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City · 50,918 residents · Capitol Planning Region, Connecticut

East Hartford , Connecticut

In East Hartford, a typical home is worth $229,700 and typical rent is $1,225 a month. Compared with all of Capitol Planning Region, the typical home value is 29% lower, typical household income is 24% lower, and the share of households that own their home is 5 points lower.

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  • Typical home value

    $229,700

    29% below the planning region

    37% below Connecticut

    • East Hartford
    • Capitol
    • Connecticut

  • Typical rent

    $1,225a month

    13% below the planning region

    18% below Connecticut

    • East Hartford
    • Capitol
    • Connecticut

  • Typical household income

    $70,778a year

    24% below the planning region

    26% below Connecticut

    • East Hartford
    • Capitol
    • Connecticut

  • Households that own their home

    60%

    5 points below the planning region

    6 points below Connecticut

    • East Hartford
    • Capitol
    • Connecticut

Source: U.S. Census Bureau, Average 2020–2024

East Hartford is in Capitol Planning Region. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Capitol Planning Region. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets East Hartford apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in East Hartford is worth $229,700, 29% less than in Capitol Planning Region as a whole ($323,700).

  2. The typical household income in East Hartford is $70,778, 24% less than in Capitol Planning Region as a whole ($93,394).

  3. 60% of households in East Hartford own their home, against 66% in Capitol Planning Region.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in East Hartford

What homes there are in East Hartford, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In East Hartford, 5 in 10 homes are single-family detached houses, about the same as in Capitol Planning Region.

Year built

In East Hartford, half of the homes were built before 1961; in Capitol Planning Region, before 1966.

In East Hartford, 18% of homes have 1 bedroom or none (studios); 53% have 3 bedrooms or more, against 58% in Capitol Planning Region.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 99% of owner-occupied homes in East Hartford are worth less than $500,000, below the FHA loan limit for Capitol Planning Region ($541,287).

Monthly rent with utilities

By rent, most homes in East Hartford cost less than HUD's 2-bedroom fair market rent ($1,933): about 93%.

With a mortgage

$1,949 a month

Capitol Planning Region: $2,284 a month

Without a mortgage

$944 a month

Capitol Planning Region: $1,027 a month

Owners with a mortgage

68%

Capitol Planning Region: 65%

In East Hartford, 68% of owners have a mortgage, and their typical cost is $1,949 a month, against $2,284 in Capitol Planning Region. Without one it drops to $944.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in East Hartford rose 40% from 2015–2019 to 2020–2024.

Since 2015–2019, the typical rent in East Hartford rose 19%.

To compare: typical income in East Hartford rose 27%; the home, +40%; the rent, +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEast HartfordCapitol Planning RegionConnecticutUnited States
Rental vacancy 6.2%4.8%4.3%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room 3.0%1.9%2.1%3.4%
People per household 2.482.412.462.53
Drive alone 73%70%69%69%
Carpool 10%8%8%9%
Public transit 4%3%3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 10%17%16%15%
Other means 2%1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is more rental housing open in East Hartford: 6.2% is empty and offered for rent, against 4.8% in Capitol Planning Region.

More than one person per room: that is how 3.0% of households in East Hartford live, more than in Capitol Planning Region (1.9%).

Much as in Capitol Planning Region, a household in East Hartford has 2.48 people on average.

To get to work, 73% of workers in East Hartford drive alone; in Capitol Planning Region, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in East Hartford?

A typical home costs more than the typical income allows

We start with a typical home in East Hartford, worth $229,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in East Hartford, which is $70,778 a year. For that payment to be 28% of income, a household would need to earn about $94,281 a year.

The calculator's FHA and conventional loan limits are those of all of Capitol Planning Region.

Your numbers

Local data
$

Starts at the typical home value in East Hartford. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,040 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,200

at 7.18% · 30 years

Loan amount
$225,539
Total interest
$324,498
Paid off in
November 2056

Includes $3,879 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,651 a month

  • Tight

    $1,651 to $2,123 a month

  • Hard

    more than $2,123 a month

    Your payment · 37%

Compared with the typical household income in East Hartford ($70,778 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,200
Principal & interest$1,528
Property tax$475
Home insurance$96
FHA mortgage insurance (MIP)$102

You need at least $8,040 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

East Hartford and Capitol Planning Region

East Hartford is in Capitol Planning Region, Connecticut. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

East Hartford's own numbers

Typical home value
$229,700
Typical monthly rent
$1,225
Typical yearly household income
$70,778
Households that own their home
60%
Effective property tax rate
2.48%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Capitol Planning Region

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,933
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Capitol Planning Region.

Everything about Capitol Planning Region

Buying

Buying a home in East Hartford

A typical home in East Hartford is worth $229,700: 29% below the planning region and 37% below Connecticut. With the typical household income in East Hartford ($70,778 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • East Hartford 3.2 years
  • Capitol 3.5 years
  • Connecticut 3.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Capitol Planning Region

According to FHFA’s house price index, home prices in Capitol Planning Region rose 73% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Capitol Planning Region.

