City · 31,218 residents · Tuscaloosa County, Alabama
Northport, Alabama
In Northport, a typical home is worth $282,600 and typical rent is $982 a month. Compared with all of Tuscaloosa County, typical household income is 22% higher and the typical home value is 14% higher.
Typical home value from Zillow, September 2021 to September 2026: from $245,585 to $287,487.
Typical rent
$1,489a month
▲ 3% more than 12 months ago
Typical rent from Zillow, December 2024 to September 2026: from $1,384 to $1,489.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Northport is in Tuscaloosa County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Tuscaloosa County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bessemer, the typical home value is $135,900: 52% less than in Northport ($282,600).
2
The typical household income in Northport is $80,913,22% more than in Tuscaloosa County as a whole ($66,231).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Northport
What homes there are in Northport, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Northport
Tuscaloosa County
Alabama
United States
Kind of home: Northport and its comparisons
Measure
Northport
Tuscaloosa County
Alabama
United States
Detached house
70%
62%
69%
61%
Attached house
Unreliable estimate
2%
2%
6%
Building of 2 to 4
6%
6%
5%
8%
Apartments (5 or more)
21%
22%
12%
19%
Mobile home
Unreliable estimate
9%
12%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Northport, 7 in 10 homes are single-family detached houses; in Tuscaloosa County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or later
Northport
Tuscaloosa County
Alabama
United States
Year built: Northport and its comparisons
Measure
Northport
Tuscaloosa County
Alabama
United States
Before 1960
8%
12%
16%
26%
1960–1979
25%
23%
26%
24%
1980–1999
29%
27%
29%
25%
2000–2009
19%
20%
15%
14%
2010 or later
19%
19%
13%
11%
In Northport, half of the homes were built before 1992; in Tuscaloosa County, before 1992.
Much as in Tuscaloosa County, 69% of homes in Northport have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K10%
$200K–$300K43%
$300K–$500K37%
$500K–$750K5%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Northport and its comparisons
Measure
Northport
Under $100K
Unreliable estimate
$100K–$200K
10%
$200K–$300K
43%
$300K–$500K
37%
$500K–$750K
5%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50016%
$500–$99937%
$1,000–$1,49939%
HUD fair market rent, 2 bedrooms: $1,165
$1,500–$1,9995%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Northport and its comparisons
Measure
Northport
Under $500
16%
$500–$999
37%
$1,000–$1,499
39%
$1,500–$1,999
5%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
About 65% of rented homes in Northport cost less than HUD's 2-bedroom fair market rent for Tuscaloosa County ($1,165); the rest cost more.
With a mortgage
$1,602 a month
Tuscaloosa County: $1,559 a month
Without a mortgage
$479 a month
Tuscaloosa County: $473 a month
Owners with a mortgage
72%
Tuscaloosa County: 63%
The typical cost for an owner with a mortgage in Northport is $1,602 a month, near the figure in Tuscaloosa County ($1,559).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Northport+60%
Tuscaloosa County+46%
Alabama+47%
United States+53%
Typical rent
Northport+19%
Tuscaloosa County+23%
Alabama+27%
United States+33%
Typical household income
Northport+35%
Tuscaloosa County+24%
Alabama+27%
United States+29%
Change since 2015–2019: Northport and its comparisons
Measure
Northport
Tuscaloosa County
Alabama
United States
Typical home value
+60%
+46%
+47%
+53%
Typical rent
+19%
+23%
+27%
+33%
Typical household income
+35%
+24%
+27%
+29%
Since 2015–2019, homes in Northport gained value faster than in Tuscaloosa County: 60% against 46%.
Rents in Northport rose more slowly than in Tuscaloosa County: 19% since 2015–2019, against 23%.
The typical household income in Northport rose 35% over that time; home values changed +60% and rent +19%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Northport and its comparisons
Measure
Northport
Tuscaloosa County
Alabama
United States
Rental vacancy
Unreliable estimate
4.7%
7.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
2.0%
1.7%
3.4%
People per household
2.45
2.47
2.48
2.53
Drive alone
83%
79%
81%
69%
Carpool
10%
10%
8%
9%
Public transit
Unreliable estimate
1%
0%
3%
Walk or bike
Unreliable estimate
2%
1%
3%
Work from home
7%
7%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
By size, households in Northport look like those in Tuscaloosa County: 2.45 people on average.
