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City · 8,460 residents · Southeastern Connecticut Planning Region, Connecticut

Conning Towers-Nautilus Park , Connecticut

In Conning Towers-Nautilus Park, a typical home is worth $290,100 and typical rent is $1,856 a month. Compared with all of Southeastern Connecticut Planning Region, typical rent is 36% higher, the typical home value is 10% lower, and the share of households that own their home is 44 points lower.

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  • Typical home value

    $290,100

    10% below the planning region

    21% below Connecticut

    • Conning Towers-Nautilus Park
    • Southeastern Connecticut
    • Connecticut

  • Typical rent

    $1,856a month

    36% above the planning region

    25% above Connecticut

    • Conning Towers-Nautilus Park
    • Southeastern Connecticut
    • Connecticut

  • Typical household income

    $81,694a year

    6% below the planning region

    15% below Connecticut

    • Conning Towers-Nautilus Park
    • Southeastern Connecticut
    • Connecticut

  • Households that own their home

    21%

    44 points below the planning region

    46 points below Connecticut

    • Conning Towers-Nautilus Park
    • Southeastern Connecticut
    • Connecticut

Source: U.S. Census Bureau, Average 2020–2024

Conning Towers-Nautilus Park is in Southeastern Connecticut Planning Region. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Southeastern Connecticut Planning Region. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Conning Towers-Nautilus Park apart

What this place has that others do not, from public data, most unusual first.

  1. Conning Towers-Nautilus Park has the lowest homeownership rate of the 65 cities in Connecticut with more than 5,000 people: 21%.

  2. Nearby, in Willimantic, the typical rent is $1,063: 43% less than in Conning Towers-Nautilus Park ($1,856).

  3. Nearby, in Willimantic, the typical home value is $190,900: 34% less than in Conning Towers-Nautilus Park ($290,100).

  4. The typical rent in Conning Towers-Nautilus Park is $1,856 a month, 36% more than in Southeastern Connecticut Planning Region as a whole ($1,365).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Conning Towers-Nautilus Park

What homes there are in Conning Towers-Nautilus Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 43% of them, more than in Southeastern Connecticut Planning Region (6%), and no kind reaches half.

Year built

The typical home in Conning Towers-Nautilus Park was built in 1980, 11 years after the typical one in Southeastern Connecticut Planning Region.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,101 a month

Southeastern Connecticut Planning Region: $2,140 a month

Owners with a mortgage

61%

Southeastern Connecticut Planning Region: 61%

The typical cost for an owner with a mortgage in Conning Towers-Nautilus Park is $2,101 a month, near the figure in Southeastern Connecticut Planning Region ($2,140).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Conning Towers-Nautilus Park rose 41% from 2015–2019 to 2020–2024.

The typical rent in Conning Towers-Nautilus Park rose 10% over the same time.

Here income gained ground: typical income rose 45%, against +41% for home values and +10% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureConning Towers-Nautilus ParkSoutheastern Connecticut Planning RegionConnecticutUnited States
Rental vacancy Unreliable estimate4.4%4.3%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.1%2.1%3.4%
People per household 2.812.322.462.53
Drive alone 58%76%69%69%
Carpool 9%7%8%9%
Public transit Unreliable estimate1%3%3%
Walk or bike 12%3%3%3%
Work from home 20%12%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.81 on average, against 2.32 in Southeastern Connecticut Planning Region.

More people walk or bike to work in Conning Towers-Nautilus Park: 12%, against 3% in Southeastern Connecticut Planning Region.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Conning Towers-Nautilus Park?

A typical home costs more than the typical income allows

We start with a typical home in Conning Towers-Nautilus Park, worth $290,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Conning Towers-Nautilus Park, which is $81,694 a year. For that payment to be 28% of income, a household would need to earn about $110,059 a year.

The calculator's FHA and conventional loan limits are those of all of Southeastern Connecticut Planning Region.

