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City · 7,408 residents · Stokes County, North Carolina

King , North Carolina

In King, a typical home is worth $238,200 and typical rent is $895 a month. Compared with all of Stokes County, the typical home value is 21% higher, typical rent is 15% higher, and the share of households that own their home is 14 points lower.

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  • Typical home value

    $238,200

    21% above the county

    18% below North Carolina

    • King
    • Stokes
    • North Carolina

  • Typical rent

    $895a month

    15% above the county

    27% below North Carolina

    • King
    • Stokes
    • North Carolina

  • Typical household income

    $57,817a year

    8% below the county

    20% below North Carolina

    • King
    • Stokes
    • North Carolina

  • Households that own their home

    65%

    14 points below the county

    2 points below North Carolina

    • King
    • Stokes
    • North Carolina

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$275,022
3% more than 12 months ago
Typical rent
$1,422 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

King is in Stokes County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Stokes County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets King apart

What this place has that others do not, from public data, most unusual first.

  1. King has the 6th largest share of rent-burdened renters of the 136 cities in North Carolina with more than 5,000 people (72%).

  2. 65% of households in King own their home, against 79% in Stokes County.

  3. The typical home in King is worth $238,200, 21% more than in Stokes County as a whole ($196,700).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in King rose 3%; in North Carolina, it barely changed.

  5. The typical rent in King is $895 a month, 15% more than in Stokes County as a whole ($775).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in King

What homes there are in King, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 78% of homes here, against 70% in Stokes County.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 95% of owner-occupied homes in King are worth less than $500,000, below the FHA loan limit for Stokes County ($541,287).

Monthly rent with utilities

With a mortgage

$1,451 a month

Stokes County: $1,266 a month

Without a mortgage

$513 a month

Stokes County: $385 a month

Owners with a mortgage

69%

Stokes County: 51%

In King, 69% of owners have a mortgage, and their typical cost is $1,451 a month, against $1,266 in Stokes County. Without one it drops to $513.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in King gained value faster than in Stokes County: 51% against 44%.

The typical rent in King stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureKingStokes CountyNorth CarolinaUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.2%3.4%
People per household 2.212.282.442.53
Drive alone 82%83%72%69%
Carpool Unreliable estimate7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate8%16%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Much as in Stokes County, a household in King has 2.21 people on average.

In King, 82% of workers drive alone to work; in Stokes County, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in King?

A typical home costs more than the typical income allows

We start with a typical home in King, worth $238,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in King, which is $57,817 a year. For that payment to be 28% of income, a household would need to earn about $82,372 a year.

The calculator's FHA and conventional loan limits are those of all of Stokes County.

Your numbers

Local data
$

Starts at the typical home value in King. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,337 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,922

at 7.18% · 30 years

Loan amount
$233,886
Total interest
$336,507
Paid off in
November 2056

Includes $4,023 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,349 a month

  • Tight

    $1,349 to $1,735 a month

  • Hard

    more than $1,735 a month

    Your payment · 40%

Compared with the typical household income in King ($57,817 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,922
Principal & interest$1,584
Property tax$133
Home insurance$99
FHA mortgage insurance (MIP)$105

You need at least $8,337 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

King and Stokes County

King is in Stokes County, North Carolina. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

King's own numbers

Typical home value
$238,200
Typical monthly rent
$895
Typical yearly household income
$57,817
Households that own their home
65%
Effective property tax rate
0.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Stokes County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,332
Price change over 5 years (FHFA)
+63%
Homes in a high flood-risk zone
0.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Stokes County.

Everything about Stokes County

Buying

Buying a home in King

A typical home in King is worth $238,200: 21% above the county and 18% below North Carolina. With the typical household income in King ($57,817 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • King 4.1 years
  • Stokes 3.1 years
  • North Carolina 4.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Stokes County

According to FHFA’s house price index, home prices in Stokes County rose 102% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Stokes County.

Period County North Carolina U.S.
Last year (2025) −0.6% +2.5% +2.9%
5 years (2020–2025) +63% +60% +47%
10 years (2015–2025) +102% +107% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

King next to Stokes County, North Carolina and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • King $238,200
  • Stokes $196,700
  • North Carolina $288,900
  • United States $332,700
Typical monthly rent
  • King $895
  • Stokes $775
  • North Carolina $1,228
  • United States $1,413
Typical yearly household income
  • King $57,817
  • Stokes $62,969
  • North Carolina $72,388
  • United States $80,734
See the full table
King next to Stokes County and North Carolina
Measure King Stokes County North Carolina U.S.
Typical home value $238,200 $196,700 $288,900 $332,700
Typical monthly rent $895 $775 $1,228 $1,413
Typical yearly household income $57,817 $62,969 $72,388 $80,734
Households that own their home 65% 79% 67% 65%
Typical yearly property tax $1,585 $1,179 $1,896 $3,119
Effective property tax rate 0.67% 0.6% 0.66% 0.94%
Renters with high rent for their income 72% 46% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Stokes County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in King

For a typical $238,200 home in King, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, King's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,922a month

    Least cash to close
    Down payment
    $8,337
    Cash to close
    $15,483
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $105

  • Conventional, 5% down $1,878a month

    Down payment
    $11,910
    Cash to close
    $19,056
    Rate
    7.18%
    Mortgage insurance
    PMI · $113

  • Conventional, 20% down, no PMI $1,523a month

    Down payment
    $47,640
    Cash to close
    $54,786
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,743a month

    Down payment
    $35,730
    Cash to close
    $42,876
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for King and for Stokes County.

