In Monroeville, a typical home is worth $122,900 and typical rent is $577 a month. Compared with all of Monroe County, typical household income is 23% lower, typical rent is 13% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $126,909 to $142,287.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Monroeville is in Monroe County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Monroe County. See the county
What this place has that others do not, from public data, most unusual first.
1
Monroeville has the lowest typical household income of the 120 cities in Alabama with more than 5,000 people: $32,513.
2
Monroeville has the 2nd lowest typical rent of the 117 cities in Alabama with more than 5,000 people ($577).
3
57% of households in Monroeville own their home, against 72% in Monroe County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Monroeville
What homes there are in Monroeville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Monroeville
Monroe County
Alabama
United States
Kind of home: Monroeville and its comparisons
Measure
Monroeville
Monroe County
Alabama
United States
Detached house
61%
67%
69%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
18%
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
12%
19%
Mobile home
Unreliable estimate
21%
12%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Monroeville (61%), but less so than in Monroe County (67%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Monroeville
Monroe County
Alabama
United States
Year built: Monroeville and its comparisons
Measure
Monroeville
Monroe County
Alabama
United States
Before 1960
12%
12%
16%
26%
1960–1979
35%
31%
26%
24%
1980–1999
41%
39%
29%
25%
2000–2009
Unreliable estimate
12%
15%
14%
2010 or later
Unreliable estimate
8%
13%
11%
The typical year built in Monroeville is 1981, about the same as in Monroe County (1984).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K36%
$100K–$200K34%
$200K–$300K18%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Monroeville and its comparisons
Measure
Monroeville
Under $100K
36%
$100K–$200K
34%
$200K–$300K
18%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99961%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Monroeville and its comparisons
Measure
Monroeville
Under $500
Unreliable estimate
$500–$999
61%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,080 a month
Monroe County: $1,076 a month
Without a mortgage
$364 a month
Monroe County: $380 a month
Owners with a mortgage
49%
Monroe County: 37%
Owning costs about the same in Monroeville as in Monroe County: with a mortgage, $1,080 a month; without one, $364.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
MonroevilleNo clear change
Monroe CountyNo clear change
Alabama+47%
United States+53%
Typical rent
MonroevilleNo clear change
Monroe CountyNo clear change
Alabama+27%
United States+33%
Typical household income
MonroevilleNo clear change
Monroe County+39%
Alabama+27%
United States+29%
Change since 2015–2019: Monroeville and its comparisons
Measure
Monroeville
Monroe County
Alabama
United States
Typical home value
No clear change
No clear change
+47%
+53%
Typical rent
No clear change
No clear change
+27%
+33%
Typical household income
No clear change
+39%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Monroeville did not change clearly: the difference is within the Census margin of error.
The typical rent in Monroeville stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Monroeville and its comparisons
Measure
Monroeville
Monroe County
Alabama
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.7%
3.4%
People per household
2.32
2.60
2.48
2.53
Drive alone
94%
92%
81%
69%
Carpool
Unreliable estimate
Unreliable estimate
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
Unreliable estimate
Unreliable estimate
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Monroeville has 2.32 people, fewer than in Monroe County (2.60).
The car rules in Monroeville: 94% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Monroeville?
A typical home is tight for the typical income
We start with a typical home in Monroeville, worth $122,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Monroeville, which is $32,513 a year. For that payment to be 28% of income, a household would need to earn about $41,403 a year.
The calculator's FHA and conventional loan limits are those of all of Monroe County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Monroeville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,302 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$966
at 7.18% · 30 years
Loan amount
$120,673
Total interest
$173,621
Paid off in
November 2056
Includes $2,075 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $759 a month
Tight
$759 to $975 a month
Your payment · 36%
Hard
more than $975 a month
Compared with the typical household income in Monroeville ($32,513 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$817
Property tax
$43
Home insurance
$51
FHA mortgage insurance (MIP)
$54
You need at least $4,302 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $966; principal and interest $817.
The city and its county
Monroeville and Monroe County
Monroeville is in Monroe County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Monroeville
Map of Monroe County, Alabama, with Monroeville marked. Around it, the neighboring counties.
Monroeville
Monroe County
Other cities with a page
Monroeville's own numbers
Typical home value
$122,900
Typical monthly rent
$577
Typical yearly household income
$32,513
Households that own their home
57%
Effective property tax rate
0.42%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Monroe County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$921
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Monroe County.
A typical home in Monroeville is worth $122,900: about the same as the county and 41% below Alabama. With the typical household income in Monroeville ($32,513 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Monroeville3.8 years
Monroe2.9 years
Alabama3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Monroe County
According to FHFA’s house price index, home prices in Monroe County rose 58% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Monroe County.
Yearly change in FHFA’s price index in Monroe County, 2016 to 2025
2016: +6.9% +6.9% 2016
2017: −0.6% −0.6% 2017
2018: +3.1% +3.1% 2018
2019: +5.1% +5.1% 2019
2020: +1.5% +1.5% 2020
2021: +7.9% +7.9% 2021
2022: +6.6% +6.6% 2022
2023: +8.9% +8.9% 2023
2024: +11.4% +11.4% 2024
2025: −3.0% −3.0% 2025
Change in FHFA’s price index in Monroe County, Alabama and the United States
Period
County
Alabama
U.S.
