City · 14,585 residents · Rockingham County, North Carolina
Reidsville, North Carolina
In Reidsville, a typical home is worth $138,800 and typical rent is $822 a month. Compared with all of Rockingham County, typical household income is 25% lower, the typical home value is 18% lower, and the share of households that own their home is 19 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $192,748 to $210,947.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Reidsville is in Rockingham County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Rockingham County. See the county
What this place has that others do not, from public data, most unusual first.
1
53% of households in Reidsville own their home, against 72% in Rockingham County.
2
Reidsville has the 8th lowest typical home value of the 166 cities in North Carolina with more than 5,000 people ($138,800).
3
The typical household income in Reidsville is $42,921,25% less than in Rockingham County as a whole ($57,053).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Reidsville
What homes there are in Reidsville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Reidsville
Rockingham County
North Carolina
United States
Kind of home: Reidsville and its comparisons
Measure
Reidsville
Rockingham County
North Carolina
United States
Detached house
70%
72%
65%
61%
Attached house
Unreliable estimate
1%
5%
6%
Building of 2 to 4
4%
3%
5%
8%
Apartments (5 or more)
22%
7%
14%
19%
Mobile home
Unreliable estimate
16%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Reidsville, 7 in 10 homes are single-family detached houses, about the same as in Rockingham County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Reidsville
Rockingham County
North Carolina
United States
Year built: Reidsville and its comparisons
Measure
Reidsville
Rockingham County
North Carolina
United States
Before 1960
37%
26%
14%
26%
1960–1979
31%
28%
20%
24%
1980–1999
11%
27%
31%
25%
2000–2009
10%
12%
19%
14%
2010 or later
10%
7%
17%
11%
In Reidsville, half of the homes were built before 1967; in Rockingham County, before 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K33%
$100K–$200K36%
$200K–$300K15%
$300K–$500K13%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Reidsville and its comparisons
Measure
Reidsville
Under $100K
33%
$100K–$200K
36%
$200K–$300K
15%
$300K–$500K
13%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
The FHA limit for Rockingham County is high ($541,287): at least 98% of owner-occupied homes in Reidsville are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99955%
$1,000–$1,49925%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Reidsville and its comparisons
Measure
Reidsville
Under $500
Unreliable estimate
$500–$999
55%
$1,000–$1,499
25%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,223 a month
Rockingham County: $1,214 a month
Without a mortgage
$444 a month
Rockingham County: $402 a month
Owners with a mortgage
53%
Rockingham County: 54%
The typical cost for an owner with a mortgage in Reidsville is $1,223 a month, near the figure in Rockingham County ($1,214).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Reidsville+34%
Rockingham County+50%
North Carolina+68%
United States+53%
Typical rent
Reidsville+18%
Rockingham County+21%
North Carolina+35%
United States+33%
Typical household income
Reidsville+33%
Rockingham County+31%
North Carolina+33%
United States+29%
Change since 2015–2019: Reidsville and its comparisons
Measure
Reidsville
Rockingham County
North Carolina
United States
Typical home value
+34%
+50%
+68%
+53%
Typical rent
+18%
+21%
+35%
+33%
Typical household income
+33%
+31%
+33%
+29%
Homes in Reidsville gained value more slowly than in Rockingham County: 34% since 2015–2019, against 50%.
Much as in Rockingham County, the typical rent in Reidsville rose 18% since 2015–2019.
The typical household income in Reidsville rose 33% over that time; home values changed +34% and rent +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Reidsville and its comparisons
Measure
Reidsville
Rockingham County
North Carolina
United States
Rental vacancy
Unreliable estimate
3.6%
7.1%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.3%
0.9%
More than one person per room
Unreliable estimate
1.7%
2.2%
3.4%
People per household
2.16
2.30
2.44
2.53
Drive alone
73%
80%
72%
69%
Carpool
10%
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
7%
7%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Reidsville has 2.16 people, fewer than in Rockingham County (2.30).
To get to work, 73% of workers in Reidsville drive alone; in Rockingham County, 80%.
Do the math
What would you pay each month for a home in Reidsville?
A typical home is tight for the typical income
We start with a typical home in Reidsville, worth $138,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Reidsville, which is $42,921 a year. For that payment to be 28% of income, a household would need to earn about $49,684 a year.
The calculator's FHA and conventional loan limits are those of all of Rockingham County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Reidsville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,858 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,159
at 7.18% · 30 years
Loan amount
$136,286
Total interest
$196,084
Paid off in
November 2056
Includes $2,344 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,001 a month
Tight
$1,001 to $1,288 a month
Your payment · 32%
Hard
more than $1,288 a month
Compared with the typical household income in Reidsville ($42,921 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$923
Property tax
$117
Home insurance
$58
FHA mortgage insurance (MIP)
$61
You need at least $4,858 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,159; principal and interest $923.
The city and its county
Reidsville and Rockingham County
Reidsville is in Rockingham County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Reidsville
Map of Rockingham County, North Carolina, with Reidsville marked. Around it, the neighboring counties.
Reidsville
Rockingham County
Other cities with a page
Reidsville's own numbers
Typical home value
$138,800
Typical monthly rent
$822
Typical yearly household income
$42,921
Households that own their home
53%
Effective property tax rate
1.01%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Rockingham County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,012
Price change over 5 years (FHFA)
+66%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Rockingham County.
A typical home in Reidsville is worth $138,800: 18% below the county and 52% below North Carolina. With the typical household income in Reidsville ($42,921 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Reidsville3.2 years
Rockingham3.0 years
North Carolina4.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Rockingham County
According to FHFA’s house price index, home prices in Rockingham County rose 97% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Rockingham County.
