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City · 5,077 residents · Lycoming County, Pennsylvania

Kenmar , Pennsylvania

In Kenmar, a typical home is worth $225,200 and typical rent is $826 a month. Compared with all of Lycoming County, the typical home value is 11% higher and typical rent is 10% lower.

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  • Typical home value

    $225,200

    11% above the county

    12% below Pennsylvania

    • Kenmar
    • Lycoming
    • Pennsylvania

  • Typical rent

    $826a month

    10% below the county

    32% below Pennsylvania

    • Kenmar
    • Lycoming
    • Pennsylvania

  • Typical household income

    $58,857a year

    8% below the county

    25% below Pennsylvania

    • Kenmar
    • Lycoming
    • Pennsylvania

  • Households that own their home

    72%

    3 points above the county

    2 points above Pennsylvania

    • Kenmar
    • Lycoming
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Kenmar is in Lycoming County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lycoming County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Kenmar apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Lock Haven, the typical home value is $137,300: 39% less than in Kenmar ($225,200).

  2. Kenmar has the 18th largest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (64%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Kenmar

What homes there are in Kenmar, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Kenmar (62%), but less so than in Lycoming County (69%).

Year built

Here half of the homes date from 1973 or later; in Lycoming County, from 1963 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,617 a month

Lycoming County: $1,504 a month

Without a mortgage

$582 a month

Lycoming County: $576 a month

Owners with a mortgage

60%

Lycoming County: 57%

The typical cost for an owner with a mortgage in Kenmar is $1,617 a month, more than in Lycoming County ($1,504); without one, $582.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Kenmar rose 36% since 2015–2019, more than in Lycoming County (30%).

Since 2015–2019, the typical rent in Kenmar did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKenmarLycoming CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.9%4.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate0.9%1.6%3.4%
People per household 2.072.302.392.53
Drive alone 69%77%68%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate4%4%3%
Work from home Unreliable estimate9%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Kenmar has 2.07 people, fewer than in Lycoming County (2.30).

To get to work, 69% of workers in Kenmar drive alone; in Lycoming County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Kenmar?

A typical home costs more than the typical income allows

We start with a typical home in Kenmar, worth $225,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Kenmar, which is $58,857 a year. For that payment to be 28% of income, a household would need to earn about $81,737 a year.

The calculator's FHA and conventional loan limits are those of all of Lycoming County.

Your numbers

Local data
$

Starts at the typical home value in Kenmar. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,882 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,907

at 7.18% · 30 years

Loan amount
$221,121
Total interest
$318,141
Paid off in
November 2056

Includes $3,803 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,373 a month

  • Tight

    $1,373 to $1,766 a month

  • Hard

    more than $1,766 a month

    Your payment · 39%

Compared with the typical household income in Kenmar ($58,857 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,907
Principal & interest$1,498
Property tax$216
Home insurance$94
FHA mortgage insurance (MIP)$100

You need at least $7,882 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Kenmar and Lycoming County

Kenmar is in Lycoming County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Kenmar's own numbers

Typical home value
$225,200
Typical monthly rent
$826
Typical yearly household income
$58,857
Households that own their home
72%
Effective property tax rate
1.15%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lycoming County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,217
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
9.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lycoming County.

Everything about Lycoming County

Buying

Buying a home in Kenmar

A typical home in Kenmar is worth $225,200: 11% above the county and 12% below Pennsylvania. With the typical household income in Kenmar ($58,857 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Kenmar 3.8 years
  • Lycoming 3.2 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lycoming County

According to FHFA’s house price index, home prices in Lycoming County rose 53% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lycoming County.