To get to work, 83% of workers in Northport drive alone; in Tuscaloosa County, 79%.
Do the math
What would you pay each month for a home in Northport?
A typical home is tight for the typical income
We start with a typical home in Northport, worth $282,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Northport, which is $80,913 a year. For that payment to be 28% of income, a household would need to earn about $94,093 a year.
The calculator's FHA and conventional loan limits are those of all of Tuscaloosa County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Northport. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,891 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,195
at 7.18% · 30 years
Loan amount
$277,481
Total interest
$399,231
Paid off in
November 2056
Includes $4,772 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,888 a month
Tight
$1,888 to $2,427 a month
Your payment · 33%
Hard
more than $2,427 a month
Compared with the typical household income in Northport ($80,913 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,880
Property tax
$73
Home insurance
$118
FHA mortgage insurance (MIP)
$125
You need at least $9,891 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,195; principal and interest $1,880.
The city and its county
Northport and Tuscaloosa County
Northport is in Tuscaloosa County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Northport
Map of Tuscaloosa County, Alabama, with Northport marked. Around it, the neighboring counties.
Northport
Tuscaloosa County
Other cities with a page
Northport's own numbers
Typical home value
$282,600
Typical monthly rent
$982
Typical yearly household income
$80,913
Households that own their home
62%
Effective property tax rate
0.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tuscaloosa County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,165
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tuscaloosa County.
A typical home in Northport is worth $282,600: 14% above the county and 35% above Alabama. With the typical household income in Northport ($80,913 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Northport3.5 years
Tuscaloosa3.8 years
Alabama3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tuscaloosa County
According to FHFA’s house price index, home prices in Tuscaloosa County rose 65% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tuscaloosa County.
Yearly change in FHFA’s price index in Tuscaloosa County, 2016 to 2025
2016: +2.8% +2.8% 2016
2017: +2.4% +2.4% 2017
2018: +3.7% +3.7% 2018
2019: +4.3% +4.3% 2019
2020: +4.3% +4.3% 2020
2021: +8.0% +8.0% 2021
2022: +12.2% +12.2% 2022
2023: +3.5% +3.5% 2023
2024: +7.6% +7.6% 2024
2025: +3.3% +3.3% 2025
Change in FHFA’s price index in Tuscaloosa County, Alabama and the United States
Period
County
Alabama
U.S.
Last year (2025)
+3.3%
+2.5%
+2.9%
5 years (2020–2025)
+39%
+47%
+47%
10 years (2015–2025)
+65%
+77%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Northport next to Tuscaloosa County, Alabama and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Northport$282,600
Tuscaloosa$248,700
Alabama$209,900
United States$332,700
Typical monthly rent
Northport$982
Tuscaloosa$1,037
Alabama$1,007
United States$1,413
Typical yearly household income
Northport$80,913
Tuscaloosa$66,231
Alabama$63,999
United States$80,734
See the full table
Northport next to Tuscaloosa County and Alabama
Measure
Northport
Tuscaloosa County
Alabama
U.S.