Period Region Connecticut U.S.
Last year (2025) +5.7% +6.1% +2.9%
5 years (2020–2025) +62% +62% +47%
10 years (2015–2025) +73% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

East Hartford next to Capitol Planning Region, Connecticut and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • East Hartford $229,700
  • Capitol $323,700
  • Connecticut $366,900
  • United States $332,700
Typical monthly rent
  • East Hartford $1,225
  • Capitol $1,411
  • Connecticut $1,488
  • United States $1,413
Typical yearly household income
  • East Hartford $70,778
  • Capitol $93,394
  • Connecticut $95,781
  • United States $80,734
See the full table
East Hartford next to Capitol Planning Region and Connecticut
Measure East Hartford Capitol Planning Region Connecticut U.S.
Typical home value $229,700 $323,700 $366,900 $332,700
Typical monthly rent $1,225 $1,411 $1,488 $1,413
Typical yearly household income $70,778 $93,394 $95,781 $80,734
Households that own their home 60% 66% 66% 65%
Typical yearly property tax $5,705 $6,454 $6,643 $3,119
Effective property tax rate 2.48% 1.99% 1.81% 0.94%
Renters with high rent for their income 53% 52% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Capitol Planning Region. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in East Hartford

For a typical $229,700 home in East Hartford, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Hartford's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,200a month

    Least cash to close
    Down payment
    $8,040
    Cash to close
    $14,931
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $102

  • Conventional, 5% down $2,158a month

    Down payment
    $11,485
    Cash to close
    $18,376
    Rate
    7.18%
    Mortgage insurance
    PMI · $109

  • Conventional, 20% down, no PMI $1,815a month

    Down payment
    $45,940
    Cash to close
    $52,831
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,028a month

    Down payment
    $34,455
    Cash to close
    $41,346
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for East Hartford and for Capitol Planning Region.

Property tax

Effective rate in East Hartford

2.48%of the home’s value each year

$5,705 a year for the typical owner in East Hartford.

  • East Hartford 2.48%
  • Capitol 1.99%
  • Connecticut 1.81%

What Connecticut publishes Deadline to appeal the assessment: February 20 (Connecticut General Assembly (General Statutes of Connecticut, Chapter 203))

Exemptions and deadlines in Connecticut

Flood risk in Capitol Planning Region

FEMA does not publish these numbers by city: they are for all of Capitol Planning Region.

Homes in the high-risk zone
0.8%
2,055
Of those, with NFIP insurance
32%
Region Connecticut U.S.
Homes in the high-risk zone 0.8% 3.1% 3.5%
Of those, with NFIP insurance 32% 51% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in East Hartford

Typical rent in East Hartford is $1,225 a month: 13% below the planning region. In East Hartford, 53% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Capitol Planning Region, by unit size. To pay the 2-bedroom one ($1,933 a month) without spending more than 30% of your income, you would need to earn $37.17 an hour working full time.

HUD fair market rent for all of Capitol Planning Region

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,346 $25.88 $53,840
1 bedroom $1,543 $29.67 $61,720
2 bedrooms $1,933 $37.17 $77,320
3 bedrooms $2,303 $44.29 $92,120
4 bedrooms $2,542 $48.88 $101,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Low-income apartments

Low-income apartments in East Hartford

HUD lists 10 buildings with rents for lower incomes in East Hartford. These are the largest.

  • Hockanum Park 11 Elms Village Dr, East Hartford 06118 315 homes, 310 low-income · Run by East Hartford Housing Authority · Average payment: $514 a month · Average wait: 34 months (860) 290-8301
  • Meadow Hill Apartments 101 Connecticut Blvd, East Hartford 06108 306 homes, 305 low-income · Run by East Hartford Housing Authority · Average payment: $441 a month · Average wait: 22 months (860) 290-8301
  • Summerfield Townhouses 90 Smith Dr, East Hartford 06118 396 homes, 275 low-income · For families (860) 569-0330
  • Hartford East Apts 886 Main St, East Hartford 06108 120 low-income homes · For older adults (860) 289-6511
  • Willow Arms Apartments 442 Main St, East Hartford 06118 96 homes, 95 low-income · For older adults (860) 296-1797

See all 256 buildings in Capitol Planning Region Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in East Hartford

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Capitol Planning Region; 3 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in East Hartford

No down payment, repair or rent-help program on our list is for East Hartford or Capitol Planning Region. The ones below are statewide in Connecticut: they work in East Hartford the same as in the rest of the state.

Which programs do I qualify for? All programs in Connecticut

Housing counselors near East Hartford

The HUD-approved agencies closest to the center of East Hartford, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Renewal Team, Inc.

    330 Market St, Hartford · 3 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 2 more
    (860) 560-5600

  • NSC (naca Counseling Subsidiary) - Hartford CT

    241 Main St Fl 1, Hartford · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    203-562-6220-1385

  • Urban League of Greater Hartford, Inc.

    140 Woodland St, Hartford · 5 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (860) 527-0147

Every agency in Capitol Planning Region All counseling agencies in Connecticut

Help in Spanish near East Hartford

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of East Hartford

HUD’s record names them for East Hartford or Capitol Planning Region. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • East Hartford Housing Authority Public housing and Section 8 vouchers (860) 290-8301

18 other authorities have an office in Capitol Planning Region: see the list Source: HUD

Cities

Other cities in Capitol Planning Region

These cities are also in Capitol Planning Region. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Capitol Planning Region Housing in Connecticut
See 4 more cities in Capitol Planning Region, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to East Hartford, with the typical home value.

Neighboring counties

If Capitol Planning Region is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in East Hartford.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about East Hartford

Short answers with the numbers for East Hartford and all of Capitol Planning Region. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in East Hartford?

The typical home value in East Hartford is $229,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Capitol Planning Region it is $323,700.

How much does it cost to rent in East Hartford?

Typical rent in East Hartford is $1,225 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Capitol Planning Region is $1,933.

What is the FHA loan limit in East Hartford?

East Hartford uses the FHA limit for all of Capitol Planning Region (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in East Hartford?

The typical homeowner in East Hartford pays $5,705 a year, according to the U.S. Census Bureau. That is 2.48% of the home’s value; in Capitol Planning Region, the rate is 1.99%.

Where can I find free help to buy or rent in East Hartford?

There are 5 HUD-approved counseling agencies with an office in Capitol Planning Region. 3 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).