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City · 149,153 residents · Greater Bridgeport Planning Region, Connecticut

Bridgeport , Connecticut

In Bridgeport, a typical home is worth $274,900 and typical rent is $1,450 a month. Compared with all of Greater Bridgeport Planning Region, the typical home value is 36% lower, typical household income is 35% lower, and the share of households that own their home is 22 points lower.

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  • Typical home value

    $274,900

    36% below the planning region

    25% below Connecticut

    • Bridgeport
    • Greater Bridgeport
    • Connecticut

  • Typical rent

    $1,450a month

    6% below the planning region

    3% below Connecticut

    • Bridgeport
    • Greater Bridgeport
    • Connecticut

  • Typical household income

    $58,685a year

    35% below the planning region

    39% below Connecticut

    • Bridgeport
    • Greater Bridgeport
    • Connecticut

  • Households that own their home

    43%

    22 points below the planning region

    24 points below Connecticut

    • Bridgeport
    • Greater Bridgeport
    • Connecticut

Source: U.S. Census Bureau, Average 2020–2024

Bridgeport is in Greater Bridgeport Planning Region. The FHA loan limit ($977,500 for a one-unit home), the fair market rents and the help on this page are those of all of Greater Bridgeport Planning Region. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Bridgeport apart

What this place has that others do not, from public data, most unusual first.

  1. 43% of households in Bridgeport own their home, against 65% in Greater Bridgeport Planning Region.

  2. The typical home in Bridgeport is worth $274,900, 36% less than in Greater Bridgeport Planning Region as a whole ($428,800).

  3. The typical household income in Bridgeport is $58,685, 35% less than in Greater Bridgeport Planning Region as a whole ($89,667).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bridgeport

What homes there are in Bridgeport, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Bridgeport; the largest group, buildings of 2 to 4 homes, adds up to 35%, against 21% in Greater Bridgeport Planning Region.

Year built

Homes in Bridgeport are older: the typical year built is 1955; in Greater Bridgeport Planning Region, 1959.

There are fewer big homes in Bridgeport than in Greater Bridgeport Planning Region: 40% have 3 bedrooms or more, against 58%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Greater Bridgeport Planning Region is high ($977,500): at least 98% of owner-occupied homes in Bridgeport are worth less than $750,000.

Monthly rent with utilities

By rent, most homes in Bridgeport cost less than HUD's 2-bedroom fair market rent ($2,399): about 91%.

With a mortgage

$2,222 a month

Greater Bridgeport Planning Region: $2,832 a month

Without a mortgage

$961 a month

Greater Bridgeport Planning Region: $1,218 a month

Owners with a mortgage

59%

Greater Bridgeport Planning Region: 64%

Owning costs less in Bridgeport: with a mortgage, the typical cost is $2,222 a month; in Greater Bridgeport Planning Region, $2,832. Without one, $961.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, the typical home value in Bridgeport rose 57%.

The typical rent in Bridgeport rose 25% from 2015–2019 to 2020–2024.

To compare: typical income in Bridgeport rose 26%; the home, +57%; the rent, +25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBridgeportGreater Bridgeport Planning RegionConnecticutUnited States
Rental vacancy 2.7%4.2%4.3%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room 5.1%3.0%2.1%3.4%
People per household 2.572.672.462.53
Drive alone 62%64%69%69%
Carpool 17%11%8%9%
Public transit 7%6%3%3%
Walk or bike 4%3%3%3%
Work from home 8%15%16%15%
Other means 3%2%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is little rental housing open in Bridgeport: only 2.7% is empty and offered for rent, against 4.2% in Greater Bridgeport Planning Region.

In Bridgeport, 5.1% of households live with more than one person per room, against 3.0% in Greater Bridgeport Planning Region.

A household in Bridgeport has 2.57 people on average, about the same as in Greater Bridgeport Planning Region (2.67).

Carpooling is common in Bridgeport: 17% of workers get to work that way, against 11% in Greater Bridgeport Planning Region.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bridgeport?

A typical home costs more than the typical income allows

We start with a typical home in Bridgeport, worth $274,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in Bridgeport, which is $58,685 a year. For that payment to be 28% of income, a household would need to earn about $111,656 a year.

The calculator's FHA and conventional loan limits are those of all of Greater Bridgeport Planning Region.

