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City · 5,060 residents · Guilford County, North Carolina

Pleasant Garden , North Carolina

In Pleasant Garden, a typical home is worth $223,500 and typical rent is $1,416 a month. Compared with all of Guilford County, typical household income is 28% higher, typical rent is 22% higher, and the share of households that own their home is 23 points higher.

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  • Typical home value

    $223,500

    14% below the county

    23% below North Carolina

    • Pleasant Garden
    • Guilford
    • North Carolina

  • Typical rent

    $1,416a month

    22% above the county

    15% above North Carolina

    • Pleasant Garden
    • Guilford
    • North Carolina

  • Typical household income

    $88,204a year

    28% above the county

    22% above North Carolina

    • Pleasant Garden
    • Guilford
    • North Carolina

  • Households that own their home

    83%

    23 points above the county

    16 points above North Carolina

    • Pleasant Garden
    • Guilford
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$311,484
3.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Pleasant Garden is in Guilford County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Guilford County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pleasant Garden apart

What this place has that others do not, from public data, most unusual first.

  1. 83% of households in Pleasant Garden own their home, against 60% in Guilford County.

  2. Nearby, in Trinity, the typical rent is $955: 33% less than in Pleasant Garden ($1,416).

  3. The typical household income in Pleasant Garden is $88,204, 28% more than in Guilford County as a whole ($68,642).

  4. The typical rent in Pleasant Garden is $1,416 a month, 22% more than in Guilford County as a whole ($1,163).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Pleasant Garden rose 3.1%; in North Carolina, it barely changed.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Pleasant Garden

What homes there are in Pleasant Garden, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Pleasant Garden, 8 in 10 homes are single-family detached houses; in Guilford County, 6.

Year built

In Pleasant Garden, half of the homes were built before 1977; in Guilford County, before 1987.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,226 a month

Guilford County: $1,536 a month

Without a mortgage

$445 a month

Guilford County: $515 a month

Owners with a mortgage

69%

Guilford County: 65%

In Pleasant Garden, 69% of owners have a mortgage, and their typical cost is $1,226 a month, against $1,536 in Guilford County. Without one it drops to $445.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Pleasant Garden rose 30%; in Guilford County, it rose 56%.

Rents in Pleasant Garden rose faster than in Guilford County: 76% since 2015–2019, against 33%.

While home values in Pleasant Garden changed +30% and rent +76%, the typical household income rose 34%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePleasant GardenGuilford CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate6.2%7.1%5.5%
Homeowner vacancy Unreliable estimate1.0%1.3%0.9%
More than one person per room Unreliable estimate2.6%2.2%3.4%
People per household 2.592.382.442.53
Drive alone 78%73%72%69%
Carpool Unreliable estimate8%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate14%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Pleasant Garden has 2.59 people, more than in Guilford County (2.38).

In Pleasant Garden, 78% of workers drive alone to work; in Guilford County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pleasant Garden?

A typical home is within reach of the typical income

We start with a typical home in Pleasant Garden, worth $223,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Pleasant Garden, which is $88,204 a year.

The calculator's FHA and conventional loan limits are those of all of Guilford County.

Your numbers

Local data
$

Starts at the typical home value in Pleasant Garden. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,823 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,809

at 7.18% · 30 years

Loan amount
$219,451
Total interest
$315,739
Paid off in
November 2056

Includes $3,774 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,058 a month

    Your payment · 25%

  • Tight

    $2,058 to $2,646 a month

  • Hard

    more than $2,646 a month

Compared with the typical household income in Pleasant Garden ($88,204 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,809
Principal & interest$1,487
Property tax$130
Home insurance$93
FHA mortgage insurance (MIP)$99

You need at least $7,823 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Pleasant Garden and Guilford County

Pleasant Garden is in Guilford County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Pleasant Garden's own numbers

Typical home value
$223,500
Typical monthly rent
$1,416
Typical yearly household income
$88,204
Households that own their home
83%
Effective property tax rate
0.7%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Guilford County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,271
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Guilford County.

Everything about Guilford County

Buying

Buying a home in Pleasant Garden

A typical home in Pleasant Garden is worth $223,500: 14% below the county and 23% below North Carolina. With the typical household income in Pleasant Garden ($88,204 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pleasant Garden 2.5 years
  • Guilford 3.8 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Guilford County

According to FHFA’s house price index, home prices in Guilford County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Guilford County.

