The full explanation
It offers help online, by phone and in person. On the application you give your income and household information, and it tells you whether you qualify for premium tax credits and other savings, or for Medicaid or CHIP. Outside Open Enrollment, you can only enroll if a life change, such as losing job-based coverage, gives you a Special Enrollment Period.
An example
When Diego loses his job-based coverage, he goes to HealthCare.gov, enters his family's income and sees that he can get a tax credit to pay less for his premium.
You will see it in…
- HealthCare.gov or your state's Marketplace website
- The health coverage application with your income and household
- Notices about Open Enrollment and Special Enrollment Periods