Your numbers

Local data
$

Starts at the typical home value in Bridgeport. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,622 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,605

at 7.18% · 30 years

Loan amount
$269,920
Total interest
$388,352
Paid off in
November 2056

Includes $4,642 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,369 a month

  • Tight

    $1,369 to $1,761 a month

  • Hard

    more than $1,761 a month

    Your payment · 53%

Compared with the typical household income in Bridgeport ($58,685 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,605
Principal & interest$1,829
Property tax$541
Home insurance$115
FHA mortgage insurance (MIP)$122

You need at least $9,622 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bridgeport and Greater Bridgeport Planning Region

Bridgeport is in Greater Bridgeport Planning Region, Connecticut. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bridgeport's own numbers

Typical home value
$274,900
Typical monthly rent
$1,450
Typical yearly household income
$58,685
Households that own their home
43%
Effective property tax rate
2.36%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Greater Bridgeport Planning Region

FHA limit, one-unit home
$977,500
Conventional limit, one unit
$977,500
HUD fair market rent, 2 bedrooms
$2,399
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
8.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Greater Bridgeport Planning Region.

Everything about Greater Bridgeport Planning Region

Buying

Buying a home in Bridgeport

A typical home in Bridgeport is worth $274,900: 36% below the planning region and 25% below Connecticut. With the typical household income in Bridgeport ($58,685 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bridgeport 4.7 years
  • Greater Bridgeport 4.8 years
  • Connecticut 3.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Greater Bridgeport Planning Region

According to FHFA’s house price index, home prices in Greater Bridgeport Planning Region rose 77% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Greater Bridgeport Planning Region.

Period Region Connecticut U.S.
Last year (2025) +5.8% +6.1% +2.9%
5 years (2020–2025) +64% +62% +47%
10 years (2015–2025) +77% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bridgeport next to Greater Bridgeport Planning Region, Connecticut and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bridgeport $274,900
  • Greater Bridgeport $428,800
  • Connecticut $366,900
  • United States $332,700
Typical monthly rent
  • Bridgeport $1,450
  • Greater Bridgeport $1,546
  • Connecticut $1,488
  • United States $1,413
Typical yearly household income
  • Bridgeport $58,685
  • Greater Bridgeport $89,667
  • Connecticut $95,781
  • United States $80,734
See the full table
Bridgeport next to Greater Bridgeport Planning Region and Connecticut
Measure Bridgeport Greater Bridgeport Planning Region Connecticut U.S.
Typical home value $274,900 $428,800 $366,900 $332,700
Typical monthly rent $1,450 $1,546 $1,488 $1,413
Typical yearly household income $58,685 $89,667 $95,781 $80,734
Households that own their home 43% 65% 66% 65%
Typical yearly property tax $6,496 $8,670 $6,643 $3,119
Effective property tax rate 2.36% 2.02% 1.81% 0.94%
Renters with high rent for their income 60% 59% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Greater Bridgeport Planning Region. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bridgeport

For a typical $274,900 home in Bridgeport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bridgeport's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,605a month

    Least cash to close
    Down payment
    $9,622
    Cash to close
    $17,869
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $122

  • Conventional, 5% down $2,555a month

    Down payment
    $13,745
    Cash to close
    $21,992
    Rate
    7.18%
    Mortgage insurance
    PMI · $131

  • Conventional, 20% down, no PMI $2,145a month

    Down payment
    $54,980
    Cash to close
    $63,227
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,399a month

    Down payment
    $41,235
    Cash to close
    $49,482
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bridgeport and for Greater Bridgeport Planning Region.

Property tax

Effective rate in Bridgeport

2.36%of the home’s value each year

$6,496 a year for the typical owner in Bridgeport.

  • Bridgeport 2.36%
  • Greater Bridgeport 2.02%
  • Connecticut 1.81%

What Connecticut publishes Deadline to appeal the assessment: February 20 (Connecticut General Assembly (General Statutes of Connecticut, Chapter 203))

Exemptions and deadlines in Connecticut

Flood risk in Greater Bridgeport Planning Region

FEMA does not publish these numbers by city: they are for all of Greater Bridgeport Planning Region.

Homes in the high-risk zone
8.7%
6,918
Of those, with NFIP insurance
51%
Region Connecticut U.S.
Homes in the high-risk zone 8.7% 3.1% 3.5%
Of those, with NFIP insurance 51% 51% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bridgeport

Typical rent in Bridgeport is $1,450 a month: 6% below the planning region. In Bridgeport, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Greater Bridgeport Planning Region, by unit size. To pay the 2-bedroom one ($2,399 a month) without spending more than 30% of your income, you would need to earn $46.13 an hour working full time.

