Español

Este sitio también está en español. Leer en español

City · 7,387 residents · Panola County, Mississippi

Batesville , Mississippi

In Batesville, a typical home is worth $222,400 and typical rent is $895 a month. Compared with all of Panola County, the typical home value is 74% higher, typical household income is 13% higher, and the share of households that own their home is 15 points lower.

WhatsApp

  • Typical home value

    $222,400

    74% above the county

    31% above Mississippi

    • Batesville
    • Panola
    • Mississippi

  • Typical rent

    $895a month

    2% above the county

    6% below Mississippi

    • Batesville
    • Panola
    • Mississippi

  • Typical household income

    $51,727a year

    13% above the county

    8% below Mississippi

    • Batesville
    • Panola
    • Mississippi

  • Households that own their home

    56%

    15 points below the county

    14 points below Mississippi

    • Batesville
    • Panola
    • Mississippi

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$197,755
4.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Batesville is in Panola County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Panola County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Batesville apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Batesville is worth $222,400, 74% more than in Panola County as a whole ($127,800).

  2. Nearby, in Clarksdale, the typical home value is $83,900: 62% less than in Batesville ($222,400).

  3. Batesville has the 3rd largest share of rent-burdened renters of the 63 cities in Mississippi with more than 5,000 people (64%).

  4. 56% of households in Batesville own their home, against 71% in Panola County.

  5. 10% of households in Batesville have no internet at home (20% in Panola County).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Batesville

What homes there are in Batesville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 75% of homes here, against 67% in Panola County.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 98% of owner-occupied homes in Batesville sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,768 a month

Panola County: $1,197 a month

Without a mortgage

$500 a month

Panola County: $418 a month

Owners with a mortgage

37%

Panola County: 37%

The typical cost for an owner with a mortgage in Batesville is $1,768 a month, more than in Panola County ($1,197); without one, $500.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Batesville gained value faster than in Panola County: 63% against 53%.

The typical rent in Batesville rose 17% over the same time; in Panola County, it rose 29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBatesvillePanola CountyMississippiUnited States
Rental vacancy Unreliable estimateUnreliable estimate8.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.2%3.4%
People per household 2.572.632.492.53
Drive alone 84%87%82%69%
Carpool 8%7%9%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home Unreliable estimate5%6%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Much as in Panola County, a household in Batesville has 2.57 people on average.

To get to work, 84% of workers in Batesville drive alone; in Panola County, 87%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Batesville?

A typical home costs more than the typical income allows

We start with a typical home in Batesville, worth $222,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Batesville, which is $51,727 a year. For that payment to be 28% of income, a household would need to earn about $76,670 a year.

The calculator's FHA and conventional loan limits are those of all of Panola County.

Your numbers

Local data
$

Starts at the typical home value in Batesville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,784 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,789

at 7.18% · 30 years

Loan amount
$218,372
Total interest
$314,186
Paid off in
November 2056

Includes $3,756 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,207 a month

  • Tight

    $1,207 to $1,552 a month

  • Hard

    more than $1,552 a month

    Your payment · 42%

Compared with the typical household income in Batesville ($51,727 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,789
Principal & interest$1,479
Property tax$119
Home insurance$93
FHA mortgage insurance (MIP)$98

You need at least $7,784 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Batesville and Panola County

Batesville is in Panola County, Mississippi. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Batesville's own numbers

Typical home value
$222,400
Typical monthly rent
$895
Typical yearly household income
$51,727
Households that own their home
56%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Panola County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$947
Price change over 5 years (FHFA)
+70%
Homes in a high flood-risk zone
3.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Panola County.

Everything about Panola County

Buying

Buying a home in Batesville

A typical home in Batesville is worth $222,400: 74% above the county and 31% above Mississippi. With the typical household income in Batesville ($51,727 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Batesville 4.3 years
  • Panola 2.8 years
  • Mississippi 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Panola County

According to FHFA’s house price index, home prices in Panola County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Panola County.

Period County Mississippi U.S.
Last year (2025) +9.8% +3.5% +2.9%
5 years (2020–2025) +70% +42% +47%
10 years (2015–2025) +91% +62% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Batesville next to Panola County, Mississippi and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Batesville $222,400
  • Panola $127,800
  • Mississippi $169,800
  • United States $332,700
Typical monthly rent
  • Batesville $895
  • Panola $874
  • Mississippi $954
  • United States $1,413
Typical yearly household income
  • Batesville $51,727
  • Panola $45,945
  • Mississippi $56,447
  • United States $80,734
See the full table
Batesville next to Panola County and Mississippi
Measure Batesville Panola County Mississippi U.S.
Typical home value $222,400 $127,800 $169,800 $332,700
Typical monthly rent $895 $874 $954 $1,413
Typical yearly household income $51,727 $45,945 $56,447 $80,734
Households that own their home 56% 71% 70% 65%
Typical yearly property tax $1,418 $826 $1,215 $3,119
Effective property tax rate 0.64% 0.65% 0.72% 0.94%
Renters with high rent for their income 64% 52% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Panola County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Batesville

For a typical $222,400 home in Batesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Batesville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,789a month

    Least cash to close
    Down payment
    $7,784
    Cash to close
    $14,456
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $1,748a month

    Down payment
    $11,120
    Cash to close
    $17,792
    Rate
    7.18%
    Mortgage insurance
    PMI · $106

  • Conventional, 20% down, no PMI $1,417a month

    Down payment
    $44,480
    Cash to close
    $51,152
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,622a month

    Down payment
    $33,360
    Cash to close
    $40,032
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Batesville and for Panola County.

