In Plainview, a typical home is worth $113,000 and typical rent is $851 a month. Compared with all of Hale County, typical household income is 14% lower and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $122,893 to $117,814.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Plainview is in Hale County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hale County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Littlefield, the typical home value is $79,400: 30% less than in Plainview ($113,000).
2
Plainview has the 24th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($44,768).
3
Plainview has the 30th lowest typical rent of the 413 cities in Texas with more than 5,000 people ($851).
4
53% of households in Plainview own their home, against 61% in Hale County.
5
Plainview has the 39th lowest typical home value of the 422 cities in Texas with more than 5,000 people ($113,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Plainview
What homes there are in Plainview, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Plainview
Hale County
Texas
United States
Kind of home: Plainview and its comparisons
Measure
Plainview
Hale County
Texas
United States
Detached house
74%
77%
64%
61%
Attached house
3%
2%
3%
6%
Building of 2 to 4
10%
7%
5%
8%
Apartments (5 or more)
10%
7%
21%
19%
Mobile home
Unreliable estimate
8%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Plainview: 74% of homes, near the figure in Hale County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Plainview
Hale County
Texas
United States
Year built: Plainview and its comparisons
Measure
Plainview
Hale County
Texas
United States
Before 1960
23%
27%
12%
26%
1960–1979
49%
43%
21%
24%
1980–1999
19%
21%
28%
25%
2000–2009
4%
4%
18%
14%
2010 or later
Unreliable estimate
5%
21%
11%
In Plainview, half of the homes were built before 1970; in Hale County, before 1969.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K45%
$100K–$200K31%
$200K–$300K14%
$300K–$500K10%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Plainview and its comparisons
Measure
Plainview
Under $100K
45%
$100K–$200K
31%
$200K–$300K
14%
$300K–$500K
10%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
At least 100% of owner-occupied homes in Plainview are worth less than $500,000, below the FHA loan limit for Hale County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50017%
$500–$99946%
$1,000–$1,49931%
HUD fair market rent, 2 bedrooms: $1,014
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Plainview and its comparisons
Measure
Plainview
Under $500
17%
$500–$999
46%
$1,000–$1,499
31%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
About 63% of rented homes in Plainview cost less than HUD's 2-bedroom fair market rent for Hale County ($1,014); the rest cost more.
With a mortgage
$1,558 a month
Hale County: $1,611 a month
Without a mortgage
$502 a month
Hale County: $433 a month
Owners with a mortgage
36%
Hale County: 35%
Owning costs about the same in Plainview as in Hale County: with a mortgage, $1,558 a month; without one, $502.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Plainview+34%
Hale County+41%
Texas+65%
United States+53%
Typical rent
Plainview+32%
Hale County+29%
Texas+34%
United States+33%
Typical household income
PlainviewNo clear change
Hale CountyNo clear change
Texas+27%
United States+29%
Change since 2015–2019: Plainview and its comparisons
Measure
Plainview
Hale County
Texas
United States
Typical home value
+34%
+41%
+65%
+53%
Typical rent
+32%
+29%
+34%
+33%
Typical household income
No clear change
No clear change
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Plainview rose 34%; in Hale County, it rose 41%.
Much as in Hale County, the typical rent in Plainview rose 32% since 2015–2019.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Plainview and its comparisons
Measure
Plainview
Hale County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.1%
4.8%
3.4%
People per household
2.67
2.73
2.69
2.53
Drive alone
79%
79%
71%
69%
Carpool
15%
15%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
3%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Plainview look like those in Hale County: 2.67 people on average.
To get to work, 79% of workers in Plainview drive alone; in Hale County, 79%.
Do the math
What would you pay each month for a home in Plainview?
A typical home is within reach of the typical income
We start with a typical home in Plainview, worth $113,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Plainview, which is $44,768 a year.
The calculator's FHA and conventional loan limits are those of all of Hale County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Plainview. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $3,955 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$982
at 7.18% · 30 years
Loan amount
$110,953
Total interest
$159,636
Paid off in
November 2056
Includes $1,908 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,045 a month
Your payment · 26%
Tight
$1,045 to $1,343 a month
Hard
more than $1,343 a month
Compared with the typical household income in Plainview ($44,768 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$752
Property tax
$134
Home insurance
$47
FHA mortgage insurance (MIP)
$50
You need at least $3,955 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $982; principal and interest $752.
The city and its county
Plainview and Hale County
Plainview is in Hale County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Plainview
Map of Hale County, Texas, with Plainview marked. Around it, the neighboring counties.
