In Dyersburg, a typical home is worth $168,300 and typical rent is $782 a month. Compared with all of Dyer County, typical household income is 10% lower and the share of households that own their home is 14 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $152,438 to $169,088.
Typical rent
$1,117a month
▲ 25.9% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $828 to $1,117.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Dyersburg is in Dyer County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dyer County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Humboldt, the typical home value is $102,300: 39% less than in Dyersburg ($168,300).
2
48% of households in Dyersburg own their home, against 62% in Dyer County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Dyersburg
What homes there are in Dyersburg, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Dyersburg
Dyer County
Tennessee
United States
Kind of home: Dyersburg and its comparisons
Measure
Dyersburg
Dyer County
Tennessee
United States
Detached house
74%
78%
68%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
12%
8%
6%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
14%
19%
Mobile home
Unreliable estimate
8%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Dyersburg, 7 in 10 homes are single-family detached houses; in Dyer County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Dyersburg
Dyer County
Tennessee
United States
Year built: Dyersburg and its comparisons
Measure
Dyersburg
Dyer County
Tennessee
United States
Before 1960
38%
27%
18%
26%
1960–1979
25%
27%
23%
24%
1980–1999
26%
28%
29%
25%
2000–2009
7%
13%
16%
14%
2010 or later
Unreliable estimate
5%
15%
11%
Homes in Dyersburg are older: the typical year built is 1972; in Dyer County, 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K28%
$100K–$200K37%
$200K–$300K20%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Dyersburg and its comparisons
Measure
Dyersburg
Under $100K
28%
$100K–$200K
37%
$200K–$300K
20%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50015%
$500–$99963%
HUD fair market rent, 2 bedrooms: $995
$1,000–$1,49914%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Dyersburg and its comparisons
Measure
Dyersburg
Under $500
15%
$500–$999
63%
$1,000–$1,499
14%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
By rent, most homes in Dyersburg cost less than HUD's 2-bedroom fair market rent ($995): about 78%.
With a mortgage
$1,249 a month
Dyer County: $1,211 a month
Without a mortgage
$512 a month
Dyer County: $453 a month
Owners with a mortgage
50%
Dyer County: 51%
Owning costs about the same in Dyersburg as in Dyer County: with a mortgage, $1,249 a month; without one, $512.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Dyersburg+59%
Dyer County+60%
Tennessee+72%
United States+53%
Typical rent
Dyersburg+18%
Dyer County+15%
Tennessee+37%
United States+33%
Typical household income
Dyersburg+35%
Dyer County+32%
Tennessee+31%
United States+29%
Change since 2015–2019: Dyersburg and its comparisons
Measure
Dyersburg
Dyer County
Tennessee
United States
Typical home value
+59%
+60%
+72%
+53%
Typical rent
+18%
+15%
+37%
+33%
Typical household income
+35%
+32%
+31%
+29%
From 2015–2019 to 2020–2024, home values in Dyersburg rose at about the same pace as in Dyer County: 59% against 60%.
The typical rent in Dyersburg rose 18% since 2015–2019, about the same as in Dyer County (15%).
The typical household income in Dyersburg rose 35% over that time; home values changed +59% and rent +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Dyersburg and its comparisons
Measure
Dyersburg
Dyer County
Tennessee
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.2%
3.4%
People per household
2.30
2.43
2.45
2.53
Drive alone
86%
89%
76%
69%
Carpool
8%
5%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
Unreliable estimate
5%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Dyersburg has 2.30 people, fewer than in Dyer County (2.43).
More people carpool to work in Dyersburg than in Dyer County: 8% against 5%.
Do the math
What would you pay each month for a home in Dyersburg?
A typical home is tight for the typical income
We start with a typical home in Dyersburg, worth $168,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Dyersburg, which is $52,064 a year. For that payment to be 28% of income, a household would need to earn about $59,402 a year.
The calculator's FHA and conventional loan limits are those of all of Dyer County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Dyersburg. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,891 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,386
at 7.18% · 30 years
Loan amount
$165,251
Total interest
$237,758
Paid off in
November 2056
Includes $2,842 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,215 a month
Tight
$1,215 to $1,562 a month
Your payment · 32%
Hard
more than $1,562 a month
Compared with the typical household income in Dyersburg ($52,064 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,119
Property tax
$122
Home insurance
$70
FHA mortgage insurance (MIP)
$74
You need at least $5,891 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,386; principal and interest $1,119.
The city and its county
Dyersburg and Dyer County
Dyersburg is in Dyer County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Dyersburg
Map of Dyer County, Tennessee, with Dyersburg marked. Around it, the neighboring counties.
Dyersburg
Dyer County
Dyersburg's own numbers
Typical home value
$168,300
Typical monthly rent
$782
Typical yearly household income
$52,064
Households that own their home
48%
Effective property tax rate
0.87%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dyer County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$995
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dyer County.
A typical home in Dyersburg is worth $168,300: about the same as the county and 41% below Tennessee. With the typical household income in Dyersburg ($52,064 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Dyersburg3.2 years
Dyer2.9 years
Tennessee4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dyer County
According to FHFA’s house price index, home prices in Dyer County rose 85% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dyer County.
Yearly change in FHFA’s price index in Dyer County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: −1.3% −1.3% 2017
2018: +7.3% +7.3% 2018
2019: +0.6% +0.6% 2019
2020: +3.7% +3.7% 2020
2021: +13.1% +13.1% 2021
2022: +13.3% +13.3% 2022
2023: +11.7% +11.7% 2023
2024: +0.7% +0.7% 2024
2025: +9.1% +9.1% 2025
Change in FHFA’s price index in Dyer County, Tennessee and the United States
Period
County
Tennessee
U.S.