Property tax

Effective rate in Batesville

0.64%of the home’s value each year

$1,418 a year for the typical owner in Batesville.

  • Batesville 0.64%
  • Panola 0.65%
  • Mississippi 0.72%

What Mississippi publishes Regular homestead exemption (Tier 1) (Mississippi Department of Revenue)

Exemptions and deadlines in Mississippi

Flood risk in Panola County

FEMA does not publish these numbers by city: they are for all of Panola County.

Homes in the high-risk zone
3.9%
513
Of those, with NFIP insurance
14%
County Mississippi U.S.
Homes in the high-risk zone 3.9% 7.6% 3.5%
Of those, with NFIP insurance 14% 33% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Batesville

Typical rent in Batesville is $895 a month: 2% above the county. In Batesville, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Panola County, by unit size. To pay the 2-bedroom one ($947 a month) without spending more than 30% of your income, you would need to earn $18.21 an hour working full time.

HUD fair market rent for all of Panola County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $659 $12.67 $26,360
1 bedroom $805 $15.48 $32,200
2 bedrooms $947 $18.21 $37,880
3 bedrooms $1,193 $22.94 $47,720
4 bedrooms $1,440 $27.69 $57,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Batesville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Batesville is in ZIP code 38606.

For 2 bedrooms it is $1,120: $173 more than the fair market rent for Panola County ($947).

  • 38606 $1,120$1,390

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Batesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Batesville

HUD lists 5 buildings with rents for lower incomes in Batesville. These are the largest.

  • Skyview Apts 201 Lester St, Batesville 38606 102 low-income homes · 1 bd: 24 · 2 bd: 26 · 3 bd: 28 · 4 bd: 24 · In service since 2014 · For families
  • Skyview Apts 201 Leonard St, Batesville 38606 102 low-income homes · For older adults (601) 563-3683
  • Timber Ridge Apts 211 Tubbs Rd, Batesville 38606 32 low-income homes · 2 bd: 24 · 3 bd: 8 · In service since 1991 · For people with disabilities, families
  • Meadowview Apartments 150 Martin Luther King Jr Dr, Batesville 38606 24 homes, 23 low-income · 2 bd: 8 · 3 bd: 16 · In service since 2015 · For people with disabilities, families
  • Stewart Manor 324 Patton Ln, Batesville 38606 16 low-income homes · 1 bd: 4 · 3 bd: 12 · In service since 1999

See all 12 buildings in Panola County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Batesville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Panola County. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Batesville

No down payment, repair or rent-help program on our list is for Batesville or Panola County. The ones below are statewide in Mississippi: they work in Batesville the same as in the rest of the state.

Which programs do I qualify for? All programs in Mississippi

  • Smart7 Mortgage Program

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $7,000 for the down payment or closing costs as a 0% second mortgage, repaid when you sell, refinance, stop living in the home or pay off the mortgage; no first-time buyer requirement. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Easy8

    Statewide in Mississippi

    Mississippi state corporation 30-year mortgage with $8,000 at 0% as a second mortgage for the down payment, closing costs or prepaid expenses, repaid when you sell, refinance, stop living in the home or pay off the mortgage; for first-time buyers, except in designated areas and for veterans. Offered by Mississippi Home Corporation (MHC).

    Deferred

    See the program Official page

  • Home4All

    Statewide in Mississippi

    Mississippi state corporation forgivable grant, with federal HOME funds, of up to $25,000 for the down payment, closing costs or to reduce the principal; for first-time buyers with incomes under 80% of the area median and a fixed-rate mortgage; if you sell before 5 or 10 years (depending on the amount), you may repay part of it. Offered by Mississippi Home Corporation (MHC).

    Grant

    See the program Official page

Housing counselors near Batesville

The HUD-approved agencies closest to the center of Batesville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • North Mississippi Rural Legal Services

    493 Ryland Way, Oxford · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (662) 234-8731

  • Tunica Co. Community Dev. Coalition

    1097 Antioch St, Tunica · 37 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (662) 357-5990

  • Southern Bancorp Community Partners

    875 S State St, Clarksdale · 39 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    662-624-5776-3112

All counseling agencies in Mississippi

Help in Spanish near Batesville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Batesville

In HUD’s record, no housing authority with an office in Panola County is named for Batesville or Panola County.

One other authority has an office in Panola County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Batesville, with the typical home value.

Everything about Panola County Housing in Mississippi

Neighboring counties

If Panola County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Batesville.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Batesville

Short answers with the numbers for Batesville and all of Panola County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Batesville?

The typical home value in Batesville is $222,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Panola County it is $127,800.

How much does it cost to rent in Batesville?

Typical rent in Batesville is $895 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Panola County is $947.

What is the FHA loan limit in Batesville?

Batesville uses the FHA limit for all of Panola County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Batesville?

The typical homeowner in Batesville pays $1,418 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Panola County, the rate is 0.65%.

Where can I find free help to buy or rent in Batesville?

We found no HUD-approved counseling agencies with an office in Panola County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).