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City · 8,646 residents · Lenawee County, Michigan

Tecumseh , Michigan

In Tecumseh, a typical home is worth $216,700 and typical rent is $1,003 a month. Compared with all of Lenawee County, typical household income is 11% lower, the typical home value is 10% higher, and the share of households that own their home is 10 points lower.

Tecumseh in numbers

  • Typical home value

    $216,700

    10% above the county

    6% below Michigan

    • Tecumseh
    • Lenawee
    • Michigan
  • Typical rent

    $1,003a month

    About the same as the county

    11% below Michigan

    • Tecumseh
    • Lenawee
    • Michigan
  • Typical household income

    $62,835a year

    11% below the county

    14% below Michigan

    • Tecumseh
    • Lenawee
    • Michigan
  • Households that own their home

    70%

    10 points below the county

    4 points below Michigan

    • Tecumseh
    • Lenawee
    • Michigan

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$264,375
7.2% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $208,361 to $264,375.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tecumseh is in Lenawee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lenawee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tecumseh apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Adrian, the typical home value is $138,000: 36% less than in Tecumseh ($216,700).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Tecumseh rose 7.2%; in Michigan, it rose 3.8%.

  3. 70% of households in Tecumseh own their home, against 80% in Lenawee County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Tecumseh

What homes there are in Tecumseh, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Tecumseh and its comparisons
MeasureTecumsehLenawee CountyMichiganUnited States
Detached house 66%80%72%61%
Attached house 6%2%5%6%
Building of 2 to 4 13%5%5%8%
Apartments (5 or more) Unreliable estimate8%13%19%
Mobile home Unreliable estimate6%5%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Tecumseh, 7 in 10 homes are single-family detached houses; in Lenawee County, 8.

Year built
Year built: Tecumseh and its comparisons
MeasureTecumsehLenawee CountyMichiganUnited States
Before 1960 38%43%36%26%
1960–1979 18%23%26%24%
1980–1999 27%21%22%25%
2000–2009 13%11%10%14%
2010 or later 4%3%6%11%

The typical home in Tecumseh was built in 1975, 7 years after the typical one in Lenawee County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Tecumseh and its comparisons
MeasureTecumseh
Under $100K 8%
$100K–$200K 35%
$200K–$300K 35%
$300K–$500K 20%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable estimate

With an FHA limit of $541,287, at least 99% of owner-occupied homes in Tecumseh sit below it: they are worth less than $500,000.

Monthly rent with utilities
Monthly rent with utilities: Tecumseh and its comparisons
MeasureTecumseh
Under $500 Unreliable estimate
$500–$999 43%
$1,000–$1,499 38%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,487 a month

Lenawee County: $1,409 a month

Without a mortgage

$617 a month

Lenawee County: $566 a month

Owners with a mortgage

63%

Lenawee County: 61%

The typical cost for an owner with a mortgage in Tecumseh is $1,487 a month, more than in Lenawee County ($1,409); without one, $617.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Tecumseh and its comparisons
MeasureTecumsehLenawee CountyMichiganUnited States
Typical home value +60%+41%+50%+53%
Typical rent +30%+29%+30%+33%
Typical household income No clear change+27%+28%+29%

The typical home value in Tecumseh rose 60% since 2015–2019, more than in Lenawee County (41%).

Rents in Tecumseh rose at about the same pace as in Lenawee County: 30% since 2015–2019, against 29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Tecumseh and its comparisons
MeasureTecumsehLenawee CountyMichiganUnited States
Rental vacancy Unreliable estimate6.1%5.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.6%1.6%3.4%
People per household 2.222.412.422.53
Drive alone 77%79%74%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 13%9%14%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Tecumseh are smaller: 2.22 people on average; in Lenawee County, 2.41.

Many people here do not commute at all: 13% work from home; in Lenawee County, 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tecumseh?

A typical home costs more than the typical income allows

We start with a typical home in Tecumseh, worth $216,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Tecumseh, which is $62,835 a year. For that payment to be 28% of income, a household would need to earn about $81,748 a year.

