Español

Este sitio también está en español. Leer en español

City · 8,585 residents · Ochiltree County, Texas

Perryton , Texas

In Perryton, a typical home is worth $126,500 and typical rent is $1,005 a month. Compared with all of Ochiltree County, typical rent is 13% higher and the typical home value is 6% lower.

WhatsApp

  • Typical home value

    $126,500

    6% below the county

    55% below Texas

    • Perryton
    • Ochiltree
    • Texas

  • Typical rent

    $1,005a month

    13% above the county

    28% below Texas

    • Perryton
    • Ochiltree
    • Texas

  • Typical household income

    $69,514a year

    About the same as the county

    11% below Texas

    • Perryton
    • Ochiltree
    • Texas

  • Households that own their home

    72%

    1 points below the county

    9 points above Texas

    • Perryton
    • Ochiltree
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$128,923
13.7% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Perryton is in Ochiltree County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Ochiltree County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Perryton apart

What this place has that others do not, from public data, most unusual first.

  1. According to Zillow, in the 12 months to September 2026 the typical home value in Perryton rose 13.7%; in Texas, it fell 1.4%.

  2. Nearby, in Pampa, the typical home value is $100,700: 20% less than in Perryton ($126,500).

Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data

The homes here

Housing in Perryton

What homes there are in Perryton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Perryton, 7 in 10 homes are single-family detached houses, about the same as in Ochiltree County.

Year built

The typical year built in Perryton is 1974, about the same as in Ochiltree County (1976).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,722 a month

Ochiltree County: $1,722 a month

Without a mortgage

$576 a month

Ochiltree County: $579 a month

Owners with a mortgage

26%

Ochiltree County: 26%

In Perryton, 26% of owners have a mortgage; their typical cost is $1,722 a month, about the same as in Ochiltree County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Perryton rose 29% since 2015–2019, about the same as in Ochiltree County (31%).

Rent in Perryton moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePerrytonOchiltree CountyTexasUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate4.8%3.4%
People per household 2.642.642.692.53
Drive alone 71%73%71%69%
Carpool 21%19%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimateUnreliable estimate14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

A household in Perryton has 2.64 people on average, about the same as in Ochiltree County (2.64).

To get to work, 71% of workers in Perryton drive alone; in Ochiltree County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Perryton?

A typical home is within reach of the typical income

We start with a typical home in Perryton, worth $126,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 19% of the typical household income in Perryton, which is $69,514 a year.

The calculator's FHA and conventional loan limits are those of all of Ochiltree County.

Your numbers

Local data
$

Starts at the typical home value in Perryton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,428 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,108

at 7.18% · 30 years

Loan amount
$124,208
Total interest
$178,707
Paid off in
November 2056

Includes $2,136 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,622 a month

    Your payment · 19%

  • Tight

    $1,622 to $2,085 a month

  • Hard

    more than $2,085 a month

Compared with the typical household income in Perryton ($69,514 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,108
Principal & interest$841
Property tax$158
Home insurance$53
FHA mortgage insurance (MIP)$56

You need at least $4,428 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Perryton and Ochiltree County

Perryton is in Ochiltree County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Perryton's own numbers

Typical home value
$126,500
Typical monthly rent
$1,005
Typical yearly household income
$69,514
Households that own their home
72%
Effective property tax rate
1.5%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Ochiltree County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+11%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Ochiltree County.

Everything about Ochiltree County

Buying

Buying a home in Perryton

A typical home in Perryton is worth $126,500: 6% below the county and 55% below Texas. With the typical household income in Perryton ($69,514 a year), a typical home costs 1.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Perryton 1.8 years
  • Ochiltree 1.9 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Ochiltree County

According to FHFA’s house price index, home prices in Ochiltree County rose 13% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Ochiltree County.

