In Danville, a typical home is worth $207,600 and typical rent is $762 a month. Compared with all of Boyle County, typical household income is 14% lower and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $184,352 to $249,104.
Typical rent
$1,074a month
Typical rent from Zillow, March 2026 to September 2026: from $1,007 to $1,074.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Danville is in Boyle County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Boyle County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Harrodsburg, the typical home value is $154,200: 26% less than in Danville ($207,600).
2
56% of households in Danville own their home, against 68% in Boyle County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Danville
What homes there are in Danville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Danville
Boyle County
Kentucky
United States
Kind of home: Danville and its comparisons
Measure
Danville
Boyle County
Kentucky
United States
Detached house
67%
75%
68%
61%
Attached house
3%
2%
3%
6%
Building of 2 to 4
18%
12%
7%
8%
Apartments (5 or more)
9%
6%
12%
19%
Mobile home
Unreliable estimate
5%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Danville (67%), but less so than in Boyle County (75%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Danville
Boyle County
Kentucky
United States
Year built: Danville and its comparisons
Measure
Danville
Boyle County
Kentucky
United States
Before 1960
27%
24%
22%
26%
1960–1979
32%
31%
26%
24%
1980–1999
24%
26%
28%
25%
2000–2009
11%
12%
15%
14%
2010 or later
6%
7%
11%
11%
The typical year built in Danville is 1975, about the same as in Boyle County (1978).
Homes in Danville are smaller: 62% have 3 bedrooms or more; in Boyle County, 70%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K12%
$100K–$200K35%
$200K–$300K30%
$300K–$500K20%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Danville and its comparisons
Measure
Danville
Under $100K
12%
$100K–$200K
35%
$200K–$300K
30%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
The FHA limit for Boyle County is high ($541,287): at least 97% of owner-occupied homes in Danville are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50011%
$500–$99971%
HUD fair market rent, 2 bedrooms: $925
$1,000–$1,49913%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Danville and its comparisons
Measure
Danville
Under $500
11%
$500–$999
71%
$1,000–$1,499
13%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Danville cost less than HUD's 2-bedroom fair market rent ($925): about 71%.
With a mortgage
$1,249 a month
Boyle County: $1,346 a month
Without a mortgage
$550 a month
Boyle County: $504 a month
Owners with a mortgage
57%
Boyle County: 56%
Owning costs less in Danville: with a mortgage, the typical cost is $1,249 a month; in Boyle County, $1,346. Without one, $550.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Danville+40%
Boyle County+43%
Kentucky+46%
United States+53%
Typical rent
DanvilleNo clear change
Boyle County+7%
Kentucky+27%
United States+33%
Typical household income
Danville+32%
Boyle County+32%
Kentucky+26%
United States+29%
Change since 2015–2019: Danville and its comparisons
Measure
Danville
Boyle County
Kentucky
United States
Typical home value
+40%
+43%
+46%
+53%
Typical rent
No clear change
+7%
+27%
+33%
Typical household income
+32%
+32%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Danville rose 40%; in Boyle County, it rose 43%.
Since 2015–2019, the typical rent in Danville did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Danville and its comparisons
Measure
Danville
Boyle County
Kentucky
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.0%
3.4%
People per household
2.21
2.31
2.43
2.53
Drive alone
74%
78%
77%
69%
Carpool
8%
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
6%
4%
2%
3%
Work from home
10%
10%
10%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Danville look like those in Boyle County: 2.21 people on average.
The car rules in Danville: 74% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.
Do the math
What would you pay each month for a home in Danville?
A typical home costs more than the typical income allows
We start with a typical home in Danville, worth $207,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Danville, which is $52,646 a year. For that payment to be 28% of income, a household would need to earn about $73,422 a year.
The calculator's FHA and conventional loan limits are those of all of Boyle County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Danville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,266 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,713
at 7.18% · 30 years
Loan amount
$203,840
Total interest
$293,278
Paid off in
November 2056
Includes $3,506 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,228 a month
Tight
$1,228 to $1,579 a month
Hard
more than $1,579 a month
Your payment · 39%
Compared with the typical household income in Danville ($52,646 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,381
Property tax
$154
Home insurance
$87
FHA mortgage insurance (MIP)
$92
You need at least $7,266 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,713; principal and interest $1,381.
The city and its county
Danville and Boyle County
Danville is in Boyle County, Kentucky. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Danville
Map of Boyle County, Kentucky, with Danville marked. Around it, the neighboring counties.
Danville
Boyle County
Other cities with a page
Danville's own numbers
Typical home value
$207,600
Typical monthly rent
$762
Typical yearly household income
$52,646
Households that own their home
56%
Effective property tax rate
0.89%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Boyle County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$925
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Boyle County.
A typical home in Danville is worth $207,600: about the same as the county and about the same as Kentucky. With the typical household income in Danville ($52,646 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Danville3.9 years
Boyle3.4 years
Kentucky3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Boyle County
According to FHFA’s house price index, home prices in Boyle County rose 77% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Boyle County.
