City · 6,112 residents · Kitsap County, Washington

Bangor Base , Washington

In Bangor Base, typical rent is $2,353 a month. Compared with all of Kitsap County, typical rent is 29% higher and typical household income is 23% lower.

Typical rent

$2,353a month

29% above the county

34% above Washington
- Bangor Base
- Kitsap
- Washington
Typical household income

$79,918a year

23% below the county

19% below Washington
- Bangor Base
- Kitsap
- Washington

Source: U.S. Census Bureau, Average 2020–2024

Bangor Base is in Kitsap County. The FHA loan limit ($616,400 for a one-unit home), the fair market rents and the help on this page are those of all of Kitsap County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bangor Base apart

What this place has that others do not, from public data, most unusual first.

Nearby, in Bremerton, the typical rent is $1,641: 30% less than in Bangor Base ($2,353).
The typical rent in Bangor Base is $2,353 a month, 29% more than in Kitsap County as a whole ($1,822).
Bangor Base has the 10th largest share of rent-burdened renters of the 172 cities in Washington with more than 5,000 people (65%).
The typical household income in Bangor Base is $79,918, 23% less than in Kitsap County as a whole ($104,158).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bangor Base

What homes there are in Bangor Base, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Bangor Base and its comparisons
Measure	Bangor Base	Kitsap County	Washington	United States
Detached house	16%	71%	62%	61%
Attached house	42%	4%	4%	6%
Building of 2 to 4	37%	6%	6%	8%
Apartments (5 or more)	Unreliable estimate	13%	22%	19%
Mobile home	Unreliable estimate	6%	6%	6%
Boat, RV and other	Unreliable estimate	0%	0%	0%

No kind of home is the majority in Bangor Base; the largest group, attached houses (townhouses), adds up to 42%, against 4% in Kitsap County.

Year built

Year built: Bangor Base and its comparisons
Measure	Bangor Base	Kitsap County	Washington	United States
Before 1960	Unreliable estimate	17%	21%	26%
1960–1979	46%	22%	23%	24%
1980–1999	33%	35%	27%	25%
2000–2009	12%	14%	15%	14%
2010 or later	Unreliable estimate	12%	14%	11%

The typical home in Bangor Base was built in 1980, 6 years before the typical one in Kitsap County.

There are fewer big homes in Bangor Base than in Kitsap County: 57% have 3 bedrooms or more, against 66%.

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Bangor Base and its comparisons
Measure	Bangor Base
Under $100K	Unreliable
$100K–$200K	Unreliable
$200K–$300K	Unreliable
$300K–$500K	Unreliable estimate
$500K–$750K	Unreliable estimate
$750K–$1M	Unreliable
$1M or more	Unreliable

Monthly rent with utilities

Monthly rent with utilities: Bangor Base and its comparisons
Measure	Bangor Base
Under $500	Unreliable
$500–$999	Unreliable
$1,000–$1,499	Unreliable
$1,500–$1,999	Unreliable estimate
$2,000–$2,499	58%
$2,500–$2,999	28%
$3,000 or more	Unreliable estimate

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Bangor Base and its comparisons
Measure	Bangor Base	Kitsap County	Washington	United States
Typical home value	No data	+68%	+67%	+53%
Typical rent	+42%	+46%	+40%	+33%
Typical household income	+40%	+38%	+33%	+29%

Rents in Bangor Base rose more slowly than in Kitsap County: 42% since 2015–2019, against 46%.

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Bangor Base and its comparisons
Measure	Bangor Base	Kitsap County	Washington	United States
Rental vacancy	Unreliable estimate	4.3%	4.5%	5.5%
Homeowner vacancy	Unreliable estimate	1.0%	0.7%	0.9%
More than one person per room	Unreliable estimate	2.1%	3.5%	3.4%
People per household	3.39	2.49	2.50	2.53
Drive alone	41%	63%	63%	69%
Carpool	14%	9%	9%	9%
Public transit	Unreliable estimate	5%	3%	3%
Walk or bike	37%	5%	4%	3%
Work from home	6%	16%	20%	15%
Other means	Unreliable estimate	2%	1%	2%
Typical commute	10 to 19 minutes	20 to 29 minutes	20 to 29 minutes	20 to 29 minutes

More people live in each home here: 3.39 on average, against 2.49 in Kitsap County.

Many here get to work on foot or by bike: 37%, more than in Kitsap County (5%).

Do the math

What would you pay each month for a home in Bangor Base?

