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City · 7,751 residents · Marlboro County, South Carolina

Bennettsville , South Carolina

In Bennettsville, a typical home is worth $92,100 and typical rent is $671 a month. Compared with all of Marlboro County, the typical home value is 12% higher, typical household income is 8% higher, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $92,100

    12% above the county

    64% below South Carolina

    • Bennettsville
    • Marlboro
    • South Carolina

  • Typical rent

    $671a month

    3% below the county

    43% below South Carolina

    • Bennettsville
    • Marlboro
    • South Carolina

  • Typical household income

    $37,115a year

    8% above the county

    46% below South Carolina

    • Bennettsville
    • Marlboro
    • South Carolina

  • Households that own their home

    45%

    18 points below the county

    27 points below South Carolina

    • Bennettsville
    • Marlboro
    • South Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$117,528
4.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bennettsville is in Marlboro County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marlboro County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bennettsville apart

What this place has that others do not, from public data, most unusual first.

  1. Bennettsville has the lowest typical home value of the 101 cities in South Carolina with more than 5,000 people: $92,100.

  2. Bennettsville has the 3rd lowest typical rent of the 100 cities in South Carolina with more than 5,000 people ($671).

  3. 45% of households in Bennettsville own their home, against 63% in Marlboro County.

  4. Bennettsville has the 6th lowest typical household income of the 101 cities in South Carolina with more than 5,000 people ($37,115).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Bennettsville rose 4.2%; in South Carolina, it rose 0.9%.

  6. 18% of households in Bennettsville have no internet at home (24% in Marlboro County).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Bennettsville

What homes there are in Bennettsville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Bennettsville: 74% of homes, more than in Marlboro County (62%).

Year built

In Bennettsville, half of the homes were built before 1967; in Marlboro County, before 1977.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Marlboro County is $885; about 72% of rents in Bennettsville are below it.

With a mortgage

$1,196 a month

Marlboro County: $1,090 a month

Without a mortgage

$386 a month

Marlboro County: $353 a month

Owners with a mortgage

32%

Marlboro County: 24%

The typical cost for an owner with a mortgage in Bennettsville is $1,196 a month, more than in Marlboro County ($1,090); without one, $386.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bennettsville stayed about the same since 2015–2019: the Census sees no clear change.

Rent in Bennettsville moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBennettsvilleMarlboro CountySouth CarolinaUnited States
Rental vacancy Unreliable estimateUnreliable estimate8.3%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.7%2.0%3.4%
People per household 2.272.402.442.53
Drive alone 78%84%76%69%
Carpool 16%11%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate3%12%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Bennettsville has 2.27 people, fewer than in Marlboro County (2.40).

In Bennettsville, 16% of workers share a car to get to work; in Marlboro County, 11%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bennettsville?

A typical home is within reach of the typical income

We start with a typical home in Bennettsville, worth $92,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Bennettsville, which is $37,115 a year.

The calculator's FHA and conventional loan limits are those of all of Marlboro County.

Your numbers

Local data
$

Starts at the typical home value in Bennettsville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,224 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$743

at 7.18% · 30 years

Loan amount
$90,431
Total interest
$130,109
Paid off in
November 2056

Includes $1,555 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $866 a month

    Your payment · 24%

  • Tight

    $866 to $1,113 a month

  • Hard

    more than $1,113 a month

Compared with the typical household income in Bennettsville ($37,115 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$743
Principal & interest$613
Property tax$51
Home insurance$38
FHA mortgage insurance (MIP)$41

You need at least $3,224 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bennettsville and Marlboro County

Bennettsville is in Marlboro County, South Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bennettsville's own numbers

Typical home value
$92,100
Typical monthly rent
$671
Typical yearly household income
$37,115
Households that own their home
45%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marlboro County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$885
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marlboro County.

Everything about Marlboro County

Buying

Buying a home in Bennettsville

A typical home in Bennettsville is worth $92,100: 12% above the county and 64% below South Carolina. With the typical household income in Bennettsville ($37,115 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bennettsville 2.5 years
  • Marlboro 2.4 years
  • South Carolina 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marlboro County

According to FHFA’s house price index, home prices in Marlboro County rose 74% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marlboro County.

Period County South Carolina U.S.
Last year (2025) +6.6% +3.6% +2.9%
5 years (2020–2025) +54% +60% +47%
10 years (2015–2025) +74% +104% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bennettsville next to Marlboro County, South Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bennettsville $92,100
  • Marlboro $82,000
  • South Carolina $259,000
  • United States $332,700
Typical monthly rent
  • Bennettsville $671
  • Marlboro $689
  • South Carolina $1,180
  • United States $1,413
Typical yearly household income
  • Bennettsville $37,115
  • Marlboro $34,301
  • South Carolina $69,324
  • United States $80,734
See the full table
Bennettsville next to Marlboro County and South Carolina
Measure Bennettsville Marlboro County South Carolina U.S.
Typical home value $92,100 $82,000 $259,000 $332,700
Typical monthly rent $671 $689 $1,180 $1,413
Typical yearly household income $37,115 $34,301 $69,324 $80,734
Households that own their home 45% 63% 72% 65%
Typical yearly property tax $614 $496 $1,251 $3,119
Effective property tax rate 0.67% 0.6% 0.48% 0.94%
Renters with high rent for their income 56% 52% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marlboro County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bennettsville

For a typical $92,100 home in Bennettsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bennettsville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $743a month

    Least cash to close
    Down payment
    $3,224
    Cash to close
    $5,987
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $41

  • Conventional, 5% down $726a month

    Down payment
    $4,605
    Cash to close
    $7,368
    Rate
    7.18%
    Mortgage insurance
    PMI · $44

  • Conventional, 20% down, no PMI $589a month

    Down payment
    $18,420
    Cash to close
    $21,183
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $674a month

    Down payment
    $13,815
    Cash to close
    $16,578
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bennettsville and for Marlboro County.

