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City · 5,011 residents · Catawba County, North Carolina

Long View , North Carolina

In Long View, a typical home is worth $157,300 and typical rent is $794 a month. Compared with all of Catawba County, the typical home value is 35% lower, typical household income is 31% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $157,300

    35% below the county

    46% below North Carolina

    • Long View
    • Catawba
    • North Carolina

  • Typical rent

    $794a month

    18% below the county

    35% below North Carolina

    • Long View
    • Catawba
    • North Carolina

  • Typical household income

    $46,739a year

    31% below the county

    35% below North Carolina

    • Long View
    • Catawba
    • North Carolina

  • Households that own their home

    53%

    19 points below the county

    13 points below North Carolina

    • Long View
    • Catawba
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Long View is in Catawba County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Catawba County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Long View apart

What this place has that others do not, from public data, most unusual first.

  1. 53% of households in Long View own their home, against 72% in Catawba County.

  2. Long View has the 7th smallest share of rent-burdened renters of the 136 cities in North Carolina with more than 5,000 people (38%).

  3. The typical home in Long View is worth $157,300, 35% less than in Catawba County as a whole ($241,600).

  4. The typical household income in Long View is $46,739, 31% less than in Catawba County as a whole ($67,864).

  5. The typical rent in Long View is $794 a month, 18% less than in Catawba County as a whole ($965).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Long View

What homes there are in Long View, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Long View (62%), but less so than in Catawba County (69%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,054 a month

Catawba County: $1,343 a month

Without a mortgage

$432 a month

Catawba County: $404 a month

Owners with a mortgage

62%

Catawba County: 59%

In Long View, 62% of owners have a mortgage, and their typical cost is $1,054 a month, against $1,343 in Catawba County. Without one it drops to $432.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Long View rose 76%; in Catawba County, it rose 68%.

The typical rent in Long View stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLong ViewCatawba CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimate6.6%7.1%5.5%
Homeowner vacancy Unreliable estimate1.6%1.3%0.9%
More than one person per room Unreliable estimate2.3%2.2%3.4%
People per household 2.282.432.442.53
Drive alone 79%80%72%69%
Carpool Unreliable estimate11%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate8%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Long View are smaller: 2.28 people on average; in Catawba County, 2.43.

In Long View, 79% of workers drive alone to work; in Catawba County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Long View?

A typical home is tight for the typical income

We start with a typical home in Long View, worth $157,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Long View, which is $46,739 a year. For that payment to be 28% of income, a household would need to earn about $55,127 a year.

The calculator's FHA and conventional loan limits are those of all of Catawba County.

Your numbers

Local data
$

Starts at the typical home value in Long View. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,506 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,286

at 7.18% · 30 years

Loan amount
$154,450
Total interest
$222,218
Paid off in
November 2056

Includes $2,656 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,091 a month

  • Tight

    $1,091 to $1,402 a month

    Your payment · 33%

  • Hard

    more than $1,402 a month

Compared with the typical household income in Long View ($46,739 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,286
Principal & interest$1,046
Property tax$105
Home insurance$66
FHA mortgage insurance (MIP)$70

You need at least $5,506 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Long View and Catawba County

Long View is in Catawba County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Long View's own numbers

Typical home value
$157,300
Typical monthly rent
$794
Typical yearly household income
$46,739
Households that own their home
53%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Catawba County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,147
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Catawba County.

Everything about Catawba County

Buying

Buying a home in Long View

A typical home in Long View is worth $157,300: 35% below the county and 46% below North Carolina. With the typical household income in Long View ($46,739 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Long View 3.4 years
  • Catawba 3.6 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Catawba County

According to FHFA’s house price index, home prices in Catawba County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Catawba County.