Your numbers

Local data
$

Starts at the typical home value in Conning Towers-Nautilus Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,154 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,568

at 7.18% · 30 years

Loan amount
$284,845
Total interest
$409,825
Paid off in
November 2056

Includes $4,899 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,906 a month

  • Tight

    $1,906 to $2,451 a month

  • Hard

    more than $2,451 a month

    Your payment · 38%

Compared with the typical household income in Conning Towers-Nautilus Park ($81,694 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,568
Principal & interest$1,930
Property tax$389
Home insurance$121
FHA mortgage insurance (MIP)$128

You need at least $10,154 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Conning Towers-Nautilus Park and Southeastern Connecticut Planning Region

Conning Towers-Nautilus Park is in Southeastern Connecticut Planning Region, Connecticut. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Conning Towers-Nautilus Park's own numbers

Typical home value
$290,100
Typical monthly rent
$1,856
Typical yearly household income
$81,694
Households that own their home
21%
Effective property tax rate
1.61%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Southeastern Connecticut Planning Region

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,902
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
3.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Southeastern Connecticut Planning Region.

Everything about Southeastern Connecticut Planning Region

Buying

Buying a home in Conning Towers-Nautilus Park

A typical home in Conning Towers-Nautilus Park is worth $290,100: 10% below the planning region and 21% below Connecticut. With the typical household income in Conning Towers-Nautilus Park ($81,694 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Conning Towers-Nautilus Park 3.6 years
  • Southeastern Connecticut 3.7 years
  • Connecticut 3.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Southeastern Connecticut Planning Region

According to FHFA’s house price index, home prices in Southeastern Connecticut Planning Region rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Southeastern Connecticut Planning Region.

Period Region Connecticut U.S.
Last year (2025) +7.5% +6.1% +2.9%
5 years (2020–2025) +65% +62% +47%
10 years (2015–2025) +89% +75% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Conning Towers-Nautilus Park next to Southeastern Connecticut Planning Region, Connecticut and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Conning Towers-Nautilus Park $290,100
  • Southeastern Connecticut $323,400
  • Connecticut $366,900
  • United States $332,700
Typical monthly rent
  • Conning Towers-Nautilus Park $1,856
  • Southeastern Connecticut $1,365
  • Connecticut $1,488
  • United States $1,413
Typical yearly household income
  • Conning Towers-Nautilus Park $81,694
  • Southeastern Connecticut $86,586
  • Connecticut $95,781
  • United States $80,734
See the full table
Conning Towers-Nautilus Park next to Southeastern Connecticut Planning Region and Connecticut
Measure Conning Towers-Nautilus Park Southeastern Connecticut Planning Region Connecticut U.S.
Typical home value $290,100 $323,400 $366,900 $332,700
Typical monthly rent $1,856 $1,365 $1,488 $1,413
Typical yearly household income $81,694 $86,586 $95,781 $80,734
Households that own their home 21% 65% 66% 65%
Typical yearly property tax $4,683 $5,228 $6,643 $3,119
Effective property tax rate 1.61% 1.62% 1.81% 0.94%
Renters with high rent for their income 47% 51% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Southeastern Connecticut Planning Region. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Conning Towers-Nautilus Park

For a typical $290,100 home in Conning Towers-Nautilus Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Conning Towers-Nautilus Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,568a month

    Least cash to close
    Down payment
    $10,154
    Cash to close
    $18,857
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $128

  • Conventional, 5% down $2,515a month

    Down payment
    $14,505
    Cash to close
    $23,208
    Rate
    7.18%
    Mortgage insurance
    PMI · $138

  • Conventional, 20% down, no PMI $2,082a month

    Down payment
    $58,020
    Cash to close
    $66,723
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,350a month

    Down payment
    $43,515
    Cash to close
    $52,218
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Conning Towers-Nautilus Park and for Southeastern Connecticut Planning Region.

Property tax

Effective rate in Conning Towers-Nautilus Park

1.61%of the home’s value each year

$4,683 a year for the typical owner in Conning Towers-Nautilus Park.