Property tax

Effective rate in Bennettsville

0.67%of the home’s value each year

$614 a year for the typical owner in Bennettsville.

  • Bennettsville 0.67%
  • Marlboro 0.6%
  • South Carolina 0.48%

What South Carolina publishes Special 4% assessment ratio for your legal residence (South Carolina General Assembly (South Carolina Code of Laws))

Exemptions and deadlines in South Carolina

Flood risk in Marlboro County

FEMA does not publish these numbers by city: they are for all of Marlboro County.

Homes in the high-risk zone
3.1%
270
Of those, with NFIP insurance
4.8%
County South Carolina U.S.
Homes in the high-risk zone 3.1% 4% 3.5%
Of those, with NFIP insurance 4.8% 85% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bennettsville

Typical rent in Bennettsville is $671 a month: 3% below the county. In Bennettsville, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marlboro County, by unit size. To pay the 2-bedroom one ($885 a month) without spending more than 30% of your income, you would need to earn $17.02 an hour working full time.

HUD fair market rent for all of Marlboro County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $672 $12.92 $26,880
1 bedroom $677 $13.02 $27,080
2 bedrooms $885 $17.02 $35,400
3 bedrooms $1,054 $20.27 $42,160
4 bedrooms $1,479 $28.44 $59,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bennettsville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bennettsville is in ZIP code 29512.

For 2 bedrooms it is $890: $5 more than the fair market rent for Marlboro County ($885).

  • 29512 $890$1,050

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bennettsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bennettsville

HUD lists 10 buildings with rents for lower incomes in Bennettsville. These are the largest.

  • Westwood Park 221 Fletcher St, Bennettsville 29512 154 low-income homes · Run by Housing Authority of Bennettsville · Average payment: $253 a month · Average wait: 17 months (843) 479-3857
  • Eastwood Apartments 106 Gibson Cir, Bennettsville 29512 62 low-income homes · For families (843) 479-3857
  • Bennettsville Green Apts 501 Center St, Bennettsville 29512 40 low-income homes · 2 bd: 28 · 3 bd: 12 · In service since 2010 · For families
  • Glenfield Apts Phase I 604 Center St, Bennettsville 29512 40 low-income homes · 1 bd: 16 · 2 bd: 24 · In service since 2010
  • Glenfield Apts Phase II 606 Center St, Bennettsville 29512 40 low-income homes · 1 bd: 16 · 2 bd: 24 · In service since 2010

See all 15 buildings in Marlboro County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bennettsville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Marlboro County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Bennettsville

1 program is for Bennettsville or Marlboro County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in South Carolina: they work in Bennettsville the same as in the rest of the state.

Which programs do I qualify for? All programs in South Carolina

  • County First Initiative

    For Marlboro County

    South Carolina state agency rural initiative for certain counties: an FHA, USDA or VA mortgage at a special fixed rate with forgivable down payment assistance, for first-time buyers and for people who have owned a home before. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • Palmetto Home Advantage

    Statewide in South Carolina

    South Carolina state agency program with forgivable down payment assistance of 0%, 3% or 4% of the loan, with no monthly payments, for any buyer in all 46 counties. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

  • SC Housing Homebuyer Program

    Statewide in South Carolina

    South Carolina state agency fixed-rate mortgage with forgivable help for the down payment, closing costs or prepaid expenses: a 0% second mortgage with no monthly payments, forgiven if you live in the home 15 years. Offered by SC Housing (South Carolina State Housing Finance and Development Authority).

    Forgivable

    See the program Official page

Housing counselors near Bennettsville

The HUD-approved agencies closest to the center of Bennettsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • City of Florence

    324 W Evans St, Florence · 30 miles away

    • Fair housing pre-purchase workshops
    • Pre-purchase counseling
    • and 2 more
    (843) 665-3175

  • NSC (naca Counseling Subsidiary) - Columbia, SC

    810 Dutch Square Blvd Suite 220, Columbia · 90 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (803) 255-0223

  • Southeastern Housing & Community Development Fka Southeastern Housing Foundation

    986 Doyle St, Orangeburg · 103 miles away

    • Budget and financial counseling
    • Fair housing pre-purchase workshops
    • and 3 more
    (803) 534-9950

All counseling agencies in South Carolina

Help in Spanish near Bennettsville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bennettsville

HUD’s record names them for Bennettsville or Marlboro County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Bennettsville Public housing and Section 8 vouchers (843) 479-3857

One other authority has an office in Marlboro County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Bennettsville, with the typical home value.

Everything about Marlboro County Housing in South Carolina

Neighboring counties

If Marlboro County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bennettsville.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Bennettsville

Short answers with the numbers for Bennettsville and all of Marlboro County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bennettsville?

The typical home value in Bennettsville is $92,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marlboro County it is $82,000.

How much does it cost to rent in Bennettsville?

Typical rent in Bennettsville is $671 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marlboro County is $885.

What is the FHA loan limit in Bennettsville?

Bennettsville uses the FHA limit for all of Marlboro County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bennettsville?

The typical homeowner in Bennettsville pays $614 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Marlboro County, the rate is 0.6%.

Where can I find free help to buy or rent in Bennettsville?

We found no HUD-approved counseling agencies with an office in Marlboro County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).