of rent-burdened renters of the 60 cities in Connecticut with more than 5,000 people (64%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Long Hill

What homes there are in Long Hill, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Long Hill, 8 in 10 homes are single-family detached houses; in Greater Bridgeport Planning Region, 5.

Year built

The typical home in Long Hill was built in 1964, 5 years after the typical one in Greater Bridgeport Planning Region.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,449 a month

Greater Bridgeport Planning Region: $2,832 a month

Without a mortgage

$1,462 a month

Greater Bridgeport Planning Region: $1,218 a month

Owners with a mortgage

77%

Greater Bridgeport Planning Region: 64%

In Long Hill, 77% of owners have a mortgage, and their typical cost is $3,449 a month, against $2,832 in Greater Bridgeport Planning Region. Without one it drops to $1,462.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Long Hill does not have the same boundaries as in 2015–2019: that is why there is no change to compare.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLong HillGreater Bridgeport Planning RegionConnecticutUnited States
Rental vacancy Unreliable estimate4.2%4.3%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room Unreliable estimate3.0%2.1%3.4%
People per household 3.272.672.462.53
Drive alone 67%64%69%69%
Carpool Unreliable estimate11%8%9%
Public transit Unreliable estimate6%3%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 24%15%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Long Hill has 3.27 people, more than in Greater Bridgeport Planning Region (2.67).

Working from home is more common in Long Hill: 24%, against 15% in Greater Bridgeport Planning Region.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Long Hill?

A typical home is tight for the typical income

We start with a typical home in Long Hill, worth $487,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Long Hill, which is $178,456 a year. For that payment to be 28% of income, a household would need to earn about $191,161 a year.

The calculator's FHA and conventional loan limits are those of all of Greater Bridgeport Planning Region.

Your numbers

Local data
$

Starts at the typical home value in Long Hill. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $17,073 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,460

at 7.18% · 30 years

Loan amount
$478,965
Total interest
$689,118
Paid off in
November 2056

Includes $8,238 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,164 a month

  • Tight

    $4,164 to $5,354 a month

    Your payment · 30%

  • Hard

    more than $5,354 a month

Compared with the typical household income in Long Hill ($178,456 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,460
Principal & interest$3,245
Property tax$797
Home insurance$203
FHA mortgage insurance (MIP)$216

You need at least $17,073 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Long Hill and Greater Bridgeport Planning Region

Long Hill is in Greater Bridgeport Planning Region, Connecticut. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Long Hill's own numbers

Typical home value
$487,800
Typical yearly household income
$178,456
Households that own their home
92%
Effective property tax rate
1.96%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Greater Bridgeport Planning Region

FHA limit, one-unit home
$977,500
Conventional limit, one unit
$977,500
HUD fair market rent, 2 bedrooms
$2,399
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
8.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greater Bridgeport Planning Region.

Everything about Greater Bridgeport Planning Region

Buying

Buying a home in Long Hill

A typical home in Long Hill is worth $487,800: 14% above the planning region and 33% above Connecticut. With the typical household income in Long Hill ($178,456 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Long Hill 2.7 years
  • Greater Bridgeport 4.8 years
  • Connecticut 3.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Greater Bridgeport Planning Region

According to FHFA’s house price index, home prices in Greater Bridgeport Planning Region rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Greater Bridgeport Planning Region.

Period Region Connecticut U.S.
Last year (2025) +5.8% +6.1% +2.9%
5 years (2020–2025) +64% +62% +47%
10 years (2015–2025) +77% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Long Hill next to Greater Bridgeport Planning Region, Connecticut and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Long Hill $487,800
  • Greater Bridgeport $428,800
  • Connecticut $366,900
  • United States $332,700
Typical yearly household income
  • Long Hill $178,456
  • Greater Bridgeport $89,667
  • Connecticut $95,781
  • United States $80,734
See the full table
Long Hill next to Greater Bridgeport Planning Region and Connecticut
Measure Long Hill Greater Bridgeport Planning Region Connecticut U.S.
Typical home value $487,800 $428,800 $366,900 $332,700
Typical yearly household income $178,456 $89,667 $95,781 $80,734
Households that own their home 92% 65% 66% 65%
Typical yearly property tax $9,574 $8,670 $6,643 $3,119
Effective property tax rate 1.96% 2.02% 1.81% 0.94%
Renters with high rent for their income 64% 59% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greater Bridgeport Planning Region. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Long Hill

For a typical $487,800 home in Long Hill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Long Hill's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,460a month

    Least cash to close
    Down payment
    $17,073
    Cash to close
    $31,707
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $216

  • Conventional, 5% down $4,371a month

    Down payment
    $24,390
    Cash to close
    $39,024
    Rate
    7.18%
    Mortgage insurance
    PMI · $232

  • Conventional, 20% down, no PMI $3,644a month

    Down payment
    $97,560
    Cash to close
    $112,194
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,095a month

    Down payment
    $73,170
    Cash to close
    $87,804
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Long Hill and for Greater Bridgeport Planning Region.