  • Conning Towers-Nautilus Park 1.61%
  • Southeastern Connecticut 1.62%
  • Connecticut 1.81%

What Connecticut publishes Deadline to appeal the assessment: February 20 (Connecticut General Assembly (General Statutes of Connecticut, Chapter 203))

Exemptions and deadlines in Connecticut

Flood risk in Southeastern Connecticut Planning Region

FEMA does not publish these numbers by city: they are for all of Southeastern Connecticut Planning Region.

Homes in the high-risk zone
3.4%
2,728
Of those, with NFIP insurance
61%
Region Connecticut U.S.
Homes in the high-risk zone 3.4% 3.1% 3.5%
Of those, with NFIP insurance 61% 51% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Conning Towers-Nautilus Park

Typical rent in Conning Towers-Nautilus Park is $1,856 a month: 36% above the planning region. In Conning Towers-Nautilus Park, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Southeastern Connecticut Planning Region, by unit size. To pay the 2-bedroom one ($1,902 a month) without spending more than 30% of your income, you would need to earn $36.58 an hour working full time.

HUD fair market rent for all of Southeastern Connecticut Planning Region

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,324 $25.46 $52,960
1 bedroom $1,518 $29.19 $60,720
2 bedrooms $1,902 $36.58 $76,080
3 bedrooms $2,418 $46.50 $96,720
4 bedrooms $2,995 $57.60 $119,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

Free help

Help to buy or rent in Conning Towers-Nautilus Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Southeastern Connecticut Planning Region; none says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Conning Towers-Nautilus Park

No down payment, repair or rent-help program on our list is for Conning Towers-Nautilus Park or Southeastern Connecticut Planning Region. The ones below are statewide in Connecticut: they work in Conning Towers-Nautilus Park the same as in the rest of the state.

Which programs do I qualify for? All programs in Connecticut

Housing counselors near Conning Towers-Nautilus Park

The HUD-approved agencies closest to the center of Conning Towers-Nautilus Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • New London Homeless Hospitality Center

    727 Bank St, New London · 3 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 3 more
    (860) 501-9900

  • Capital for Change, Inc. (housing Counseling Office)

    10 Alexander Dr, Wallingford · 39 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (203) 624-7406

  • NSC (naca Counseling Subsidiary) - Hartford CT

    241 Main St Fl 1, Hartford · 41 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    203-562-6220-1385

Every agency in Southeastern Connecticut Planning Region All counseling agencies in Connecticut

Help in Spanish near Conning Towers-Nautilus Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Conning Towers-Nautilus Park

In HUD’s record, no housing authority with an office in Southeastern Connecticut Planning Region is named for Conning Towers-Nautilus Park or Southeastern Connecticut Planning Region.

3 other authorities have an office in Southeastern Connecticut Planning Region: see the list Source: HUD

Cities

Other cities in Southeastern Connecticut Planning Region

These cities are also in Southeastern Connecticut Planning Region. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Southeastern Connecticut Planning Region Housing in Connecticut

Nearby cities

The cities closest to Conning Towers-Nautilus Park, with the typical home value.

Neighboring counties

If Southeastern Connecticut Planning Region is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Conning Towers-Nautilus Park.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Conning Towers-Nautilus Park

Short answers with the numbers for Conning Towers-Nautilus Park and all of Southeastern Connecticut Planning Region. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Conning Towers-Nautilus Park?

The typical home value in Conning Towers-Nautilus Park is $290,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Southeastern Connecticut Planning Region it is $323,400.

How much does it cost to rent in Conning Towers-Nautilus Park?

Typical rent in Conning Towers-Nautilus Park is $1,856 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Southeastern Connecticut Planning Region is $1,902.

What is the FHA loan limit in Conning Towers-Nautilus Park?

Conning Towers-Nautilus Park uses the FHA limit for all of Southeastern Connecticut Planning Region (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Conning Towers-Nautilus Park?

The typical homeowner in Conning Towers-Nautilus Park pays $4,683 a year, according to the U.S. Census Bureau. That is 1.61% of the home’s value; in Southeastern Connecticut Planning Region, the rate is 1.62%.

Where can I find free help to buy or rent in Conning Towers-Nautilus Park?

There is 1 HUD-approved counseling agency with an office in Southeastern Connecticut Planning Region. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).