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City · 8,392 residents · Fresno County, California

Firebaugh , California

In Firebaugh, a typical home is worth $242,400 and typical rent is $982 a month. Compared with all of Fresno County, the typical home value is 38% lower, typical household income is 36% lower, and the share of households that own their home is 9 points lower.

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  • Typical home value

    $242,400

    38% below the county

    67% below California

    • Firebaugh
    • Fresno
    • California

  • Typical rent

    $982a month

    29% below the county

    52% below California

    • Firebaugh
    • Fresno
    • California

  • Typical household income

    $47,734a year

    36% below the county

    52% below California

    • Firebaugh
    • Fresno
    • California

  • Households that own their home

    47%

    9 points below the county

    9 points below California

    • Firebaugh
    • Fresno
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$337,759
2.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Firebaugh is in Fresno County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Fresno County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Firebaugh apart

What this place has that others do not, from public data, most unusual first.

  1. Firebaugh has the 10th lowest typical rent of the 648 cities in California with more than 5,000 people ($982).

  2. Firebaugh has the 15th lowest typical household income of the 659 cities in California with more than 5,000 people ($47,734).

  3. Firebaugh has the 17th lowest typical home value of the 654 cities in California with more than 5,000 people ($242,400).

  4. 47% of households in Firebaugh own their home, against 56% in Fresno County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Firebaugh

What homes there are in Firebaugh, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Firebaugh, 6 in 10 homes are single-family detached houses; in Fresno County, 7.

Year built

The typical home in Firebaugh was built in 1993, 11 years after the typical one in Fresno County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,269 a month

Fresno County: $2,065 a month

Without a mortgage

$459 a month

Fresno County: $673 a month

Owners with a mortgage

63%

Fresno County: 66%

In Firebaugh, 63% of owners have a mortgage, and their typical cost is $1,269 a month, against $2,065 in Fresno County. Without one it drops to $459.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Firebaugh gained value more slowly than in Fresno County: 40% since 2015–2019, against 53%.

Rents in Firebaugh rose faster than in Fresno County: 52% since 2015–2019, against 40%.

The typical household income in Firebaugh rose 34%: less than home values (+40%) and rent (+52%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFirebaughFresno CountyCaliforniaUnited States
Rental vacancy Unreliable estimate3.1%4.2%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room 16.2%10.7%8.2%3.4%
People per household 3.393.072.842.53
Drive alone 83%73%66%69%
Carpool 8%12%10%9%
Public transit Unreliable estimate1%3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home Unreliable estimate10%17%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 16.2% of households in Firebaugh live, more than in Fresno County (10.7%).

Households in Firebaugh are bigger: 3.39 people on average; in Fresno County, 3.07.

In Firebaugh, 83% of workers drive alone to work; in Fresno County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Firebaugh?

A typical home costs more than the typical income allows

We start with a typical home in Firebaugh, worth $242,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in Firebaugh, which is $47,734 a year. For that payment to be 28% of income, a household would need to earn about $83,565 a year.

The calculator's FHA and conventional loan limits are those of all of Fresno County.

Your numbers

Local data
$

Starts at the typical home value in Firebaugh. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,484 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,950

at 7.18% · 30 years

Loan amount
$238,010
Total interest
$342,440
Paid off in
November 2056

Includes $4,094 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,114 a month

  • Tight

    $1,114 to $1,432 a month

  • Hard

    more than $1,432 a month

    Your payment · 49%

Compared with the typical household income in Firebaugh ($47,734 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,950
Principal & interest$1,612
Property tax$129
Home insurance$101
FHA mortgage insurance (MIP)$107

You need at least $8,484 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Firebaugh and Fresno County

Firebaugh is in Fresno County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Firebaugh's own numbers

Typical home value
$242,400
Typical monthly rent
$982
Typical yearly household income
$47,734
Households that own their home
47%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Fresno County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,685
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Fresno County.

Everything about Fresno County

Buying

Buying a home in Firebaugh

A typical home in Firebaugh is worth $242,400: 38% below the county and 67% below California. With the typical household income in Firebaugh ($47,734 a year), a typical home costs 5.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Firebaugh 5.1 years
  • Fresno 5.2 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Fresno County

According to FHFA’s house price index, home prices in Fresno County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Fresno County.

Period County California U.S.
Last year (2025) +2.3% +0.8% +2.9%
5 years (2020–2025) +49% +40% +47%
10 years (2015–2025) +98% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Firebaugh next to Fresno County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Firebaugh $242,400
  • Fresno $388,800
  • California $734,700
  • United States $332,700
Typical monthly rent
  • Firebaugh $982
  • Fresno $1,392
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Firebaugh $47,734
  • Fresno $74,201
  • California $99,122
  • United States $80,734
See the full table
Firebaugh next to Fresno County and California
Measure Firebaugh Fresno County California U.S.
Typical home value $242,400 $388,800 $734,700 $332,700
Typical monthly rent $982 $1,392 $2,036 $1,413
Typical yearly household income $47,734 $74,201 $99,122 $80,734
Households that own their home 47% 56% 56% 65%
Typical yearly property tax $1,548 $2,861 $5,124 $3,119
Effective property tax rate 0.64% 0.74% 0.7% 0.94%
Renters with high rent for their income 54% 56% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Fresno County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Firebaugh