Property tax

Effective rate in Long Hill

1.96%of the home’s value each year

$9,574 a year for the typical owner in Long Hill.

  • Long Hill 1.96%
  • Greater Bridgeport 2.02%
  • Connecticut 1.81%

What Connecticut publishes Deadline to appeal the assessment: February 20 (Connecticut General Assembly (General Statutes of Connecticut, Chapter 203))

Exemptions and deadlines in Connecticut

Flood risk in Greater Bridgeport Planning Region

FEMA does not publish these numbers by city: they are for all of Greater Bridgeport Planning Region.

Homes in the high-risk zone
8.7%
6,918
Of those, with NFIP insurance
51%
Region Connecticut U.S.
Homes in the high-risk zone 8.7% 3.1% 3.5%
Of those, with NFIP insurance 51% 51% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Long Hill

The Census Bureau publishes no typical rent for Long Hill. Below are the fair market rents for Greater Bridgeport Planning Region. In Long Hill, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Greater Bridgeport Planning Region, by unit size. To pay the 2-bedroom one ($2,399 a month) without spending more than 30% of your income, you would need to earn $46.13 an hour working full time.

HUD fair market rent for all of Greater Bridgeport Planning Region

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,671 $32.13 $66,840
1 bedroom $2,071 $39.83 $82,840
2 bedrooms $2,399 $46.13 $95,960
3 bedrooms $2,878 $55.35 $115,120
4 bedrooms $3,573 $68.71 $142,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Free help

Help to buy or rent in Long Hill

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Greater Bridgeport Planning Region; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Long Hill

No down payment, repair or rent-help program on our list is for Long Hill or Greater Bridgeport Planning Region. The ones below are statewide in Connecticut: they work in Long Hill the same as in the rest of the state.

Which programs do I qualify for? All programs in Connecticut

Housing counselors near Long Hill

The HUD-approved agencies closest to the center of Long Hill, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Building Neighborhoods Together, Inc.

    570 State St, Bridgeport · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (203) 290-4255

  • Urban League of Southern Connecticut

    10 Wintergreen Ave, New Haven · 15 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (203) 327-5810

  • Neighborhood Housing Services of New Haven

    333 Sherman Ave, New Haven · 15 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (203) 562-0598

Every agency in Greater Bridgeport Planning Region All counseling agencies in Connecticut

Help in Spanish near Long Hill

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Long Hill

In HUD’s record, no housing authority with an office in Greater Bridgeport Planning Region is named for Long Hill or Greater Bridgeport Planning Region.

3 other authorities have an office in Greater Bridgeport Planning Region: see the list Source: HUD

Cities

Other cities in Greater Bridgeport Planning Region

These cities are also in Greater Bridgeport Planning Region. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Greater Bridgeport Planning Region Housing in Connecticut

Nearby cities

The cities closest to Long Hill, with the typical home value.

Neighboring counties

If Greater Bridgeport Planning Region is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Long Hill.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Long Hill

Short answers with the numbers for Long Hill and all of Greater Bridgeport Planning Region. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Long Hill?

The typical home value in Long Hill is $487,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greater Bridgeport Planning Region it is $428,800.

What is the FHA loan limit in Long Hill?

Long Hill uses the FHA limit for all of Greater Bridgeport Planning Region (2026): $977,500 for a one-unit home and $1,879,850 for a four-unit home.

How much property tax do owners pay in Long Hill?

The typical homeowner in Long Hill pays $9,574 a year, according to the U.S. Census Bureau. That is 1.96% of the home’s value; in Greater Bridgeport Planning Region, the rate is 2.02%.

Where can I find free help to buy or rent in Long Hill?

There is 1 HUD-approved counseling agency with an office in Greater Bridgeport Planning Region. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).