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City · 14,385 residents · Beadle County, South Dakota

Huron , South Dakota

In Huron, a typical home is worth $159,000 and typical rent is $888 a month. Compared with all of Beadle County, typical household income is 9% lower and the typical home value is 9% lower.

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  • Typical home value

    $159,000

    9% below the county

    38% below South Dakota

    • Huron
    • Beadle
    • South Dakota

  • Typical rent

    $888a month

    About the same as the county

    6% below South Dakota

    • Huron
    • Beadle
    • South Dakota

  • Typical household income

    $61,452a year

    9% below the county

    18% below South Dakota

    • Huron
    • Beadle
    • South Dakota

  • Households that own their home

    68%

    5 points below the county

    About the same as South Dakota

    • Huron
    • Beadle
    • South Dakota

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$177,739
2.8% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Huron is in Beadle County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Beadle County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Huron apart

What this place has that others do not, from public data, most unusual first.

  1. Huron has the lowest typical home value of the 19 cities in South Dakota with more than 5,000 people: $159,000.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Huron

What homes there are in Huron, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Huron (68%), but less so than in Beadle County (72%).

Year built

The typical year built in Huron is 1960, about the same as in Beadle County (1963).

There are fewer big homes in Huron than in Beadle County: 50% have 3 bedrooms or more, against 56%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 94% of owner-occupied homes in Huron sit below it: they are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Beadle County is $1,090; about 69% of rents in Huron are below it.

With a mortgage

$1,320 a month

Beadle County: $1,414 a month

Without a mortgage

$554 a month

Beadle County: $577 a month

Owners with a mortgage

50%

Beadle County: 48%

Owning costs less in Huron: with a mortgage, the typical cost is $1,320 a month; in Beadle County, $1,414. Without one, $554.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Huron rose 73% since 2015–2019, more than in Beadle County (60%).

The typical rent in Huron rose 45% over the same time; in Beadle County, it rose 42%.

Here income did not keep up with housing: it rose 33%, while home values changed +73% and rent +45%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHuronBeadle CountySouth DakotaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room 7.0%5.8%2.3%3.4%
People per household 2.482.482.392.53
Drive alone 75%75%77%69%
Carpool 12%11%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 4%4%3%3%
Work from home 5%6%10%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutes10 to 19 minutes20 to 29 minutes

More than one person per room: that is how 7.0% of households in Huron live, more than in Beadle County (5.8%).

Much as in Beadle County, a household in Huron has 2.48 people on average.

To get to work, 75% of workers in Huron drive alone; in Beadle County, 75%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Huron?

A typical home is within reach of the typical income

We start with a typical home in Huron, worth $159,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Huron, which is $61,452 a year.

The calculator's FHA and conventional loan limits are those of all of Beadle County.

Your numbers

Local data
$

Starts at the typical home value in Huron. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,565 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,355

at 7.18% · 30 years

Loan amount
$156,120
Total interest
$224,620
Paid off in
November 2056

Includes $2,685 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,434 a month

    Your payment · 26%

  • Tight

    $1,434 to $1,844 a month

  • Hard

    more than $1,844 a month

Compared with the typical household income in Huron ($61,452 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,355
Principal & interest$1,058
Property tax$160
Home insurance$66
FHA mortgage insurance (MIP)$70

You need at least $5,565 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Huron and Beadle County

Huron is in Beadle County, South Dakota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Huron's own numbers

Typical home value
$159,000
Typical monthly rent
$888
Typical yearly household income
$61,452
Households that own their home
68%
Effective property tax rate
1.21%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Beadle County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,090
Price change over 5 years (FHFA)
+47%
Homes in a high flood-risk zone
1.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Beadle County.

Everything about Beadle County

Buying

Buying a home in Huron

A typical home in Huron is worth $159,000: 9% below the county and 38% below South Dakota. With the typical household income in Huron ($61,452 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Huron 2.6 years
  • Beadle 2.6 years
  • South Dakota 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Beadle County

According to FHFA’s house price index, home prices in Beadle County rose 61% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Beadle County.

Period County South Dakota U.S.
Last year (2025) +4.3% +3.1% +2.9%
5 years (2020–2025) +47% +50% +47%
10 years (2015–2025) +61% +85% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Huron next to Beadle County, South Dakota and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Huron $159,000
  • Beadle $175,100
  • South Dakota $257,400
  • United States $332,700
Typical monthly rent
  • Huron $888
  • Beadle $879
  • South Dakota $946
  • United States $1,413
Typical yearly household income
  • Huron $61,452
  • Beadle $67,681
  • South Dakota $75,081
  • United States $80,734
See the full table
Huron next to Beadle County and South Dakota
Measure Huron Beadle County South Dakota U.S.
Typical home value $159,000 $175,100 $257,400 $332,700
Typical monthly rent $888 $879 $946 $1,413
Typical yearly household income $61,452 $67,681 $75,081 $80,734
Households that own their home 68% 73% 69% 65%
Typical yearly property tax $1,926 $1,900 $2,724 $3,119
Effective property tax rate 1.21% 1.09% 1.06% 0.94%
Renters with high rent for their income 41% 40% 40% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Beadle County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Huron

For a typical $159,000 home in Huron, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Huron's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,355a month

    Least cash to close
    Down payment
    $5,565
    Cash to close
    $10,335
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $70

  • Conventional, 5% down $1,325a month

    Down payment
    $7,950
    Cash to close
    $12,720
    Rate
    7.18%
    Mortgage insurance
    PMI · $76

  • Conventional, 20% down, no PMI $1,088a month

    Down payment
    $31,800
    Cash to close
    $36,570
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,235a month

    Down payment
    $23,850
    Cash to close
    $28,620
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Huron and for Beadle County.