The Census Bureau publishes no typical home value or typical household income for Bangor Base, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Bangor Base, so the calculator starts with the one for Kitsap County: $555,100. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Kitsap County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Kitsap County.

A white stucco house with a red tile roof in Los Angeles.

Change the price, the down payment or the loan: the payment updates right away.

Your numbers

Home priceLocal data

Starts at the typical home value in Bangor Base. Change it to the price you have in mind.

Your credit score

620 or higher580 to 619500 to 579Under 500

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment

That is $19,429 (3.5% of the price). The usual minimum for this loan is 3.5%.

Interest rate%

This week's average ± a quarter or half point.

Term

30 years20 years15 years

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Property tax per year$Estimate: the typical effective rate in Bangor Base is 0.8% of the home's value (Census ACS).Home insurance per year$An example, not official data: get quotes from several insurers.HOA dues per month$Add the FHA upfront mortgage insurance premium to the loan

Estimated monthly payment

Local data

$4,525

at 7.18% · 30 years

Loan amount: $545,045
Total interest: $784,192
Paid off in: November 2056

Includes $9,374 FHA upfront mortgage insurance premium.

Does it fit the income?

Comfortable
up to $1,865 a month
Tight
$1,865 to $2,398 a month
Hard
more than $2,398 a month
Your payment · 68%

Compared with the typical household income in Bangor Base ($79,918 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as

Payment partsBalance and interestPayment table

Monthly payment breakdown
Principal & interest	$3,692
Property tax	$356
Home insurance	$231
FHA mortgage insurance (MIP)	$246

You need at least $19,429 for the down payment, plus closing costs.

Next step

See which down payment help you qualify for in Bangor Base

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bangor Base and Kitsap County

Bangor Base is in Kitsap County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bangor Base's own numbers

Typical monthly rent: $2,353
Typical yearly household income: $79,918

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Kitsap County

FHA limit, one-unit home: $616,400
Conventional limit, one unit: $832,750
HUD fair market rent, 2 bedrooms: $1,967
Price change over 5 years (FHFA): +41%
Homes in a high flood-risk zone: 1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kitsap County.

Everything about Kitsap County

Buying

Buying a home in Bangor Base

The Census Bureau publishes no typical home value for Bangor Base. Below are the numbers for Kitsap County.

How prices have changed in Kitsap County

According to FHFA’s house price index, home prices in Kitsap County rose 114% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Kitsap County.

2016: +10.0%
2017: +10.1%
2018: +10.7%
2019: +6.9%
2020: +5.9%
2021: +15.1%
2022: +15.8%
2023: −0.3%
2024: +3.4%
2025: +2.7%

Change in FHFA’s price index in Kitsap County, Washington and the United States
Period	County	Washington	U.S.
Last year (2025)	+2.7%	+1.8%	+2.9%
5 years (2020–2025)	+41%	+44%	+47%
10 years (2015–2025)	+114%	+113%	+85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bangor Base next to Kitsap County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent

Bangor Base $2,353
Kitsap $1,822
Washington $1,760
United States $1,413

Typical yearly household income

Bangor Base $79,918
Kitsap $104,158
Washington $98,141
United States $80,734

See the full table

Bangor Base next to Kitsap County and Washington
Measure	Bangor Base	Kitsap County	Washington	U.S.
Typical monthly rent	$2,353 29% above the county	$1,822	$1,760	$1,413
Typical yearly household income	$79,918 23% below the county	$104,158	$98,141	$80,734
Renters with high rent for their income	65% 12 points above the county	53%	50%	51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kitsap County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bangor Base

The Census Bureau publishes no typical home value for Bangor Base, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bangor Base and for Kitsap County.

Property tax

Data not available for this place

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Kitsap County

FEMA does not publish these numbers by city: they are for all of Kitsap County.

Homes in the high-risk zone: 1.1%; 1,128
Of those, with NFIP insurance: 39%

Homes in the high-risk zone and with NFIP insurance: Kitsap County, Washington and the U.S.
Measure	County	Washington	U.S.
Homes in the high-risk zone	1.1%	1.6%	3.5%
Of those, with NFIP insurance	39%	40%	48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bangor Base

Typical rent in Bangor Base is $2,353 a month: 29% above the county. In Bangor Base, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Kitsap County, by unit size. To pay the 2-bedroom one ($1,967 a month) without spending more than 30% of your income, you would need to earn $37.83 an hour working full time.