Period County North Carolina U.S.
Last year (2025) +3.2% +2.5% +2.9%
5 years (2020–2025) +61% +60% +47%
10 years (2015–2025) +98% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pleasant Garden next to Guilford County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pleasant Garden $223,500
  • Guilford $259,900
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Pleasant Garden $1,416
  • Guilford $1,163
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Pleasant Garden $88,204
  • Guilford $68,642
  • North Carolina $72,388
  • United States $80,734
See the full table
Pleasant Garden next to Guilford County and North Carolina
Measure Pleasant Garden Guilford County North Carolina U.S.
Typical home value $223,500 $259,900 $288,900 $332,700
Typical monthly rent $1,416 $1,163 $1,228 $1,413
Typical yearly household income $88,204 $68,642 $72,388 $80,734
Households that own their home 83% 60% 67% 65%
Typical yearly property tax $1,573 $2,174 $1,896 $3,119
Effective property tax rate 0.7% 0.84% 0.66% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Guilford County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pleasant Garden

For a typical $223,500 home in Pleasant Garden, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pleasant Garden's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,809a month

    Least cash to close
    Down payment
    $7,823
    Cash to close
    $14,528
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $99

  • Conventional, 5% down $1,768a month

    Down payment
    $11,175
    Cash to close
    $17,880
    Rate
    7.18%
    Mortgage insurance
    PMI · $106

  • Conventional, 20% down, no PMI $1,435a month

    Down payment
    $44,700
    Cash to close
    $51,405
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,641a month

    Down payment
    $33,525
    Cash to close
    $40,230
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pleasant Garden and for Guilford County.

Property tax

Effective rate in Pleasant Garden

0.7%of the home’s value each year

$1,573 a year for the typical owner in Pleasant Garden.

  • Pleasant Garden 0.7%
  • Guilford 0.84%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Guilford County

FEMA does not publish these numbers by city: they are for all of Guilford County.

Homes in the high-risk zone
0.5%
843
Of those, with NFIP insurance
40%
County North Carolina U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 40% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pleasant Garden

Typical rent in Pleasant Garden is $1,416 a month: 22% above the county.

HUD publishes a fair market rent for all of Guilford County, by unit size. To pay the 2-bedroom one ($1,271 a month) without spending more than 30% of your income, you would need to earn $24.44 an hour working full time.

HUD fair market rent for all of Guilford County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,121 $21.56 $44,840
1 bedroom $1,168 $22.46 $46,720
2 bedrooms $1,271 $24.44 $50,840
3 bedrooms $1,644 $31.62 $65,760
4 bedrooms $1,932 $37.15 $77,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pleasant Garden

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pleasant Garden has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,070 in 27313 to $1,310 in 27406.

1 of the 2 is above the fair market rent for Guilford County ($1,271).

  • 27313 $1,070$1,380
  • 27406 $1,310$1,690

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pleasant Garden when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Pleasant Garden

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Guilford County; 1 says it serves in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Pleasant Garden

No down payment, repair or rent-help program on our list is for Pleasant Garden or Guilford County. The ones below are statewide in North Carolina: they work in Pleasant Garden the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Pleasant Garden

The HUD-approved agencies closest to the center of Pleasant Garden, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • CCCS of Greater Greensboro

    315 E Washington St, Greensboro · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (336) 373-8882

  • Housing Foundation of America, Greensboro Branch

    122 N Elm St Ste 525, Greensboro · 9 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (800) 579-4119

  • Housing Authority of the City of Greensboro D/B/A Greensboro Housing Authority

    450 N Church St, Greensboro · 9 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (336) 303-3059

Every agency in Guilford County All counseling agencies in North Carolina

Help in Spanish near Pleasant Garden

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pleasant Garden

In HUD’s record, no housing authority with an office in Guilford County is named for Pleasant Garden or Guilford County.

2 other authorities have an office in Guilford County: see the list Source: HUD

Cities

Other cities in Guilford County

These cities are also in Guilford County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Guilford County Housing in North Carolina

Nearby cities

The cities closest to Pleasant Garden, with the typical home value.

Neighboring counties

If Guilford County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Pleasant Garden.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Pleasant Garden

Short answers with the numbers for Pleasant Garden and all of Guilford County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pleasant Garden?

The typical home value in Pleasant Garden is $223,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Guilford County it is $259,900.

How much does it cost to rent in Pleasant Garden?

Typical rent in Pleasant Garden is $1,416 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Guilford County is $1,271.

What is the FHA loan limit in Pleasant Garden?

Pleasant Garden uses the FHA limit for all of Guilford County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Pleasant Garden?

The typical homeowner in Pleasant Garden pays $1,573 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Guilford County, the rate is 0.84%.

Where can I find free help to buy or rent in Pleasant Garden?

There are 7 HUD-approved counseling agencies with an office in Guilford County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).