Last year (2025)
+9.1%
+2.4%
+2.9%
5 years (2020–2025)
+57%
+60%
+47%
10 years (2015–2025)
+85%
+114%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Dyersburg next to Dyer County, Tennessee and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Dyersburg$168,300
Dyer$166,400
Tennessee$286,700
United States$332,700
Typical monthly rent
Dyersburg$782
Dyer$782
Tennessee$1,189
United States$1,413
Typical yearly household income
Dyersburg$52,064
Dyer$58,154
Tennessee$69,595
United States$80,734
See the full table
Dyersburg next to Dyer County and Tennessee
Measure
Dyersburg
Dyer County
Tennessee
U.S.
Typical home value
$168,300
$166,400
$286,700
$332,700
Typical monthly rent
$782
$782
$1,189
$1,413
Typical yearly household income
$52,064 ▼10% below the county
$58,154
$69,595
$80,734
Households that own their home
48% ▼14 points below the county
62%
67%
65%
Typical yearly property tax
$1,471 ▲40% above the county
$1,047
$1,442
$3,119
Effective property tax rate
0.87% ▲0.24 points above the county
0.63%
0.5%
0.94%
Renters with high rent for their income
52% ▲10 points above the county
42%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dyer County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Dyersburg
For a typical $168,300 home in Dyersburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dyersburg's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,386a month
Least cash to close
Down payment
$5,891
Cash to close
$10,940
Rate
7.18%
Mortgage insurance
FHA MIP · $74
Conventional, 5% down$1,355a month
Down payment
$8,415
Cash to close
$13,464
Rate
7.18%
Mortgage insurance
PMI · $80
Conventional, 20% down, no PMI$1,104a month
Down payment
$33,660
Cash to close
$38,709
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,260a month
Down payment
$25,245
Cash to close
$30,294
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Dyersburg
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,386
$5,891
$165,252
7.18%
FHA MIP · $74
$10,940
580
Conventional, 5% down
$1,355
$8,415
$159,885
7.18%
PMI · $80
$13,464
620*
Conventional, 20% down, no PMI
$1,104
$33,660
$134,640
7.18%
None
$38,709
620*
ITIN, 15% down (example)
$1,260
$25,245
$143,055
8.18%
None
$30,294
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Dyersburg and for Dyer County.
Property tax
Effective rate in Dyersburg
0.87%of the home’s value each year
$1,471 a year for the typical owner in Dyersburg.
Dyersburg0.87%
Dyer0.63%
Tennessee0.5%
What Tennessee publishesProperty tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)
Typical rent in Dyersburg is $782 a month: about the same as the county. In Dyersburg, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dyer County, by unit size. To pay the 2-bedroom one ($995 a month) without spending more than 30% of your income, you would need to earn $19.13 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dyer County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$760
$14.62
$30,400
1 bedroom
$867
$16.67
$34,680
2 bedrooms
$995
$19.13
$39,800
3 bedrooms
$1,303
$25.06
$52,120
4 bedrooms
$1,308
$25.15
$52,320
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Dyersburg
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dyersburg is in ZIP code 38024.
For 2 bedrooms it is $1,000: $5 more than the fair market rent for Dyer County ($995).
Fair market rent by ZIP code and size in Dyersburg, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
38024
$760
$870
$1,000
$1,300
$1,310
ZIP code2 bd3 bd
38024 $1,000$1,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dyersburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in Dyersburg. These are the largest.
Gardner Heights326 Alvinwood Cir, Dyersburg 38024344 homes, 343 low-income · Run by Dyersburg Housing Authority · Average payment: $343 a month · Average wait: 4 months(731) 285-6771
Peachtree Park Apts1970 Peach Ave, Dyersburg 38024112 low-income homes · 1 bd: 16 · 2 bd: 64 · 3 bd: 32 · In service since 2001 · For people with disabilities
ST. Joseph Village885 US Highway 51 Byp W, Dyersburg 3802490 low-income homes · 1 bd: 88 · 2 bd: 2 · In service since 1987 · For older adults, people with disabilities(731) 285-8560
Greentree Apartments725 US Highway 51 Byp E, Dyersburg 3802484 low-income homes · For families(731) 285-6606
Wesley Homes of Dyersburg850 US Highway 51 Byp N, Dyersburg 3802467 homes, 66 low-income · For older adults(731) 285-7622
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Dyer County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Dyersburg or Dyer County. The ones below are statewide in Tennessee: they work in Dyersburg the same as in the rest of the state.
Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage.Offered by Tennessee Housing Development Agency (THDA).
No legal help resource on our list is for Dyersburg or Dyer County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Dyersburg and all of Dyer County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Dyersburg?
The typical home value in Dyersburg is $168,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dyer County it is $166,400.
How much does it cost to rent in Dyersburg?
Typical rent in Dyersburg is $782 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dyer County is $995.
What is the FHA loan limit in Dyersburg?
Dyersburg uses the FHA limit for all of Dyer County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Dyersburg?
The typical homeowner in Dyersburg pays $1,471 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in Dyer County, the rate is 0.63%.
Where can I find free help to buy or rent in Dyersburg?
We found no HUD-approved counseling agencies with an office in Dyer County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