HUD fair market rent for all of Kitsap County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Kitsap County (Fiscal year 2027)
Size	Fair rent a month	Hourly wage	Yearly income
Studio	$1,370	$26.35	$54,800
1 bedroom	$1,535	$29.52	$61,400
2 bedrooms	$1,967	$37.83	$78,680
3 bedrooms	$2,637	$50.71	$105,480
4 bedrooms	$2,804	$53.92	$112,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bangor Base

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bangor Base is in ZIP code 98315.

For 2 bedrooms it is $2,540: $573 more than the fair market rent for Kitsap County ($1,967).

Fair market rent by ZIP code and size in Bangor Base, fiscal year 2027.
ZIP code	Studio	1 bd	2 bd	3 bd	4 bd
98315	$1,770	$1,980	$2,540	$3,410	$3,620

ZIP code 2 bd3 bd
98315 $2,540$3,410

A ZIP code counts for Bangor Base when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Bangor Base

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Kitsap County; 1 says it serves in Spanish.

Local programs None For Bangor Base or Kitsap County
Housing authorities 1 Named for Bangor Base or Kitsap County
Counseling agencies 2 HUD-approved, with an office in Kitsap County
Local legal help None Serves Kitsap County

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Bangor Base

No down payment, repair or rent-help program on our list is for Bangor Base or Kitsap County. The ones below are statewide in Washington: they work in Bangor Base the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

Home Advantage Downpayment Assistance

Statewide in Washington

Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

Deferred

See the program Official page
Covenant Homeownership Program

Statewide in Washington

Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

Deferred

See the program Official page
House Key Opportunity DPA

Statewide in Washington

Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

Deferred

See the program Official page

Housing counselors near Bangor Base

The HUD-approved agencies closest to the center of Bangor Base, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

CF
Community Frameworks

1310 Bertha Ave NW, Bremerton · 11 miles away
- Home improvement and repairs
- Workshops for new owners
- and 2 more
(360) 842-8059
AF
American Financial Solutions

500 Pacific Avenue, Bremerton · 12 miles away · Spanish
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
(888) 864-8699
CS
Credit.org - Seattle Branch

450 Alaskan Way S, Seattle · 20 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
(800) 431-8157

Every agency in Kitsap County All counseling agencies in Washington

Help in Spanish near Bangor Base

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bangor Base

HUD’s record names them for Bangor Base or Kitsap County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

Kitsap County Consolidated Housing Auth Public housing and Section 8 vouchers (360) 535-6100

One other authority has an office in Kitsap County: see the list Source: HUD

Legal help in Bangor Base

No legal help resource on our list is for Bangor Base or Kitsap County in particular.

If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.

Cities

Other cities in Kitsap County

These cities are also in Kitsap County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Kitsap County Housing in Washington

Nearby cities

The cities closest to Bangor Base, with the typical home value.

Neighboring counties

If Kitsap County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bangor Base.

All guides

A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Bangor Base

Short answers with the numbers for Bangor Base and all of Kitsap County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Bangor Base?

Typical rent in Bangor Base is $2,353 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kitsap County is $1,967.

What is the FHA loan limit in Bangor Base?

Bangor Base uses the FHA limit for all of Kitsap County (2026): $616,400 for a one-unit home and $1,185,400 for a four-unit home.

Where can I find free help to buy or rent in Bangor Base?

There are 2 HUD-approved counseling agencies with an office in Kitsap County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).

Bangor Base , Washington

Bangor Base in numbers

What sets Bangor Base apart

Housing in Bangor Base

What would you pay each month for a home in Bangor Base?

Your numbers

Bangor Base and Kitsap County

Buying a home in Bangor Base

How prices have changed in Kitsap County

Bangor Base next to Kitsap County, Washington and the U.S.

Four ways to pay for a typical home in Bangor Base

Two costs that change from place to place

Property tax

Flood risk in Kitsap County

Renting in Bangor Base

HUD fair market rent for all of Kitsap County

Fair market rent by ZIP code in Bangor Base

Help to buy or rent in Bangor Base

Assistance programs in Bangor Base

Home Advantage Downpayment Assistance

Covenant Homeownership Program

House Key Opportunity DPA

Housing counselors near Bangor Base

Help in Spanish near Bangor Base

Housing authorities of Bangor Base

Legal help in Bangor Base

Other cities in Kitsap County

Nearby cities

Neighboring counties

Guides for your next step

Housing questions about Bangor Base

How much does it cost to rent in Bangor Base?

What is the FHA loan limit in Bangor Base?

Where can I find free help to buy or rent in Bangor Base?