Plainview
Hale County
Other cities with a page
Plainview's own numbers
Typical home value
$113,000
Typical monthly rent
$851
Typical yearly household income
$44,768
Households that own their home
53%
Effective property tax rate
1.42%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hale County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+43%
Homes in a high flood-risk zone
7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hale County.
A typical home in Plainview is worth $113,000: 3% below the county and 60% below Texas. With the typical household income in Plainview ($44,768 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Plainview2.5 years
Hale2.2 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hale County
According to FHFA’s house price index, home prices in Hale County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hale County.
Yearly change in FHFA’s price index in Hale County, 2016 to 2025
2016: +1.4% +1.4% 2016
2017: +0.7% +0.7% 2017
2018: +8.7% +8.7% 2018
2019: +0.8% +0.8% 2019
2020: +2.7% +2.7% 2020
2021: +14.1% +14.1% 2021
2022: +10.7% +10.7% 2022
2023: +10.0% +10.0% 2023
2024: −2.3% −2.3% 2024
2025: +5.2% +5.2% 2025
Change in FHFA’s price index in Hale County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+5.2%
+0.8%
+2.9%
5 years (2020–2025)
+43%
+44%
+47%
10 years (2015–2025)
+64%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Plainview next to Hale County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Plainview$113,000
Hale$116,500
Texas$283,800
United States$332,700
Typical monthly rent
Plainview$851
Hale$836
Texas$1,403
United States$1,413
Typical yearly household income
Plainview$44,768
Hale$51,897
Texas$78,476
United States$80,734
See the full table
Plainview next to Hale County and Texas
Measure
Plainview
Hale County
Texas
U.S.
Typical home value
$113,000 ▼3% below the county
$116,500
$283,800
$332,700
Typical monthly rent
$851
$836
$1,403
$1,413
Typical yearly household income
$44,768 ▼14% below the county
$51,897
$78,476
$80,734
Households that own their home
53% ▼8 points below the county
61%
63%
65%
Typical yearly property tax
$1,609 ▲6% above the county
$1,525
$4,232
$3,119
Effective property tax rate
1.42% ▲0.11 points above the county
1.31%
1.49%
0.94%
Renters with high rent for their income
48% ▲3 points above the county
45%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hale County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Plainview
For a typical $113,000 home in Plainview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Plainview's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$982a month
Least cash to close
Down payment
$3,955
Cash to close
$7,345
Rate
7.18%
Mortgage insurance
FHA MIP · $50
Conventional, 5% down$962a month
Down payment
$5,650
Cash to close
$9,040
Rate
7.18%
Mortgage insurance
PMI · $54
Conventional, 20% down, no PMI$793a month
Down payment
$22,600
Cash to close
$25,990
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$898a month
Down payment
$16,950
Cash to close
$20,340
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Plainview
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$982
$3,955
$110,953
7.18%
FHA MIP · $50
$7,345
580
Conventional, 5% down
$962
$5,650
$107,350
7.18%
PMI · $54
$9,040
620*
Conventional, 20% down, no PMI
$793
$22,600
$90,400
7.18%
None
$25,990
620*
ITIN, 15% down (example)
$898
$16,950
$96,050
8.18%
None
$20,340
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Plainview is $851 a month: about the same as the county. In Plainview, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hale County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hale County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$706
$13.58
$28,240
1 bedroom
$931
$17.90
$37,240
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,404
$27.00
$56,160
4 bedrooms
$1,553
$29.87
$62,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Plainview
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Plainview is in ZIP code 79072.
For 2 bedrooms it is $1,030: $16 more than the fair market rent for Hale County ($1,014).
Fair market rent by ZIP code and size in Plainview, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
79072
$720
$950
$1,030
$1,430
$1,580
ZIP code2 bd3 bd
79072 $1,030$1,430
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Plainview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Hale County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Plainview or Hale County. The ones below are statewide in Texas: they work in Plainview the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Plainview or Hale County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Plainview and all of Hale County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Plainview?
The typical home value in Plainview is $113,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hale County it is $116,500.
How much does it cost to rent in Plainview?
Typical rent in Plainview is $851 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hale County is $1,014.
What is the FHA loan limit in Plainview?
Plainview uses the FHA limit for all of Hale County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Plainview?
The typical homeowner in Plainview pays $1,609 a year, according to the U.S. Census Bureau. That is 1.42% of the home’s value; in Hale County, the rate is 1.31%.
Where can I find free help to buy or rent in Plainview?
We found no HUD-approved counseling agencies with an office in Hale County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