Period County Texas U.S.
Last year (2025) +0.3% +0.8% +2.9%
5 years (2020–2025) +11% +44% +47%
10 years (2015–2025) +13% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Perryton next to Ochiltree County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Perryton $126,500
  • Ochiltree $134,400
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Perryton $1,005
  • Ochiltree $891
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Perryton $69,514
  • Ochiltree $70,183
  • Texas $78,476
  • United States $80,734
See the full table
Perryton next to Ochiltree County and Texas
Measure Perryton Ochiltree County Texas U.S.
Typical home value $126,500 $134,400 $283,800 $332,700
Typical monthly rent $1,005 $891 $1,403 $1,413
Typical yearly household income $69,514 $70,183 $78,476 $80,734
Households that own their home 72% 73% 63% 65%
Typical yearly property tax $1,901 $1,906 $4,232 $3,119
Effective property tax rate 1.5% 1.42% 1.49% 0.94%
Renters with high rent for their income 48% 50% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Ochiltree County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Perryton

For a typical $126,500 home in Perryton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Perryton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,108a month

    Least cash to close
    Down payment
    $4,428
    Cash to close
    $8,223
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $56

  • Conventional, 5% down $1,085a month

    Down payment
    $6,325
    Cash to close
    $10,120
    Rate
    7.18%
    Mortgage insurance
    PMI · $60

  • Conventional, 20% down, no PMI $896a month

    Down payment
    $25,300
    Cash to close
    $29,095
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,013a month

    Down payment
    $18,975
    Cash to close
    $22,770
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Perryton and for Ochiltree County.

Property tax

Effective rate in Perryton

1.5%of the home’s value each year

$1,901 a year for the typical owner in Perryton.

  • Perryton 1.5%
  • Ochiltree 1.42%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Ochiltree County

FEMA does not publish these numbers by city: they are for all of Ochiltree County.

FEMA’s maps count no homes in the high-risk zone in Ochiltree County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Perryton

Typical rent in Perryton is $1,005 a month: 13% above the county. In Perryton, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Ochiltree County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Ochiltree County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $771 $14.83 $30,840
1 bedroom $807 $15.52 $32,280
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,310 $25.19 $52,400
4 bedrooms $1,461 $28.10 $58,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Perryton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Perryton is in ZIP code 79070.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Ochiltree County ($1,014).

  • 79070 $1,010$1,320

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Perryton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Perryton

HUD lists 2 buildings with rents for lower incomes in Perryton. These are the largest.

  • La Mirage Villas 309 SE 15th Ave, Perryton 79070 47 low-income homes · 1 bd: 8 · 2 bd: 39 · In service since 2006
  • Reserves at Perryton 2401 S Jefferson St, Perryton 79070 48 homes, 44 low-income · In service since 2017

See all 2 buildings in Ochiltree County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Perryton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Ochiltree County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Perryton

No down payment, repair or rent-help program on our list is for Perryton or Ochiltree County. The ones below are statewide in Texas: they work in Perryton the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Perryton

The HUD-approved agencies closest to the center of Perryton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Midland Community Development Corp

    208 S Marienfeld St, Midland · 313 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (432) 682-2520

  • Fort Worth Area Habitat for Humanity Inc

    9333 N Normandale St, Fort Worth · 316 miles away · Spanish

    • Budget and credit workshops
    • Pre-purchase counseling
    • and 1 more
    817-926-9219x119

  • Housing Opportunities of Fort Worth

    2500 West Fwy Ste 400, Fort Worth · 320 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (817) 923-9192

All counseling agencies in Texas

Help in Spanish near Perryton

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Perryton

HUD lists no housing authority with an office in Ochiltree County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Texas Source: HUD

Cities

Nearby cities

The cities closest to Perryton, with the typical home value.

Everything about Ochiltree County Housing in Texas

Neighboring counties

If Ochiltree County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Perryton.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Perryton

Short answers with the numbers for Perryton and all of Ochiltree County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Perryton?

The typical home value in Perryton is $126,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Ochiltree County it is $134,400.

How much does it cost to rent in Perryton?

Typical rent in Perryton is $1,005 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Ochiltree County is $1,014.

What is the FHA loan limit in Perryton?

Perryton uses the FHA limit for all of Ochiltree County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Perryton?

The typical homeowner in Perryton pays $1,901 a year, according to the U.S. Census Bureau. That is 1.5% of the home’s value; in Ochiltree County, the rate is 1.42%.

Where can I find free help to buy or rent in Perryton?

We found no HUD-approved counseling agencies with an office in Ochiltree County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).