Yearly change in FHFA’s price index in Rockingham County, 2016 to 2025
2016: +0.5% +0.5% 2016
2017: +3.3% +3.3% 2017
2018: +3.9% +3.9% 2018
2019: +4.6% +4.6% 2019
2020: +5.1% +5.1% 2020
2021: +11.6% +11.6% 2021
2022: +21.6% +21.6% 2022
2023: +8.8% +8.8% 2023
2024: +5.6% +5.6% 2024
2025: +6.5% +6.5% 2025
Change in FHFA’s price index in Rockingham County, North Carolina and the United States
Period
County
North Carolina
U.S.
Last year (2025)
+6.5%
+2.5%
+2.9%
5 years (2020–2025)
+66%
+60%
+47%
10 years (2015–2025)
+97%
+107%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Reidsville next to Rockingham County, North Carolina and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Reidsville$138,800
Rockingham$168,600
North Carolina$288,900
United States$332,700
Typical monthly rent
Reidsville$822
Rockingham$810
North Carolina$1,228
United States$1,413
Typical yearly household income
Reidsville$42,921
Rockingham$57,053
North Carolina$72,388
United States$80,734
See the full table
Reidsville next to Rockingham County and North Carolina
Measure
Reidsville
Rockingham County
North Carolina
U.S.
Typical home value
$138,800 ▼18% below the county
$168,600
$288,900
$332,700
Typical monthly rent
$822
$810
$1,228
$1,413
Typical yearly household income
$42,921 ▼25% below the county
$57,053
$72,388
$80,734
Households that own their home
53% ▼19 points below the county
72%
67%
65%
Typical yearly property tax
$1,407 ▲12% above the county
$1,258
$1,896
$3,119
Effective property tax rate
1.01% ▲0.26 points above the county
0.75%
0.66%
0.94%
Renters with high rent for their income
54% ▲3 points above the county
51%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Rockingham County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Reidsville
For a typical $138,800 home in Reidsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Reidsville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,159a month
Least cash to close
Down payment
$4,858
Cash to close
$9,022
Rate
7.18%
Mortgage insurance
FHA MIP · $61
Conventional, 5% down$1,134a month
Down payment
$6,940
Cash to close
$11,104
Rate
7.18%
Mortgage insurance
PMI · $66
Conventional, 20% down, no PMI$927a month
Down payment
$27,760
Cash to close
$31,924
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,055a month
Down payment
$20,820
Cash to close
$24,984
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Reidsville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,159
$4,858
$136,286
7.18%
FHA MIP · $61
$9,022
580
Conventional, 5% down
$1,134
$6,940
$131,860
7.18%
PMI · $66
$11,104
620*
Conventional, 20% down, no PMI
$927
$27,760
$111,040
7.18%
None
$31,924
620*
ITIN, 15% down (example)
$1,055
$20,820
$117,980
8.18%
None
$24,984
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Reidsville is $822 a month: about the same as the county. In Reidsville, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Rockingham County, by unit size. To pay the 2-bedroom one ($1,012 a month) without spending more than 30% of your income, you would need to earn $19.46 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Rockingham County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$705
$13.56
$28,200
1 bedroom
$774
$14.88
$30,960
2 bedrooms
$1,012
$19.46
$40,480
3 bedrooms
$1,236
$23.77
$49,440
4 bedrooms
$1,554
$29.88
$62,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Reidsville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Reidsville is in ZIP code 27320.
For 2 bedrooms it is $1,050: $38 more than the fair market rent for Rockingham County ($1,012).
Fair market rent by ZIP code and size in Reidsville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
27320
$740
$800
$1,050
$1,280
$1,610
ZIP code2 bd3 bd
27320 $1,050$1,280
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Reidsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 15 buildings with rents for lower incomes in Reidsville. These are the largest.
Womack Court Apartments906 Lesley Pl, Reidsville 27320100 homes, 99 low-income · Run by The New Reidsville Housing Authority · Average payment: $368 a month · Average wait: 29 months(336) 589-6510
Marcellus Place Fka West End Plaza607 Marcellus St, Reidsville 2732082 low-income homes · 1 bd: 10 · 2 bd: 32 · 3 bd: 40 · In service since 2002 · For families(336) 349-2479
Reidsville Ridge Apartments1909 Vance St, Reidsville 2732072 low-income homes · 2 bd: 48 · 3 bd: 24 · In service since 2017 · For families
Sherwood Glen Apartments2006 Oakbrook Ct, Reidsville 2732056 low-income homes · 2 bd: 40 · 3 bd: 16 · In service since 2007 · For people with disabilities, families, people experiencing homelessness
RHS AptsFranklin Street, Reidsville 2732053 low-income homes · 1 bd: 51 · 2 bd: 2 · In service since 1995 · For older adults
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Rockingham County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Reidsville or Rockingham County. The ones below are statewide in North Carolina: they work in Reidsville the same as in the rest of the state.
NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina.Offered by North Carolina Housing Finance Agency (NCHFA).
A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina.Offered by North Carolina Housing Finance Agency (NCHFA).
NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization.Offered by North Carolina Housing Finance Agency (NCHFA).
No legal help resource on our list is for Reidsville or Rockingham County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Reidsville and all of Rockingham County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Reidsville?
The typical home value in Reidsville is $138,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Rockingham County it is $168,600.
How much does it cost to rent in Reidsville?
Typical rent in Reidsville is $822 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Rockingham County is $1,012.
What is the FHA loan limit in Reidsville?
Reidsville uses the FHA limit for all of Rockingham County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Reidsville?
The typical homeowner in Reidsville pays $1,407 a year, according to the U.S. Census Bureau. That is 1.01% of the home’s value; in Rockingham County, the rate is 0.75%.
Where can I find free help to buy or rent in Reidsville?
We found no HUD-approved counseling agencies with an office in Rockingham County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
