In Durant, a typical home is worth $163,200 and typical rent is $953 a month. Compared with all of Bryan County, typical household income is 18% lower, the typical home value is 7% lower, and the share of households that own their home is 18 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $193,987 to $227,770.
Typical rent
$1,544a month
▲ 5% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,516 to $1,544.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Durant is in Bryan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bryan County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Hugo, the typical home value is $96,300: 41% less than in Durant ($163,200).
2
46% of households in Durant own their home, against 64% in Bryan County.
3
Nearby, in Hugo, the typical rent is $638: 33% less than in Durant ($953).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Durant fell 0.7%; in Oklahoma, it rose 2.6%.
5
The typical household income in Durant is $46,812,18% less than in Bryan County as a whole ($57,225).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Durant
What homes there are in Durant, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Durant
Bryan County
Oklahoma
United States
Kind of home: Durant and its comparisons
Measure
Durant
Bryan County
Oklahoma
United States
Detached house
68%
69%
73%
61%
Attached house
3%
2%
2%
6%
Building of 2 to 4
10%
5%
5%
8%
Apartments (5 or more)
17%
8%
12%
19%
Mobile home
3%
16%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Durant, 7 in 10 homes are single-family detached houses, about the same as in Bryan County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Durant
Bryan County
Oklahoma
United States
Year built: Durant and its comparisons
Measure
Durant
Bryan County
Oklahoma
United States
Before 1960
21%
13%
21%
26%
1960–1979
26%
23%
28%
24%
1980–1999
24%
28%
24%
25%
2000–2009
14%
16%
13%
14%
2010 or later
16%
20%
13%
11%
In Durant, half of the homes were built before 1983; in Bryan County, before 1989.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K26%
$100K–$200K34%
$200K–$300K22%
$300K–$500K15%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Durant and its comparisons
Measure
Durant
Under $100K
26%
$100K–$200K
34%
$200K–$300K
22%
$300K–$500K
15%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
At least 97% of owner-occupied homes in Durant are worth less than $500,000, below the FHA loan limit for Bryan County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5007%
$500–$99949%
$1,000–$1,49933%
HUD fair market rent, 2 bedrooms: $1,004
$1,500–$1,9998%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Durant and its comparisons
Measure
Durant
Under $500
7%
$500–$999
49%
$1,000–$1,499
33%
$1,500–$1,999
8%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
HUD's 2-bedroom fair market rent (FMR) for Bryan County is $1,004: about 57% of rents in Durant are below it.
With a mortgage
$1,339 a month
Bryan County: $1,347 a month
Without a mortgage
$419 a month
Bryan County: $445 a month
Owners with a mortgage
51%
Bryan County: 47%
In Durant, 51% of owners have a mortgage; their typical cost is $1,339 a month, about the same as in Bryan County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Durant+32%
Bryan County+49%
Oklahoma+46%
United States+53%
Typical rent
Durant+27%
Bryan County+29%
Oklahoma+25%
United States+33%
Typical household income
Durant+21%
Bryan County+29%
Oklahoma+23%
United States+29%
Change since 2015–2019: Durant and its comparisons
Measure
Durant
Bryan County
Oklahoma
United States
Typical home value
+32%
+49%
+46%
+53%
Typical rent
+27%
+29%
+25%
+33%
Typical household income
+21%
+29%
+23%
+29%
The typical home value in Durant rose 32% since 2015–2019, less than in Bryan County (49%).
Rents in Durant rose at about the same pace as in Bryan County: 27% since 2015–2019, against 29%.
Housing prices ran ahead of income in Durant: typical income rose 21%, against +32% for home values and +27% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Durant and its comparisons
Measure
Durant
Bryan County
Oklahoma
United States
Rental vacancy
6.8%
5.4%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.2%
0.9%
More than one person per room
3.6%
3.5%
2.9%
3.4%
People per household
2.47
2.57
2.50
2.53
Drive alone
79%
78%
77%
69%
Carpool
9%
9%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
4%
2%
2%
3%
Work from home
7%
10%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
There is more rental housing open in Durant: 6.8% is empty and offered for rent, against 5.4% in Bryan County.
In Durant, 3.6% of households live with more than one person per room, about the same as in Bryan County.
A household in Durant has 2.47 people on average, about the same as in Bryan County (2.57).
The car rules in Durant: 79% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Durant?
A typical home is tight for the typical income
We start with a typical home in Durant, worth $163,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Durant, which is $46,812 a year. For that payment to be 28% of income, a household would need to earn about $56,553 a year.
The calculator's FHA and conventional loan limits are those of all of Bryan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Durant. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,712 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,320
at 7.18% · 30 years
Loan amount
$160,244
Total interest
$230,554
Paid off in
November 2056
Includes $2,756 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,092 a month
Tight
$1,092 to $1,404 a month
Your payment · 34%
Hard
more than $1,404 a month
Compared with the typical household income in Durant ($46,812 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,086
Property tax
$94
Home insurance
$68
FHA mortgage insurance (MIP)
$72
You need at least $5,712 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,320; principal and interest $1,086.
The city and its county
Durant and Bryan County
Durant is in Bryan County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Durant
Map of Bryan County, Oklahoma, with Durant marked. Around it, the neighboring counties.
Durant
Bryan County
Durant's own numbers
Typical home value
$163,200
Typical monthly rent
$953
Typical yearly household income
$46,812
Households that own their home
46%
Effective property tax rate
0.69%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bryan County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,004
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bryan County.