Last year (2025)
−3.0%
+2.5%
+2.9%
5 years (2020–2025)
+35%
+47%
+47%
10 years (2015–2025)
+58%
+77%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Monroeville next to Monroe County, Alabama and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Monroeville$122,900
Monroe$120,600
Alabama$209,900
United States$332,700
Typical monthly rent
Monroeville$577
Monroe$666
Alabama$1,007
United States$1,413
Typical yearly household income
Monroeville$32,513
Monroe$42,292
Alabama$63,999
United States$80,734
See the full table
Monroeville next to Monroe County and Alabama
Measure
Monroeville
Monroe County
Alabama
U.S.
Typical home value
$122,900
$120,600
$209,900
$332,700
Typical monthly rent
$577 ▼13% below the county
$666
$1,007
$1,413
Typical yearly household income
$32,513 ▼23% below the county
$42,292
$63,999
$80,734
Households that own their home
57% ▼15 points below the county
72%
70%
65%
Typical yearly property tax
$522 ▲37% above the county
$381
$788
$3,119
Effective property tax rate
0.42% ▲0.1 points above the county
0.32%
0.38%
0.94%
Renters with high rent for their income
55% ▲4 points above the county
51%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Monroe County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Monroeville
For a typical $122,900 home in Monroeville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Monroeville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$966a month
Least cash to close
Down payment
$4,302
Cash to close
$7,989
Rate
7.18%
Mortgage insurance
FHA MIP · $54
Conventional, 5% down$944a month
Down payment
$6,145
Cash to close
$9,832
Rate
7.18%
Mortgage insurance
PMI · $58
Conventional, 20% down, no PMI$760a month
Down payment
$24,580
Cash to close
$28,267
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$874a month
Down payment
$18,435
Cash to close
$22,122
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Monroeville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$966
$4,302
$120,674
7.18%
FHA MIP · $54
$7,989
580
Conventional, 5% down
$944
$6,145
$116,755
7.18%
PMI · $58
$9,832
620*
Conventional, 20% down, no PMI
$760
$24,580
$98,320
7.18%
None
$28,267
620*
ITIN, 15% down (example)
$874
$18,435
$104,465
8.18%
None
$22,122
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Monroeville is $577 a month: 13% below the county. In Monroeville, 55% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Monroe County, by unit size. To pay the 2-bedroom one ($921 a month) without spending more than 30% of your income, you would need to earn $17.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Monroe County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$700
$13.46
$28,000
1 bedroom
$704
$13.54
$28,160
2 bedrooms
$921
$17.71
$36,840
3 bedrooms
$1,275
$24.52
$51,000
4 bedrooms
$1,496
$28.77
$59,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Monroeville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Monroeville is in ZIP code 36460.
For 2 bedrooms it is $920: $1 less than the fair market rent for Monroe County ($921).
Fair market rent by ZIP code and size in Monroeville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
36460
$700
$700
$920
$1,280
$1,500
ZIP code2 bd3 bd
36460 $920$1,280
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Monroeville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Monroeville. These are the largest.
Crowe Ave Dickson Loop14 Dickson Loop, Monroeville 36460100 low-income homes · Run by Ha Monroeville · Average payment: $304 a month · Average wait: 11 months · Homes at several sites(251) 743-3183
Rockwood ApartmentsPO Box 536, Monroeville 3646188 low-income homes · For families(251) 743-2336
Mockingbird Pointe334 Hybart St, Monroeville 3646056 low-income homes · 1 bd: 12 · 2 bd: 44 · In service since 2009 · For older adults, people with disabilities
Camellia Place991 Clausell Rd, Monroeville 3646048 low-income homes · 2 bd: 32 · 3 bd: 16 · In service since 2000 · For people with disabilities, families
Westside Apartments200 Catawba St, Monroeville 3646048 low-income homes · For families(251) 743-2901
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Monroe County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Monroeville or Monroe County. The ones below are statewide in Alabama: they work in Monroeville the same as in the rest of the state.
Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%.Offered by Alabama Housing Finance Authority (AHFA).
No legal help resource on our list is for Monroeville or Monroe County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Monroeville and all of Monroe County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Monroeville?
The typical home value in Monroeville is $122,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Monroe County it is $120,600.
How much does it cost to rent in Monroeville?
Typical rent in Monroeville is $577 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Monroe County is $921.
What is the FHA loan limit in Monroeville?
Monroeville uses the FHA limit for all of Monroe County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Monroeville?
The typical homeowner in Monroeville pays $522 a year, according to the U.S. Census Bureau. That is 0.42% of the home’s value; in Monroe County, the rate is 0.32%.
Where can I find free help to buy or rent in Monroeville?
We found no HUD-approved counseling agencies with an office in Monroe County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