Typical home value
$282,600 ▲14% above the county
$248,700
$209,900
$332,700
Typical monthly rent
$982 ▼5% below the county
$1,037
$1,007
$1,413
Typical yearly household income
$80,913 ▲22% above the county
$66,231
$63,999
$80,734
Households that own their home
62% ▲1 points above the county
61%
70%
65%
Typical yearly property tax
$883 ▲11% above the county
$795
$788
$3,119
Effective property tax rate
0.31% ▼0.01 points below the county
0.32%
0.38%
0.94%
Renters with high rent for their income
44% ▼7 points below the county
51%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tuscaloosa County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Northport
For a typical $282,600 home in Northport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Northport's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,196a month
Least cash to close
Down payment
$9,891
Cash to close
$18,369
Rate
7.18%
Mortgage insurance
FHA MIP · $125
Conventional, 5% down$2,144a month
Down payment
$14,130
Cash to close
$22,608
Rate
7.18%
Mortgage insurance
PMI · $134
Conventional, 20% down, no PMI$1,722a month
Down payment
$56,520
Cash to close
$64,998
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,984a month
Down payment
$42,390
Cash to close
$50,868
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Northport
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,196
$9,891
$277,481
7.18%
FHA MIP · $125
$18,369
580
Conventional, 5% down
$2,144
$14,130
$268,470
7.18%
PMI · $134
$22,608
620*
Conventional, 20% down, no PMI
$1,722
$56,520
$226,080
7.18%
None
$64,998
620*
ITIN, 15% down (example)
$1,984
$42,390
$240,210
8.18%
None
$50,868
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Northport is $982 a month: 5% below the county. In Northport, 44% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tuscaloosa County, by unit size. To pay the 2-bedroom one ($1,165 a month) without spending more than 30% of your income, you would need to earn $22.40 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tuscaloosa County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$970
$18.65
$38,800
1 bedroom
$975
$18.75
$39,000
2 bedrooms
$1,165
$22.40
$46,600
3 bedrooms
$1,470
$28.27
$58,800
4 bedrooms
$1,531
$29.44
$61,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Northport
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Northport has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,110 in 35473 to $1,130 in 35476.
None is above the fair market rent for Tuscaloosa County ($1,165).
2-bedroom fair market rent in each of the 3 ZIP codes of Northport, beside the one for Tuscaloosa County. For 2 bedrooms it runs from $1,110 in 35473 to $1,130 in 35476. None is above the fair market rent for Tuscaloosa County ($1,165).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,165
Lowest: $1,110 (35473)Highest: $1,130 (35476)
Fair market rent by ZIP code and size in Northport, fiscal year 2027.
35473
$920
$930
$1,110
$1,400
$1,460
35475
$920
$930
$1,110
$1,400
$1,460
35476
$940
$950
$1,130
$1,430
$1,490
ZIP code2 bd3 bd
35473 $1,110$1,400
35475 $1,110$1,400
35476 $1,130$1,430
3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Northport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 17 buildings with rents for lower incomes in Northport. These are the largest.
Stonebrook/West Circle1002 30th Ave, Northport 35476200 low-income homes · Run by Ha Northport · Average payment: $300 a month · Average wait: 92 months · Homes at several sites(205) 752-8171
E.j. James, JR. Courtyard66 Valley Hls, Northport 35476170 low-income homes · Run by Ha Northport · Average payment: $284 a month · Homes at several sites(205) 752-8171
Presbyterian Apts - Northport3845 Highway 69 N, Northport 3547398 low-income homes · For older adults(205) 339-5180
Saddlewood Apts2400 Deerfield Dr, Northport 3547398 low-income homes · 2 bd: 64 · 3 bd: 33 · In service since 2007 · For people with disabilities, families(205) 339-0660
Mcdaniel Arms Apts1791 Harper Rd, Northport 3547676 low-income homes · For families(205) 333-0224
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Tuscaloosa County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Northport or Tuscaloosa County. The ones below are statewide in Alabama: they work in Northport the same as in the rest of the state.
Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%.Offered by Alabama Housing Finance Authority (AHFA).
No legal help resource on our list is for Northport or Tuscaloosa County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Northport and all of Tuscaloosa County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Northport?
The typical home value in Northport is $282,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tuscaloosa County it is $248,700.
How much does it cost to rent in Northport?
Typical rent in Northport is $982 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tuscaloosa County is $1,165.
What is the FHA loan limit in Northport?
Northport uses the FHA limit for all of Tuscaloosa County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Northport?
The typical homeowner in Northport pays $883 a year, according to the U.S. Census Bureau. That is 0.31% of the home’s value; in Tuscaloosa County, the rate is 0.32%.
Where can I find free help to buy or rent in Northport?
There are 2 HUD-approved counseling agencies with an office in Tuscaloosa County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