A typical home in Durant is worth $163,200: 7% below the county and 18% below Oklahoma. With the typical household income in Durant ($46,812 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Durant3.5 years
Bryan3.1 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bryan County
According to FHFA’s house price index, home prices in Bryan County rose 84% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bryan County.
Yearly change in FHFA’s price index in Bryan County, 2016 to 2025
2016: +2.5% +2.5% 2016
2017: +4.5% +4.5% 2017
2018: +6.2% +6.2% 2018
2019: +4.5% +4.5% 2019
2020: +2.0% +2.0% 2020
2021: +12.3% +12.3% 2021
2022: +19.0% +19.0% 2022
2023: +7.4% +7.4% 2023
2024: +5.0% +5.0% 2024
2025: +0.9% +0.9% 2025
Change in FHFA’s price index in Bryan County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+0.9%
+2.6%
+2.9%
5 years (2020–2025)
+52%
+46%
+47%
10 years (2015–2025)
+84%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Durant next to Bryan County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Durant$163,200
Bryan$174,900
Oklahoma$199,800
United States$332,700
Typical monthly rent
Durant$953
Bryan$960
Oklahoma$1,014
United States$1,413
Typical yearly household income
Durant$46,812
Bryan$57,225
Oklahoma$65,039
United States$80,734
See the full table
Durant next to Bryan County and Oklahoma
Measure
Durant
Bryan County
Oklahoma
U.S.
Typical home value
$163,200 ▼7% below the county
$174,900
$199,800
$332,700
Typical monthly rent
$953
$960
$1,014
$1,413
Typical yearly household income
$46,812 ▼18% below the county
$57,225
$65,039
$80,734
Households that own their home
46% ▼18 points below the county
64%
66%
65%
Typical yearly property tax
$1,133
$1,118
$1,599
$3,119
Effective property tax rate
0.69% ▲0.05 points above the county
0.64%
0.8%
0.94%
Renters with high rent for their income
51% ▲6 points above the county
45%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bryan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Durant
For a typical $163,200 home in Durant, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Durant's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,320a month
Least cash to close
Down payment
$5,712
Cash to close
$10,608
Rate
7.18%
Mortgage insurance
FHA MIP · $72
Conventional, 5% down$1,290a month
Down payment
$8,160
Cash to close
$13,056
Rate
7.18%
Mortgage insurance
PMI · $78
Conventional, 20% down, no PMI$1,046a month
Down payment
$32,640
Cash to close
$37,536
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,197a month
Down payment
$24,480
Cash to close
$29,376
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Durant
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,320
$5,712
$160,244
7.18%
FHA MIP · $72
$10,608
580
Conventional, 5% down
$1,290
$8,160
$155,040
7.18%
PMI · $78
$13,056
620*
Conventional, 20% down, no PMI
$1,046
$32,640
$130,560
7.18%
None
$37,536
620*
ITIN, 15% down (example)
$1,197
$24,480
$138,720
8.18%
None
$29,376
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Durant is $953 a month: about the same as the county. In Durant, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bryan County, by unit size. To pay the 2-bedroom one ($1,004 a month) without spending more than 30% of your income, you would need to earn $19.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bryan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$762
$14.65
$30,480
1 bedroom
$767
$14.75
$30,680
2 bedrooms
$1,004
$19.31
$40,160
3 bedrooms
$1,329
$25.56
$53,160
4 bedrooms
$1,530
$29.42
$61,200
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Durant
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Durant is in ZIP code 74701.
For 2 bedrooms it is $1,040: $36 more than the fair market rent for Bryan County ($1,004).
Fair market rent by ZIP code and size in Durant, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
74701
$790
$800
$1,040
$1,380
$1,580
ZIP code2 bd3 bd
74701 $1,040$1,380
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Durant when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 13 buildings with rents for lower incomes in Durant. These are the largest.
Village I2200 Four Seasons Dr, Durant 74701110 homes, 109 low-income · For older adults(580) 924-8264
Timber Ridge551 Wilson St, Durant 7470192 low-income homes · 1 bd: 14 · 2 bd: 74 · 3 bd: 4 · In service since 2009 · For people with disabilities
Park Ridge & Brookstone Park of Durant815 Gerlach Dr, Durant 74701105 homes, 67 low-income · 1 bd: 16 · 2 bd: 56 · 3 bd: 32 · 4 bd: 1 · In service since 2002
Larkspur Village Development1511 Larkspur Ln, Durant 7470160 low-income homes · 1 bd: 24 · 2 bd: 36 · In service since 2007 · For older adults
Dixon Park Apartments1224 N 1st Ave, Durant 7470160 homes, 37 low-income · 1 bd: 4 · 2 bd: 32 · 3 bd: 24 · In service since 2019
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Bryan County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Durant or Bryan County. The ones below are statewide in Oklahoma: they work in Durant the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Durant or Bryan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Durant and all of Bryan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Durant?
The typical home value in Durant is $163,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bryan County it is $174,900.
How much does it cost to rent in Durant?
Typical rent in Durant is $953 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bryan County is $1,004.
What is the FHA loan limit in Durant?
Durant uses the FHA limit for all of Bryan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Durant?
The typical homeowner in Durant pays $1,133 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Bryan County, the rate is 0.64%.
Where can I find free help to buy or rent in Durant?
We found no HUD-approved counseling agencies with an office in Bryan County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