Yearly change in FHFA’s price index in Boyle County, 2016 to 2025
2016: +0.1% +0.1% 2016
2017: +4.8% +4.8% 2017
2018: +2.7% +2.7% 2018
2019: +3.4% +3.4% 2019
2020: +5.7% +5.7% 2020
2021: +10.7% +10.7% 2021
2022: +16.7% +16.7% 2022
2023: +10.6% +10.6% 2023
2024: +4.7% +4.7% 2024
2025: +0.4% +0.4% 2025
Change in FHFA’s price index in Boyle County, Kentucky and the United States
Period
County
Kentucky
U.S.
Last year (2025)
+0.4%
+3.9%
+2.9%
5 years (2020–2025)
+50%
+50%
+47%
10 years (2015–2025)
+77%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Danville next to Boyle County, Kentucky and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Danville$207,600
Boyle$209,900
Kentucky$205,600
United States$332,700
Typical monthly rent
Danville$762
Boyle$778
Kentucky$967
United States$1,413
Typical yearly household income
Danville$52,646
Boyle$61,159
Kentucky$63,726
United States$80,734
See the full table
Danville next to Boyle County and Kentucky
Measure
Danville
Boyle County
Kentucky
U.S.
Typical home value
$207,600
$209,900
$205,600
$332,700
Typical monthly rent
$762 ▼2% below the county
$778
$967
$1,413
Typical yearly household income
$52,646 ▼14% below the county
$61,159
$63,726
$80,734
Households that own their home
56% ▼12 points below the county
68%
68%
65%
Typical yearly property tax
$1,844 ▲7% above the county
$1,731
$1,544
$3,119
Effective property tax rate
0.89% ▲0.07 points above the county
0.82%
0.75%
0.94%
Renters with high rent for their income
49%
49%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Boyle County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Danville
For a typical $207,600 home in Danville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Danville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,713a month
Least cash to close
Down payment
$7,266
Cash to close
$13,494
Rate
7.18%
Mortgage insurance
FHA MIP · $92
Conventional, 5% down$1,675a month
Down payment
$10,380
Cash to close
$16,608
Rate
7.18%
Mortgage insurance
PMI · $99
Conventional, 20% down, no PMI$1,366a month
Down payment
$41,520
Cash to close
$47,748
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,557a month
Down payment
$31,140
Cash to close
$37,368
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Danville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,713
$7,266
$203,840
7.18%
FHA MIP · $92
$13,494
580
Conventional, 5% down
$1,675
$10,380
$197,220
7.18%
PMI · $99
$16,608
620*
Conventional, 20% down, no PMI
$1,366
$41,520
$166,080
7.18%
None
$47,748
620*
ITIN, 15% down (example)
$1,557
$31,140
$176,460
8.18%
None
$37,368
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Danville is $762 a month: 2% below the county. In Danville, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Boyle County, by unit size. To pay the 2-bedroom one ($925 a month) without spending more than 30% of your income, you would need to earn $17.79 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Boyle County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$720
$13.85
$28,800
1 bedroom
$725
$13.94
$29,000
2 bedrooms
$925
$17.79
$37,000
3 bedrooms
$1,183
$22.75
$47,320
4 bedrooms
$1,216
$23.38
$48,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Danville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Danville is in ZIP code 40422.
For 2 bedrooms it is $930: $5 more than the fair market rent for Boyle County ($925).
Fair market rent by ZIP code and size in Danville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
40422
$720
$730
$930
$1,190
$1,310
ZIP code2 bd3 bd
40422 $930$1,190
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Danville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 8 buildings with rents for lower incomes in Danville. These are the largest.
Burckley Homes200 Latimer Hts, Danville 40422394 low-income homes · Run by Housing Authority of Danville · Average payment: $383 a month · Average wait: 7 months · Homes at several sites(859) 236-6116
Long Run Apartments301 N Hill N Dale St, Danville 4042242 low-income homes · For families(859) 236-9530
Goodall ApartmentsStanford Avenue, Danville 4042232 low-income homes · 2 bd: 28 · 3 bd: 4 · In service since 2016 · For families
Parkside East Apartments, LTD.Holtzclaw Ave., Danville 4042232 low-income homes · 2 bd: 29 · 4 bd: 3 · In service since 1992
Patchen Pointe ApartmentsWalker CT., Danville 4042232 low-income homes · 1 bd: 4 · 2 bd: 20 · 3 bd: 8 · In service since 1994 · For families
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Boyle County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Danville or Boyle County. The ones below are statewide in Kentucky: they work in Danville the same as in the rest of the state.
Kentucky state corporation loan of up to $12,500 for the down payment and closing costs, repaid over 15 years as a second loan, for buyers who take a KHC mortgage.Offered by Kentucky Housing Corporation (KHC).
No legal help resource on our list is for Danville or Boyle County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Danville and all of Boyle County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Danville?
The typical home value in Danville is $207,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Boyle County it is $209,900.
How much does it cost to rent in Danville?
Typical rent in Danville is $762 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Boyle County is $925.
What is the FHA loan limit in Danville?
Danville uses the FHA limit for all of Boyle County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Danville?
The typical homeowner in Danville pays $1,844 a year, according to the U.S. Census Bureau. That is 0.89% of the home’s value; in Boyle County, the rate is 0.82%.
Where can I find free help to buy or rent in Danville?
We found no HUD-approved counseling agencies with an office in Boyle County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