Property tax

Effective rate in Huron

1.21%of the home’s value each year

$1,926 a year for the typical owner in Huron.

  • Huron 1.21%
  • Beadle 1.09%
  • South Dakota 1.06%

What South Dakota publishes Owner-occupied classification (South Dakota Department of Revenue (Owner-Occupied Classification tax fact, July 2026))

Exemptions and deadlines in South Dakota

Flood risk in Beadle County

FEMA does not publish these numbers by city: they are for all of Beadle County.

Homes in the high-risk zone
1.3%
141
Of those, with NFIP insurance
1.4%
County South Dakota U.S.
Homes in the high-risk zone 1.3% 2.3% 3.5%
Of those, with NFIP insurance 1.4% 14% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Huron

Typical rent in Huron is $888 a month: about the same as the county. In Huron, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Beadle County, by unit size. To pay the 2-bedroom one ($1,090 a month) without spending more than 30% of your income, you would need to earn $20.96 an hour working full time.

HUD fair market rent for all of Beadle County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $759 $14.60 $30,360
1 bedroom $833 $16.02 $33,320
2 bedrooms $1,090 $20.96 $43,600
3 bedrooms $1,440 $27.69 $57,600
4 bedrooms $1,705 $32.79 $68,200

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Huron

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Huron is in ZIP code 57350.

For 2 bedrooms it is $1,090: the same as the fair market rent for Beadle County.

  • 57350 $1,090$1,440

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Huron when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Huron

HUD lists 9 buildings with rents for lower incomes in Huron. These are the largest.

  • Southside Estates Fka Tamarac Apts 1818 Arizona Ave SW, Huron 57350 67 low-income homes · For families (605) 352-5622
  • Colonial Apartments 1021 Minnesota Ave SW, Huron 57350 50 homes, 48 low-income · For families (605) 461-1322
  • Riverstone Townhomes 202 20th St SE, Huron 57350 24 low-income homes · 2 bd: 16 · 3 bd: 8 · In service since 2012 · For families (605) 999-4689
  • Campus Apartments 290 7th St SW, Huron 57350 22 low-income homes · For older adults (605) 352-8291
  • Granada Courts 405 21st St SE, Huron 57350 18 low-income homes · For older adults (605) 461-1322

See all 9 buildings in Beadle County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Huron

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Beadle County; 1 says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Huron

No down payment, repair or rent-help program on our list is for Huron or Beadle County. The ones below are statewide in South Dakota: they work in Huron the same as in the rest of the state.

Which programs do I qualify for? All programs in South Dakota

  • Fixed Rate Plus

    Statewide in South Dakota

    South Dakota state authority mortgage with 3% or 5% of the loan for the down payment and closing costs, as a 0% second mortgage with no payments, repaid when you sell or pay off the home. Offered by South Dakota Housing Development Authority.

    Deferred

    See the program Official page

  • South Dakota Housing Tax Credit (MCC)

    Statewide in South Dakota

    South Dakota state authority certificate that turns part of your mortgage interest into a credit on your federal taxes, of up to $2,000 a year while you live in the home and keep the original mortgage; for first-time buyers, requested through a participating lender before closing. Offered by South Dakota Housing Development Authority.

    Tax credit

    See the program Official page

Housing counselors near Huron

The HUD-approved agencies closest to the center of Huron, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of LSS - South Dakota

    33 3rd St SE Ste 202, Huron · 0 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (888) 258-2227

  • CCCS of LSS - South Dakota

    403 N. Lawler, Mitchell · 46 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (605) 996-0868

  • CCCS of LSS - South Dakota

    1424 9th Avenue SE, Watertown · 66 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (605) 882-2228

Every agency in Beadle County All counseling agencies in South Dakota

Help in Spanish near Huron

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Huron

HUD’s record names them for Huron or Beadle County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in South Dakota Source: HUD

Cities

Nearby cities

The cities closest to Huron, with the typical home value.

Everything about Beadle County Housing in South Dakota

Neighboring counties

If Beadle County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Huron.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Huron

Short answers with the numbers for Huron and all of Beadle County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Huron?

The typical home value in Huron is $159,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Beadle County it is $175,100.

How much does it cost to rent in Huron?

Typical rent in Huron is $888 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Beadle County is $1,090.

What is the FHA loan limit in Huron?

Huron uses the FHA limit for all of Beadle County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Huron?

The typical homeowner in Huron pays $1,926 a year, according to the U.S. Census Bureau. That is 1.21% of the home’s value; in Beadle County, the rate is 1.09%.

Where can I find free help to buy or rent in Huron?

There is 1 HUD-approved counseling agency with an office in Beadle County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).