HUD fair market rent for all of Greater Bridgeport Planning Region

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,671 $32.13 $66,840
1 bedroom $2,071 $39.83 $82,840
2 bedrooms $2,399 $46.13 $95,960
3 bedrooms $2,878 $55.35 $115,120
4 bedrooms $3,573 $68.71 $142,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Low-income apartments

Low-income apartments in Bridgeport

HUD lists 68 buildings with rents for lower incomes in Bridgeport. These are the largest.

  • Trumbull Gardens Townhouses 455 Trumbull Ave, Bridgeport 06606 414 low-income homes · Run by Housing Authority of the City of Bridgeport · Average payment: $560 a month · Average wait: 12 months (203) 337-8900
  • P.T. Barnum Apts. 467 Bird St, Bridgeport 06605 360 homes, 359 low-income · Run by Housing Authority of the City of Bridgeport · Average payment: $497 a month · Average wait: 15 months (203) 337-8900
  • Boston Commons 1260 Boston Ave, Bridgeport 06610 309 low-income homes · Run by Housing Authority of the City of Bridgeport · Average payment: $687 a month · Average wait: 15 months · Homes at several sites (203) 337-8900
  • Fireside Apts. Ext 2 725 Palisade Ave, Bridgeport 06610 272 low-income homes · Run by Housing Authority of the City of Bridgeport · Average payment: $415 a month · Average wait: 29 months (203) 337-8900
  • Charles F. Greene Homes 508 Harral Ave, Bridgeport 06604 270 homes, 269 low-income · Run by Housing Authority of the City of Bridgeport · Average payment: $413 a month · Average wait: 16 months (203) 337-8900

See all 78 buildings in Greater Bridgeport Planning Region Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bridgeport

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Greater Bridgeport Planning Region; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Bridgeport

No down payment, repair or rent-help program on our list is for Bridgeport or Greater Bridgeport Planning Region. The ones below are statewide in Connecticut: they work in Bridgeport the same as in the rest of the state.

Which programs do I qualify for? All programs in Connecticut

Housing counselors near Bridgeport

The HUD-approved agencies closest to the center of Bridgeport, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Building Neighborhoods Together, Inc.

    570 State St, Bridgeport · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (203) 290-4255

  • Neighborhood Housing Services of New Haven

    333 Sherman Ave, New Haven · 16 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (203) 562-0598

  • Urban League of Southern Connecticut

    10 Wintergreen Ave, New Haven · 16 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (203) 327-5810

Every agency in Greater Bridgeport Planning Region All counseling agencies in Connecticut

Help in Spanish near Bridgeport

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bridgeport

HUD’s record names them for Bridgeport or Greater Bridgeport Planning Region. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Bridgeport Public housing and Section 8 vouchers (203) 337-8900

2 other authorities have an office in Greater Bridgeport Planning Region: see the list Source: HUD

Cities

Other cities in Greater Bridgeport Planning Region

These cities are also in Greater Bridgeport Planning Region. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Greater Bridgeport Planning Region Housing in Connecticut

Nearby cities

The cities closest to Bridgeport, with the typical home value.

Neighboring counties

If Greater Bridgeport Planning Region is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bridgeport.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Bridgeport

Short answers with the numbers for Bridgeport and all of Greater Bridgeport Planning Region. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bridgeport?

The typical home value in Bridgeport is $274,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Greater Bridgeport Planning Region it is $428,800.

How much does it cost to rent in Bridgeport?

Typical rent in Bridgeport is $1,450 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Greater Bridgeport Planning Region is $2,399.

What is the FHA loan limit in Bridgeport?

Bridgeport uses the FHA limit for all of Greater Bridgeport Planning Region (2026): $977,500 for a one-unit home and $1,879,850 for a four-unit home.

How much property tax do owners pay in Bridgeport?

The typical homeowner in Bridgeport pays $6,496 a year, according to the U.S. Census Bureau. That is 2.36% of the home’s value; in Greater Bridgeport Planning Region, the rate is 2.02%.

Where can I find free help to buy or rent in Bridgeport?

There is 1 HUD-approved counseling agency with an office in Greater Bridgeport Planning Region. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).