In Snyder, a typical home is worth $104,000 and typical rent is $1,033 a month. Compared with all of Scurry County, the typical home value is 9% lower and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $139,253 to $142,030.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Snyder is in Scurry County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Scurry County. See the county
What this place has that others do not, from public data, most unusual first.
1
Snyder has the 4th smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (29%).
2
Nearby, in Sweetwater, the typical home value is $80,800: 22% less than in Snyder ($104,000).
3
Nearby, in Lamesa, the typical rent is $813: 21% less than in Snyder ($1,033).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Snyder rose 2.1%; in Texas, it fell 1.4%.
5
Snyder has the 28th lowest typical home value of the 422 cities in Texas with more than 5,000 people ($104,000).
6
71% of households in Snyder own their home, against 77% in Scurry County.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Snyder
What homes there are in Snyder, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Snyder
Scurry County
Texas
United States
Kind of home: Snyder and its comparisons
Measure
Snyder
Scurry County
Texas
United States
Detached house
83%
84%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
10%
8%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
Unreliable estimate
5%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Snyder: 83% of homes, near the figure in Scurry County (84%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Snyder
Scurry County
Texas
United States
Year built: Snyder and its comparisons
Measure
Snyder
Scurry County
Texas
United States
Before 1960
44%
43%
12%
26%
1960–1979
29%
28%
21%
24%
1980–1999
19%
21%
28%
25%
2000–2009
Unreliable estimate
Unreliable estimate
18%
14%
2010 or later
Unreliable estimate
6%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K49%
$100K–$200K37%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Snyder and its comparisons
Measure
Snyder
Under $100K
49%
$100K–$200K
37%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99934%
$1,000–$1,49947%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Snyder and its comparisons
Measure
Snyder
Under $500
Unreliable estimate
$500–$999
34%
$1,000–$1,499
47%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,379 a month
Scurry County: $1,462 a month
Without a mortgage
$503 a month
Scurry County: $520 a month
Owners with a mortgage
45%
Scurry County: 43%
Owning costs less in Snyder: with a mortgage, the typical cost is $1,379 a month; in Scurry County, $1,462. Without one, $503.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
SnyderNo clear change
Scurry County+33%
Texas+65%
United States+53%
Typical rent
Snyder+35%
Scurry County+34%
Texas+34%
United States+33%
Typical household income
SnyderNo clear change
Scurry CountyNo clear change
Texas+27%
United States+29%
Change since 2015–2019: Snyder and its comparisons
Measure
Snyder
Scurry County
Texas
United States
Typical home value
No clear change
+33%
+65%
+53%
Typical rent
+35%
+34%
+34%
+33%
Typical household income
No clear change
No clear change
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Snyder did not change clearly: the difference is within the Census margin of error.
The typical rent in Snyder rose 35% since 2015–2019, about the same as in Scurry County (34%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Snyder and its comparisons
Measure
Snyder
Scurry County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
4.8%
3.4%
People per household
2.50
2.48
2.69
2.53
Drive alone
78%
79%
71%
69%
Carpool
14%
13%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
4%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
A household in Snyder has 2.50 people on average, about the same as in Scurry County (2.48).
In Snyder, 78% of workers drive alone to work; in Scurry County, 79%.
Do the math
What would you pay each month for a home in Snyder?
A typical home is within reach of the typical income
We start with a typical home in Snyder, worth $104,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 18% of the typical household income in Snyder, which is $57,902 a year.
The calculator's FHA and conventional loan limits are those of all of Scurry County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Snyder. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,640 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$887
at 7.18% · 30 years
Loan amount
$102,116
Total interest
$146,921
Paid off in
November 2056
Includes $1,756 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,351 a month
Your payment · 18%
Tight
$1,351 to $1,737 a month
Hard
more than $1,737 a month
Compared with the typical household income in Snyder ($57,902 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$692
Property tax
$106
Home insurance
$43
FHA mortgage insurance (MIP)
$46
You need at least $3,640 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $887; principal and interest $692.
The city and its county
Snyder and Scurry County
Snyder is in Scurry County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Snyder
Map of Scurry County, Texas, with Snyder marked. Around it, the neighboring counties.
Snyder
Scurry County
Snyder's own numbers
Typical home value
$104,000
Typical monthly rent
$1,033
Typical yearly household income
$57,902
Households that own their home
71%
Effective property tax rate
1.22%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Scurry County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,245
Price change over 5 years (FHFA)
+35%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Scurry County.