The calculator's FHA and conventional loan limits are those of all of Lenawee County.

Your numbers

Local data
$

Starts at the typical home value in Tecumseh. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,585 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,908

at 7.18% · 30 years

Loan amount
$212,775
Total interest
$306,133
Paid off in
November 2056

Includes $3,660 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,466 a month

  • Tight

    $1,466 to $1,885 a month

  • Hard

    more than $1,885 a month

    Your payment · 36%

Compared with the typical household income in Tecumseh ($62,835 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,908
Monthly payment breakdown
Principal & interest$1,441
Property tax$280
Home insurance$90
FHA mortgage insurance (MIP)$96

You need at least $7,585 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,908; principal and interest $1,441.

The city and its county

Tecumseh and Lenawee County

Tecumseh is in Lenawee County, Michigan. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Lenawee County, Michigan, with Tecumseh marked. Around it, the neighboring counties.

Tecumseh's own numbers

Typical home value
$216,700
Typical monthly rent
$1,003
Typical yearly household income
$62,835
Households that own their home
70%
Effective property tax rate
1.55%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lenawee County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,195
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lenawee County.

Everything about Lenawee County

Buying

Buying a home in Tecumseh

A typical home in Tecumseh is worth $216,700: 10% above the county and 6% below Michigan. With the typical household income in Tecumseh ($62,835 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tecumseh 3.4 years
  • Lenawee 2.8 years
  • Michigan 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lenawee County

According to FHFA’s house price index, home prices in Lenawee County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lenawee County.

Yearly change in FHFA’s price index in Lenawee County, 2016 to 2025
  1. 2020: +3.0%
  2. 2021: +11.4%
  3. 2022: +14.3%
  4. 2023: +5.3%
  5. 2024: +5.1%
  6. 2025: +5.9%
Change in FHFA’s price index in Lenawee County, Michigan and the United States
Period County Michigan U.S.
Last year (2025) +5.9% +4.7% +2.9%
5 years (2020–2025) +49% +52% +47%
10 years (2015–2025) +98% +97% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tecumseh next to Lenawee County, Michigan and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tecumseh $216,700
  • Lenawee $196,800
  • Michigan $231,600
  • United States $332,700
Typical monthly rent
  • Tecumseh $1,003
  • Lenawee $987
  • Michigan $1,129
  • United States $1,413
Typical yearly household income
  • Tecumseh $62,835
  • Lenawee $70,518
  • Michigan $72,875
  • United States $80,734
See the full table
Tecumseh next to Lenawee County and Michigan
Measure Tecumseh Lenawee County Michigan U.S.
Typical home value $216,700 10% above the county $196,800 $231,600 $332,700
Typical monthly rent $1,003 $987 $1,129 $1,413
Typical yearly household income $62,835 11% below the county $70,518 $72,875 $80,734
Households that own their home 70% 10 points below the county 80% 73% 65%
Typical yearly property tax $3,369 35% above the county $2,492 $2,904 $3,119
Effective property tax rate 1.55% 0.28 points above the county 1.27% 1.25% 0.94%
Renters with high rent for their income 49% 2 points above the county 47% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lenawee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tecumseh

For a typical $216,700 home in Tecumseh, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tecumseh's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,907a month

    Least cash to close
    Down payment
    $7,585
    Cash to close
    $14,086
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $96
  • Conventional, 5% down $1,868a month

    Down payment
    $10,835
    Cash to close
    $17,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $103
  • Conventional, 20% down, no PMI $1,545a month

    Down payment
    $43,340
    Cash to close
    $49,841
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,745a month

    Down payment
    $32,505
    Cash to close
    $39,006
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tecumseh and for Lenawee County.

Property tax

Effective rate in Tecumseh

1.55%of the home’s value each year

$3,369 a year for the typical owner in Tecumseh.

