City · 35,854 residents · Ventura County, California
Moorpark, California
In Moorpark, a typical home is worth $894,300 and typical rent is $2,559 a month. Compared with all of Ventura County, typical household income is 35% higher, typical rent is 10% higher, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $797,306 to $932,870.
Typical rent
$3,289a month
▲ 0.7% more than 12 months ago
Typical rent from Zillow, September 2024 to September 2026: from $3,150 to $3,289.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Moorpark is in Ventura County. The FHA loan limit ($1,035,000 for a one-unit home), the fair market rents and the help on this page are those of all of Ventura County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Fillmore, the typical home value is $602,500: 33% less than in Moorpark ($894,300).
2
The typical household income in Moorpark is $148,480,35% more than in Ventura County as a whole ($109,797).
3
Nearby, in Fillmore, the typical rent is $1,870: 27% less than in Moorpark ($2,559).
4
79% of households in Moorpark own their home, against 65% in Ventura County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Moorpark
What homes there are in Moorpark, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Moorpark
Ventura County
California
United States
Kind of home: Moorpark and its comparisons
Measure
Moorpark
Ventura County
California
United States
Detached house
77%
63%
57%
61%
Attached house
9%
11%
7%
6%
Building of 2 to 4
3%
6%
8%
8%
Apartments (5 or more)
10%
16%
24%
19%
Mobile home
Unreliable estimate
4%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house rules in Moorpark: 77% of homes, more than in Ventura County (63%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Moorpark
Ventura County
California
United States
Year built: Moorpark and its comparisons
Measure
Moorpark
Ventura County
California
United States
Before 1960
5%
15%
27%
26%
1960–1979
16%
41%
29%
24%
1980–1999
56%
28%
25%
25%
2000–2009
15%
11%
11%
14%
2010 or later
9%
6%
8%
11%
The typical home in Moorpark was built in 1987, 9 years after the typical one in Ventura County.
There is more room for a big family here: 82% of homes have 3 bedrooms or more, against 65% in Ventura County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K3%
$500K–$750K22%
$750K–$1M38%
$1M or more34%
Value of owner-occupied homes: Moorpark and its comparisons
Measure
Moorpark
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
3%
$500K–$750K
22%
$750K–$1M
38%
$1M or more
34%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99913%
$2,000–$2,49918%
$2,500–$2,99921%
$3,000 or more31%
Monthly rent with utilities: Moorpark and its comparisons
Measure
Moorpark
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
13%
$2,000–$2,499
18%
$2,500–$2,999
21%
$3,000 or more
31%
With a mortgage
$3,201 a month
Ventura County: $3,105 a month
Without a mortgage
$939 a month
Ventura County: $847 a month
Owners with a mortgage
78%
Ventura County: 69%
Owning costs about the same in Moorpark as in Ventura County: with a mortgage, $3,201 a month; without one, $939.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Moorpark+41%
Ventura County+40%
California+46%
United States+53%
Typical rent
Moorpark+25%
Ventura County+31%
California+36%
United States+33%
Typical household income
Moorpark+38%
Ventura County+25%
California+32%
United States+29%
Change since 2015–2019: Moorpark and its comparisons
Measure
Moorpark
Ventura County
California
United States
Typical home value
+41%
+40%
+46%
+53%
Typical rent
+25%
+31%
+36%
+33%
Typical household income
+38%
+25%
+32%
+29%
From 2015–2019 to 2020–2024, home values in Moorpark rose at about the same pace as in Ventura County: 41% against 40%.
Since 2015–2019, the typical rent in Moorpark rose 25%, less than in Ventura County (31%).
While home values in Moorpark changed +41% and rent +25%, the typical household income rose 38%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Moorpark and its comparisons
Measure
Moorpark
Ventura County
California
United States
Rental vacancy
Unreliable estimate
3.8%
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
0.8%
0.9%
More than one person per room
5.1%
7.0%
8.2%
3.4%
People per household
3.20
2.94
2.84
2.53
Drive alone
71%
70%
66%
69%
Carpool
8%
10%
10%
9%
Public transit
Unreliable estimate
1%
3%
3%
Walk or bike
1%
2%
3%
3%
Work from home
19%
16%
17%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer households are short on space in Moorpark: 5.1% have more than one person per room; in Ventura County, 7.0%.
Households in Moorpark are bigger: 3.20 people on average; in Ventura County, 2.94.
In Moorpark, 19% of workers work from home, more than in Ventura County (16%).
Do the math
What would you pay each month for a home in Moorpark?
A typical home costs more than the typical income allows
We start with a typical home in Moorpark, worth $894,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 60% of the typical household income in Moorpark, which is $148,480 a year. For that payment to be 28% of income, a household would need to earn about $316,701 a year.
The calculator's FHA and conventional loan limits are those of all of Ventura County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Moorpark. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $31,301 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,390
at 7.18% · 30 years
Loan amount
$878,101
Total interest
$1,263,382
Paid off in
November 2056
Includes $15,102 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,465 a month
Tight
$3,465 to $4,454 a month
Hard
more than $4,454 a month
Your payment · 60%
Compared with the typical household income in Moorpark ($148,480 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,949
Property tax
$529
Home insurance
$373
FHA mortgage insurance (MIP)
$539
You need at least $31,301 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,390; principal and interest $5,949.
The city and its county
Moorpark and Ventura County
Moorpark is in Ventura County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Moorpark
Map of Ventura County, California, with Moorpark marked. Around it, the neighboring counties.
Moorpark
Ventura County
Other cities with a page
Moorpark's own numbers
Typical home value
$894,300
Typical monthly rent
$2,559
Typical yearly household income
$148,480
Households that own their home
79%
Effective property tax rate
0.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Ventura County
FHA limit, one-unit home
$1,035,000
Conventional limit, one unit
$1,035,000
HUD fair market rent, 2 bedrooms
$2,424
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
3.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ventura County.