Period County North Carolina U.S.
Last year (2025) +2.5% +2.5% +2.9%
5 years (2020–2025) +64% +60% +47%
10 years (2015–2025) +111% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Long View next to Catawba County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Long View $157,300
  • Catawba $241,600
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • Long View $794
  • Catawba $965
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • Long View $46,739
  • Catawba $67,864
  • North Carolina $72,388
  • United States $80,734
See the full table
Long View next to Catawba County and North Carolina
Measure Long View Catawba County North Carolina U.S.
Typical home value $157,300 $241,600 $288,900 $332,700
Typical monthly rent $794 $965 $1,228 $1,413
Typical yearly household income $46,739 $67,864 $72,388 $80,734
Households that own their home 53% 72% 67% 65%
Typical yearly property tax $1,259 $1,407 $1,896 $3,119
Effective property tax rate 0.8% 0.58% 0.66% 0.94%
Renters with high rent for their income 38% 41% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Catawba County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Long View

For a typical $157,300 home in Long View, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Long View's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,286a month

    Least cash to close
    Down payment
    $5,506
    Cash to close
    $10,225
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $70

  • Conventional, 5% down $1,257a month

    Down payment
    $7,865
    Cash to close
    $12,584
    Rate
    7.18%
    Mortgage insurance
    PMI · $75

  • Conventional, 20% down, no PMI $1,023a month

    Down payment
    $31,460
    Cash to close
    $36,179
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,168a month

    Down payment
    $23,595
    Cash to close
    $28,314
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Long View and for Catawba County.

Property tax

Effective rate in Long View

0.8%of the home’s value each year

$1,259 a year for the typical owner in Long View.

  • Long View 0.8%
  • Catawba 0.58%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Catawba County

FEMA does not publish these numbers by city: they are for all of Catawba County.

Homes in the high-risk zone
0.5%
293
Of those, with NFIP insurance
31%
County North Carolina U.S.
Homes in the high-risk zone 0.5% 2.8% 3.5%
Of those, with NFIP insurance 31% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Long View

Typical rent in Long View is $794 a month: 18% below the county. In Long View, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Catawba County, by unit size. To pay the 2-bedroom one ($1,147 a month) without spending more than 30% of your income, you would need to earn $22.06 an hour working full time.

HUD fair market rent for all of Catawba County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $961 $18.48 $38,440
1 bedroom $965 $18.56 $38,600
2 bedrooms $1,147 $22.06 $45,880
3 bedrooms $1,399 $26.90 $55,960
4 bedrooms $1,707 $32.83 $68,280

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Long View

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Long View has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,250 in 28602 to $1,320 in 28601.

2 of the 2 are above the fair market rent for Catawba County ($1,147).

  • 28601 $1,320$1,610
  • 28602 $1,250$1,520

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Long View when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Long View

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Catawba County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Long View

No down payment, repair or rent-help program on our list is for Long View or Catawba County. The ones below are statewide in North Carolina: they work in Long View the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near Long View

The HUD-approved agencies closest to the center of Long View, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Western Piedmont Council of Governments

    1880 2nd Ave NW, Hickory · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 3 more
    (828) 322-9191

  • Cleveland County Community Development Corporation

    823 W Warren St, Shelby · 31 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (704) 480-7701

  • Ada Jenkins Families and Careers Development Center, Inc.

    212 Gamble St, Davidson · 34 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (704) 896-0471

Every agency in Catawba County All counseling agencies in North Carolina

Help in Spanish near Long View

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Long View

In HUD’s record, no housing authority with an office in Catawba County is named for Long View or Catawba County.

2 other authorities have an office in Catawba County: see the list Source: HUD

Cities

Other cities in Catawba County

These cities are also in Catawba County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Catawba County Housing in North Carolina

Nearby cities

The cities closest to Long View, with the typical home value.

Neighboring counties

If Catawba County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Long View.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Long View

Short answers with the numbers for Long View and all of Catawba County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Long View?

The typical home value in Long View is $157,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Catawba County it is $241,600.

How much does it cost to rent in Long View?

Typical rent in Long View is $794 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Catawba County is $1,147.

What is the FHA loan limit in Long View?

Long View uses the FHA limit for all of Catawba County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Long View?

The typical homeowner in Long View pays $1,259 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Catawba County, the rate is 0.58%.

Where can I find free help to buy or rent in Long View?

There is 1 HUD-approved counseling agency with an office in Catawba County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).