Period County Pennsylvania U.S.
Last year (2025) +2.8% +4.7% +2.9%
5 years (2020–2025) +39% +48% +47%
10 years (2015–2025) +53% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Kenmar next to Lycoming County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Kenmar $225,200
  • Lycoming $202,200
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Kenmar $826
  • Lycoming $913
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Kenmar $58,857
  • Lycoming $63,917
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Kenmar next to Lycoming County and Pennsylvania
Measure Kenmar Lycoming County Pennsylvania U.S.
Typical home value $225,200 $202,200 $254,500 $332,700
Typical monthly rent $826 $913 $1,209 $1,413
Typical yearly household income $58,857 $63,917 $77,971 $80,734
Households that own their home 72% 69% 69% 65%
Typical yearly property tax $2,582 $2,649 $3,311 $3,119
Effective property tax rate 1.15% 1.31% 1.3% 0.94%
Renters with high rent for their income 64% 47% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lycoming County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Kenmar

For a typical $225,200 home in Kenmar, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kenmar's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,907a month

    Least cash to close
    Down payment
    $7,882
    Cash to close
    $14,638
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $100

  • Conventional, 5% down $1,866a month

    Down payment
    $11,260
    Cash to close
    $18,016
    Rate
    7.18%
    Mortgage insurance
    PMI · $107

  • Conventional, 20% down, no PMI $1,530a month

    Down payment
    $45,040
    Cash to close
    $51,796
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,738a month

    Down payment
    $33,780
    Cash to close
    $40,536
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Kenmar and for Lycoming County.

Property tax

Effective rate in Kenmar

1.15%of the home’s value each year

$2,582 a year for the typical owner in Kenmar.

  • Kenmar 1.15%
  • Lycoming 1.31%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Lycoming County

FEMA does not publish these numbers by city: they are for all of Lycoming County.

Homes in the high-risk zone
9.4%
3,695
Of those, with NFIP insurance
16%
County Pennsylvania U.S.
Homes in the high-risk zone 9.4% 2% 3.5%
Of those, with NFIP insurance 16% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Kenmar

Typical rent in Kenmar is $826 a month: 10% below the county. In Kenmar, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lycoming County, by unit size. To pay the 2-bedroom one ($1,217 a month) without spending more than 30% of your income, you would need to earn $23.40 an hour working full time.

HUD fair market rent for all of Lycoming County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $847 $16.29 $33,880
1 bedroom $1,005 $19.33 $40,200
2 bedrooms $1,217 $23.40 $48,680
3 bedrooms $1,623 $31.21 $64,920
4 bedrooms $1,792 $34.46 $71,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Kenmar

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kenmar has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,260 in 17701 to $1,270 in 17754.

2 of the 2 are above the fair market rent for Lycoming County ($1,217).

  • 17701 $1,260$1,680
  • 17754 $1,270$1,690

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kenmar when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Kenmar

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Lycoming County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Kenmar

No down payment, repair or rent-help program on our list is for Kenmar or Lycoming County. The ones below are statewide in Pennsylvania: they work in Kenmar the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Kenmar

The HUD-approved agencies closest to the center of Kenmar, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Schuylkill Community Action

    225 N Centre St, Pottsville · 56 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (570) 622-1995

  • Commission on Economic Opportunity of Luzerne County

    165 Amber Ln, Wilkes Barre · 56 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (570) 826-0510

  • Housing Development Corporation of Northeast

    163 Amber Ln, Wilkes Barre · 56 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (570) 824-4803

All counseling agencies in Pennsylvania

Help in Spanish near Kenmar

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Kenmar

HUD’s record names them for Kenmar or Lycoming County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Lycoming Public housing and Section 8 vouchers (570) 323-3755

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Lycoming County

These cities are also in Lycoming County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lycoming County Housing in Pennsylvania

Nearby cities

The cities closest to Kenmar, with the typical home value.

Neighboring counties

If Lycoming County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Kenmar.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Kenmar

Short answers with the numbers for Kenmar and all of Lycoming County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Kenmar?

The typical home value in Kenmar is $225,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lycoming County it is $202,200.

How much does it cost to rent in Kenmar?

Typical rent in Kenmar is $826 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lycoming County is $1,217.

What is the FHA loan limit in Kenmar?

Kenmar uses the FHA limit for all of Lycoming County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Kenmar?

The typical homeowner in Kenmar pays $2,582 a year, according to the U.S. Census Bureau. That is 1.15% of the home’s value; in Lycoming County, the rate is 1.31%.

Where can I find free help to buy or rent in Kenmar?

We found no HUD-approved counseling agencies with an office in Lycoming County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).