Property tax

Effective rate in King

0.67%of the home’s value each year

$1,585 a year for the typical owner in King.

  • King 0.67%
  • Stokes 0.6%
  • North Carolina 0.66%

What North Carolina publishes Elderly or Disabled Homestead Exclusion (North Carolina General Assembly (statute))

Exemptions and deadlines in North Carolina

Flood risk in Stokes County

FEMA does not publish these numbers by city: they are for all of Stokes County.

Homes in the high-risk zone
0.2%
42
Of those, with NFIP insurance
14%
County North Carolina U.S.
Homes in the high-risk zone 0.2% 2.8% 3.5%
Of those, with NFIP insurance 14% 53% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in King

Typical rent in King is $895 a month: 15% above the county. In King, 72% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Stokes County, by unit size. To pay the 2-bedroom one ($1,332 a month) without spending more than 30% of your income, you would need to earn $25.62 an hour working full time.

HUD fair market rent for all of Stokes County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,079 $20.75 $43,160
1 bedroom $1,224 $23.54 $48,960
2 bedrooms $1,332 $25.62 $53,280
3 bedrooms $1,754 $33.73 $70,160
4 bedrooms $2,135 $41.06 $85,400

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in King

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). King is in ZIP code 27021.

For 2 bedrooms it is $1,170: $162 less than the fair market rent for Stokes County ($1,332).

  • 27021 $1,170$1,540

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for King when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in King

HUD lists 11 buildings with rents for lower incomes in King. These are the largest.

  • Conrad Corners 101 Conrad Corners Cir, King 27021 60 low-income homes · 2 bd: 36 · 3 bd: 24 · In service since 2017 · For families
  • Villa Trace 649 W Dalton Rd, King 27021 48 low-income homes · 1 bd: 48 · In service since 2000 · For older adults
  • Kingswood Apts 200 Plantation Dr, King 27021 40 low-income homes · 1 bd: 38 · 2 bd: 2 · In service since 1992 · For older adults
  • Pilot View 600 Newsome Rd, King 27021 40 low-income homes · 1 bd: 20 · 2 bd: 20 · In service since 2014 · For families
  • The Villas at Christian Village 120 Camille Ct, King 27021 38 low-income homes · 2 bd: 38 · In service since 2014 · For older adults

See all 15 buildings in Stokes County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in King

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Stokes County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in King

No down payment, repair or rent-help program on our list is for King or Stokes County. The ones below are statewide in North Carolina: they work in King the same as in the rest of the state.

Which programs do I qualify for? All programs in North Carolina

  • NC Home Advantage Mortgage

    Statewide in North Carolina

    NCHFA fixed-rate mortgage with down payment assistance, for first-time buyers and for people who have owned a home before, in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Forgivable

    See the program Official page

  • NC 1st Home Advantage Down Payment

    Statewide in North Carolina

    A fixed amount of NCHFA down payment assistance for first-time buyers and veterans in North Carolina. Offered by North Carolina Housing Finance Agency (NCHFA).

    Type not stated

    See the program Official page

  • Community Partners Loan Pool (CPLP)

    Statewide in North Carolina

    NCHFA interest-free loan with deferred payments of up to 25% of the price (maximum $50,000) for the down payment of low- and moderate-income buyers in North Carolina; you apply through a member organization. Offered by North Carolina Housing Finance Agency (NCHFA).

    Deferred

    See the program Official page

Housing counselors near King

The HUD-approved agencies closest to the center of King, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Financial Pathways of the Piedmont

    7820 North Point Boulevard, Suite 100, Winston Salem · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    336-896-1191-1102

  • Financial Pathways of the Piedmont - Winston-Salem Office

    7820 North Point Blvd, Suite #100, Winston Salem · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    336-773-0286-104

  • Credit.org - North Carolina Branch

    615 Saint George Square Ct, Winston Salem · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (800) 431-8157

All counseling agencies in North Carolina

Help in Spanish near King

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of King

HUD lists no housing authority with an office in Stokes County. One in a neighboring county or the state’s may serve the area.

All housing agencies in North Carolina Source: HUD

Cities

Nearby cities

The cities closest to King, with the typical home value.

Everything about Stokes County Housing in North Carolina

Neighboring counties

If Stokes County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in King.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about King

Short answers with the numbers for King and all of Stokes County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in King?

The typical home value in King is $238,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Stokes County it is $196,700.

How much does it cost to rent in King?

Typical rent in King is $895 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Stokes County is $1,332.

What is the FHA loan limit in King?

King uses the FHA limit for all of Stokes County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in King?

The typical homeowner in King pays $1,585 a year, according to the U.S. Census Bureau. That is 0.67% of the home’s value; in Stokes County, the rate is 0.6%.

Where can I find free help to buy or rent in King?

We found no HUD-approved counseling agencies with an office in Stokes County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).