  • Tecumseh 1.55%
  • Lenawee 1.27%
  • Michigan 1.25%

What Michigan publishes Principal Residence Exemption (PRE) from school operating tax (Michigan Legislature (Michigan Compiled Laws))

Exemptions and deadlines in Michigan

Flood risk in Lenawee County

FEMA does not publish these numbers by city: they are for all of Lenawee County.

Homes in the high-risk zone
0.6%
245
Of those, with NFIP insurance
18%
Homes in the high-risk zone and with NFIP insurance: Lenawee County, Michigan and the U.S.
Measure County Michigan U.S.
Homes in the high-risk zone 0.6% 1.6% 3.5%
Of those, with NFIP insurance 18% 18% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tecumseh

Typical rent in Tecumseh is $1,003 a month: about the same as the county. In Tecumseh, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lenawee County, by unit size. To pay the 2-bedroom one ($1,195 a month) without spending more than 30% of your income, you would need to earn $22.98 an hour working full time.

HUD fair market rent for all of Lenawee County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Lenawee County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $832 $16.00 $33,280
1 bedroom $913 $17.56 $36,520
2 bedrooms $1,195 $22.98 $47,800
3 bedrooms $1,504 $28.92 $60,160
4 bedrooms $1,571 $30.21 $62,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tecumseh

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tecumseh is in ZIP code 49286.

For 2 bedrooms it is $1,210: $15 more than the fair market rent for Lenawee County ($1,195).

  • 49286 $1,210$1,520

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tecumseh when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tecumseh

HUD lists one building with rents for lower incomes in Tecumseh.

  • Orchard Terrace 205 S Adrian St, Tecumseh 49286 53 low-income homes · For older adults (517) 423-6649

See all 20 buildings in Lenawee County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tecumseh

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Lenawee County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Tecumseh

No down payment, repair or rent-help program on our list is for Tecumseh or Lenawee County. The ones below are statewide in Michigan: they work in Tecumseh the same as in the rest of the state.

  • MI 10K DPA Loan

    Statewide in Michigan

    Michigan state agency loan of up to $10,000, with no interest and no monthly payments, for the down payment, closing costs and prepaid expenses; it goes with MSHDA's MI Home Loan mortgage and is repaid in certain cases, such as when you pay off the first mortgage, sell or refinance the home, or no longer live in it. Offered by Michigan State Housing Development Authority (MSHDA).

  • Mortgage Credit Certificate (MCC)

    Statewide in Michigan

    Michigan state authority certificate that lets you take 20% of the interest you pay each year on your mortgage off your federal taxes, for the life of the loan; you apply with an approved lender before you buy. Offered by Michigan State Housing Development Authority (MSHDA).

Housing counselors near Tecumseh

The HUD-approved agencies closest to the center of Tecumseh, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Action Agency - Adrian Branch

    400 W. South St., Adrian · 10 miles away · Spanish

    • Budget and financial counseling
    • Homelessness services
    • and 4 more
  • Michigan State University Extension Service-Washtenaw

    705 N Zeeb Rd, Ann Arbor · 21 miles away

    • Budget and credit workshops
    • Homebuyer education workshops
  • Monroe County Opportunity Program

    1140 S Telegraph Rd, Monroe · 28 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more

Every agency in Lenawee County All counseling agencies in Michigan

Help in Spanish near Tecumseh

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tecumseh

HUD lists no housing authority with an office in Lenawee County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Michigan Source: HUD

Questions

Housing questions about Tecumseh

Short answers with the numbers for Tecumseh and all of Lenawee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tecumseh?

The typical home value in Tecumseh is $216,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lenawee County it is $196,800.

How much does it cost to rent in Tecumseh?

Typical rent in Tecumseh is $1,003 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lenawee County is $1,195.

What is the FHA loan limit in Tecumseh?

Tecumseh uses the FHA limit for all of Lenawee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tecumseh?

The typical homeowner in Tecumseh pays $3,369 a year, according to the U.S. Census Bureau. That is 1.55% of the home’s value; in Lenawee County, the rate is 1.27%.

Where can I find free help to buy or rent in Tecumseh?

There is 1 HUD-approved counseling agency with an office in Lenawee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).