For a typical $242,400 home in Firebaugh, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Firebaugh's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,950a month

    Least cash to close
    Down payment
    $8,484
    Cash to close
    $15,756
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $107

  • Conventional, 5% down $1,905a month

    Down payment
    $12,120
    Cash to close
    $19,392
    Rate
    7.18%
    Mortgage insurance
    PMI · $115

  • Conventional, 20% down, no PMI $1,544a month

    Down payment
    $48,480
    Cash to close
    $55,752
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,768a month

    Down payment
    $36,360
    Cash to close
    $43,632
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Firebaugh and for Fresno County.

Property tax

Effective rate in Firebaugh

0.64%of the home’s value each year

$1,548 a year for the typical owner in Firebaugh.

  • Firebaugh 0.64%
  • Fresno 0.74%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Fresno County

FEMA does not publish these numbers by city: they are for all of Fresno County.

Homes in the high-risk zone
1.1%
2,954
Of those, with NFIP insurance
20%
County California U.S.
Homes in the high-risk zone 1.1% 2.8% 3.5%
Of those, with NFIP insurance 20% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Firebaugh

Typical rent in Firebaugh is $982 a month: 29% below the county. In Firebaugh, 54% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Fresno County, by unit size. To pay the 2-bedroom one ($1,685 a month) without spending more than 30% of your income, you would need to earn $32.40 an hour working full time.

HUD fair market rent for all of Fresno County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,354 $26.04 $54,160
1 bedroom $1,363 $26.21 $54,520
2 bedrooms $1,685 $32.40 $67,400
3 bedrooms $2,333 $44.87 $93,320
4 bedrooms $2,671 $51.37 $106,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Firebaugh

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Firebaugh is in ZIP code 93622.

For 2 bedrooms it is $1,500: $185 less than the fair market rent for Fresno County ($1,685).

  • 93622 $1,500$2,090

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Firebaugh when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Firebaugh

HUD lists 5 buildings with rents for lower incomes in Firebaugh. These are the largest.

  • Mendoza Terrace-Firebaugh 1662 Thomas Conboy Ave, Firebaugh 93622 135 homes, 134 low-income · Run by Housing Authority of Fresno County · Average payment: $582 a month · Average wait: 18 months (559) 443-8400
  • Firebaugh Garden Apartments and Mendota Village Apar Firebaugh = 600 P Street Street, Firebaugh 93622 84 homes, 82 low-income · 1 bd: 10 · 2 bd: 38 · 3 bd: 28 · 4 bd: 8 · In service since 2019 · For families
  • San Joaquin Vista Apts 500 P St, Firebaugh 93622 48 homes, 47 low-income · 2 bd: 16 · 3 bd: 24 · 4 bd: 8 · In service since 2001 · For families
  • Firebaugh Garden Apts 600 P St, Firebaugh 93622 40 low-income homes · In service since 1995 · For families
  • Rio Villas Fka Firebaugh Gateway 1238 P St, Firebaugh 93622 30 homes, 29 low-income · 1 bd: 26 · 2 bd: 4 · In service since 2016 · For families

See all 192 buildings in Fresno County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Firebaugh

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Fresno County; 1 says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Firebaugh

No down payment, repair or rent-help program on our list is for Firebaugh or Fresno County. The ones below are statewide in California: they work in Firebaugh the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Firebaugh

The HUD-approved agencies closest to the center of Firebaugh, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Housing Council of Fresno

    2560 W Shaw Ln Ste 101, Fresno · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (559) 221-6919

  • Southwest Fresno Development Corp

    1424 W California Ave, Fresno · 36 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (559) 209-8031

  • Fresno Interdenominational Refugee Ministries

    1940 N Fresno St, Fresno · 38 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (559) 487-1500

Every agency in Fresno County All counseling agencies in California

Help in Spanish near Firebaugh

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Firebaugh

HUD’s record names them for Firebaugh or Fresno County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Fresno County Public housing and Section 8 vouchers (559) 443-8400

One other authority has an office in Fresno County: see the list Source: HUD

Cities

Other cities in Fresno County

These cities are also in Fresno County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Fresno County Housing in California
See 3 more cities in Fresno County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Firebaugh, with the typical home value.

Neighboring counties

If Fresno County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Firebaugh.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Firebaugh

Short answers with the numbers for Firebaugh and all of Fresno County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Firebaugh?

The typical home value in Firebaugh is $242,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Fresno County it is $388,800.

How much does it cost to rent in Firebaugh?

Typical rent in Firebaugh is $982 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Fresno County is $1,685.

What is the FHA loan limit in Firebaugh?

Firebaugh uses the FHA limit for all of Fresno County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Firebaugh?

The typical homeowner in Firebaugh pays $1,548 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Fresno County, the rate is 0.74%.

Where can I find free help to buy or rent in Firebaugh?

There are 3 HUD-approved counseling agencies with an office in Fresno County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).