A typical home in Snyder is worth $104,000: 9% below the county and 63% below Texas. With the typical household income in Snyder ($57,902 a year), a typical home costs 1.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Snyder1.8 years
Scurry1.9 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Scurry County
According to FHFA’s house price index, home prices in Scurry County rose 40% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Scurry County.
Yearly change in FHFA’s price index in Scurry County, 2016 to 2025
2016: −5.1% −5.1% 2016
2017: +2.3% +2.3% 2017
2018: −4.5% −4.5% 2018
2019: +7.2% +7.2% 2019
2020: +4.4% +4.4% 2020
2021: +9.2% +9.2% 2021
2022: +1.4% +1.4% 2022
2023: +13.5% +13.5% 2023
2024: +6.2% +6.2% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Scurry County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.2%
+0.8%
+2.9%
5 years (2020–2025)
+35%
+44%
+47%
10 years (2015–2025)
+40%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Snyder next to Scurry County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Snyder$104,000
Scurry$113,800
Texas$283,800
United States$332,700
Typical monthly rent
Snyder$1,033
Scurry$1,020
Texas$1,403
United States$1,413
Typical yearly household income
Snyder$57,902
Scurry$60,039
Texas$78,476
United States$80,734
See the full table
Snyder next to Scurry County and Texas
Measure
Snyder
Scurry County
Texas
U.S.
Typical home value
$104,000 ▼9% below the county
$113,800
$283,800
$332,700
Typical monthly rent
$1,033
$1,020
$1,403
$1,413
Typical yearly household income
$57,902 ▼4% below the county
$60,039
$78,476
$80,734
Households that own their home
71% ▼5 points below the county
77%
63%
65%
Typical yearly property tax
$1,272 ▼12% below the county
$1,445
$4,232
$3,119
Effective property tax rate
1.22% ▼0.05 points below the county
1.27%
1.49%
0.94%
Renters with high rent for their income
29% ▼3 points below the county
32%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Scurry County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Snyder
For a typical $104,000 home in Snyder, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Snyder's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$887a month
Least cash to close
Down payment
$3,640
Cash to close
$6,760
Rate
7.18%
Mortgage insurance
FHA MIP · $46
Conventional, 5% down$868a month
Down payment
$5,200
Cash to close
$8,320
Rate
7.18%
Mortgage insurance
PMI · $49
Conventional, 20% down, no PMI$713a month
Down payment
$20,800
Cash to close
$23,920
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$809a month
Down payment
$15,600
Cash to close
$18,720
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Snyder
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$887
$3,640
$102,116
7.18%
FHA MIP · $46
$6,760
580
Conventional, 5% down
$868
$5,200
$98,800
7.18%
PMI · $49
$8,320
620*
Conventional, 20% down, no PMI
$713
$20,800
$83,200
7.18%
None
$23,920
620*
ITIN, 15% down (example)
$809
$15,600
$88,400
8.18%
None
$18,720
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Snyder is $1,033 a month: about the same as the county. In Snyder, 29% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Scurry County, by unit size. To pay the 2-bedroom one ($1,245 a month) without spending more than 30% of your income, you would need to earn $23.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Scurry County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$946
$18.19
$37,840
1 bedroom
$1,010
$19.42
$40,400
2 bedrooms
$1,245
$23.94
$49,800
3 bedrooms
$1,527
$29.37
$61,080
4 bedrooms
$1,636
$31.46
$65,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Snyder
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Snyder is in ZIP code 79549.
For 2 bedrooms it is $1,250: $5 more than the fair market rent for Scurry County ($1,245).
Fair market rent by ZIP code and size in Snyder, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
79549
$950
$1,010
$1,250
$1,530
$1,640
ZIP code2 bd3 bd
79549 $1,250$1,530
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Snyder when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Scurry County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Snyder or Scurry County. The ones below are statewide in Texas: they work in Snyder the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Snyder or Scurry County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Snyder and all of Scurry County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Snyder?
The typical home value in Snyder is $104,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Scurry County it is $113,800.
How much does it cost to rent in Snyder?
Typical rent in Snyder is $1,033 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Scurry County is $1,245.
What is the FHA loan limit in Snyder?
Snyder uses the FHA limit for all of Scurry County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Snyder?
The typical homeowner in Snyder pays $1,272 a year, according to the U.S. Census Bureau. That is 1.22% of the home’s value; in Scurry County, the rate is 1.27%.
Where can I find free help to buy or rent in Snyder?
We found no HUD-approved counseling agencies with an office in Scurry County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