A typical home in Moorpark is worth $894,300: 9% above the county and 22% above California. With the typical household income in Moorpark ($148,480 a year), a typical home costs 6.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Moorpark6.0 years
Ventura7.5 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Ventura County
According to FHFA’s house price index, home prices in Ventura County rose 78% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Ventura County.
Yearly change in FHFA’s price index in Ventura County, 2016 to 2025
2016: +6.6% +6.6% 2016
2017: +5.3% +5.3% 2017
2018: +4.4% +4.4% 2018
2019: +2.9% +2.9% 2019
2020: +2.3% +2.3% 2020
2021: +11.3% +11.3% 2021
2022: +15.4% +15.4% 2022
2023: +4.1% +4.1% 2023
2024: +5.7% +5.7% 2024
2025: +2.0% +2.0% 2025
Change in FHFA’s price index in Ventura County, California and the United States
Period
County
California
U.S.
Last year (2025)
+2.0%
+0.8%
+2.9%
5 years (2020–2025)
+44%
+40%
+47%
10 years (2015–2025)
+78%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Moorpark next to Ventura County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Moorpark$894,300
Ventura$822,700
California$734,700
United States$332,700
Typical monthly rent
Moorpark$2,559
Ventura$2,317
California$2,036
United States$1,413
Typical yearly household income
Moorpark$148,480
Ventura$109,797
California$99,122
United States$80,734
See the full table
Moorpark next to Ventura County and California
Measure
Moorpark
Ventura County
California
U.S.
Typical home value
$894,300 ▲9% above the county
$822,700
$734,700
$332,700
Typical monthly rent
$2,559 ▲10% above the county
$2,317
$2,036
$1,413
Typical yearly household income
$148,480 ▲35% above the county
$109,797
$99,122
$80,734
Households that own their home
79% ▲15 points above the county
65%
56%
65%
Typical yearly property tax
$6,384 ▲15% above the county
$5,574
$5,124
$3,119
Effective property tax rate
0.71% ▲0.03 points above the county
0.68%
0.7%
0.94%
Renters with high rent for their income
53% ▼6 points below the county
59%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ventura County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Moorpark
For a typical $894,300 home in Moorpark, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Moorpark's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,390a month
Least cash to close
Down payment
$31,301
Cash to close
$58,130
Rate
7.18%
Mortgage insurance
FHA MIP · $539
Conventional, 5% down$7,082a month
Down payment
$44,715
Cash to close
$71,544
Rate
7.18%
Mortgage insurance
PMI · $425
Conventional, 20% down, no PMI$5,748a month
Down payment
$178,860
Cash to close
$205,689
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,575a month
Down payment
$134,145
Cash to close
$160,974
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Moorpark
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$7,390
$31,301
$878,102
7.18%
FHA MIP · $539
$58,130
580
Conventional, 5% down
$7,082
$44,715
$849,585
7.18%
PMI · $425
$71,544
620*
Conventional, 20% down, no PMI
$5,748
$178,860
$715,440
7.18%
None
$205,689
620*
ITIN, 15% down (example)
$6,575
$134,145
$760,155
8.18%
None
$160,974
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Moorpark is $2,559 a month: 10% above the county. In Moorpark, 53% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Ventura County, by unit size. To pay the 2-bedroom one ($2,424 a month) without spending more than 30% of your income, you would need to earn $46.62 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Ventura County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,827
$35.13
$73,080
1 bedroom
$2,035
$39.13
$81,400
2 bedrooms
$2,424
$46.62
$96,960
3 bedrooms
$3,287
$63.21
$131,480
4 bedrooms
$3,816
$73.38
$152,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Moorpark
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Moorpark is in ZIP code 93021.
For 2 bedrooms it is $2,790: $366 more than the fair market rent for Ventura County ($2,424).
Fair market rent by ZIP code and size in Moorpark, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
93021
$2,110
$2,350
$2,790
$3,780
$4,390
ZIP code2 bd3 bd
93021 $2,790$3,780
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Moorpark when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Moorpark. These are the largest.
Vintage Crest Senior Apts4700 Park Ln, Moorpark 93021190 homes, 189 low-income · 1 bd: 96 · 2 bd: 94 · In service since 2004 · For older adults
Tafoya Terrace Apts344 Charles St, Moorpark 9302130 low-income homes · Run by Housing Authority of the County of Ventura · Average payment: $488 a month · Average wait: 26 months(805) 480-9991
Walnut Street Family Apartments80 Everett St, Moorpark 9302124 homes, 23 low-income · 1 bd: 1 · 2 bd: 15 · 3 bd: 8 · In service since 2018 · For families
Charles Street Apts396 Charles St, Moorpark 9302119 low-income homes · 2 bd: 14 · 3 bd: 6 · In service since 2012 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Ventura County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Moorpark or Ventura County. The ones below are statewide in California: they work in Moorpark the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Moorpark or Ventura County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Moorpark and all of Ventura County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Moorpark?
The typical home value in Moorpark is $894,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ventura County it is $822,700.
How much does it cost to rent in Moorpark?
Typical rent in Moorpark is $2,559 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ventura County is $2,424.
What is the FHA loan limit in Moorpark?
Moorpark uses the FHA limit for all of Ventura County (2026): $1,035,000 for a one-unit home and $1,990,450 for a four-unit home.
How much property tax do owners pay in Moorpark?
The typical homeowner in Moorpark pays $6,384 a year, according to the U.S. Census Bureau. That is 0.71% of the home’s value; in Ventura County, the rate is 0.68%.
Where can I find free help to buy or rent in Moorpark?
There are 2 HUD-approved counseling agencies with an office in Ventura County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
