In Greenville, a typical home is worth $122,000 and typical rent is $783 a month. Compared with all of Bond County, the typical home value is 16% lower, typical household income is 6% lower, and the share of households that own their home is 16 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $136,156 to $173,303.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Greenville is in Bond County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bond County. See the county
What this place has that others do not, from public data, most unusual first.
1
Greenville has the 11th smallest share of rent-burdened renters of the 291 cities in Illinois with more than 5,000 people (33%).
2
61% of households in Greenville own their home, against 77% in Bond County.
3
Nearby, in Centralia, the typical home value is $89,600: 27% less than in Greenville ($122,000).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Greenville rose 8.9%; in Illinois, it rose 5.3%.
5
The typical home in Greenville is worth $122,000,16% less than in Bond County as a whole ($145,700).
6
Greenville has the 28th lowest typical rent of the 331 cities in Illinois with more than 5,000 people ($783).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Greenville
What homes there are in Greenville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Greenville
Bond County
Illinois
United States
Kind of home: Greenville and its comparisons
Measure
Greenville
Bond County
Illinois
United States
Detached house
62%
75%
58%
61%
Attached house
Unreliable estimate
Unreliable estimate
6%
6%
Building of 2 to 4
Unreliable estimate
5%
12%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
22%
19%
Mobile home
6%
11%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Greenville, 6 in 10 homes are single-family detached houses; in Bond County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Greenville
Bond County
Illinois
United States
Year built: Greenville and its comparisons
Measure
Greenville
Bond County
Illinois
United States
Before 1960
41%
34%
38%
26%
1960–1979
23%
24%
26%
24%
1980–1999
27%
25%
20%
25%
2000–2009
Unreliable estimate
10%
11%
14%
2010 or later
Unreliable estimate
8%
6%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K39%
$100K–$200K46%
$200K–$300K14%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Greenville and its comparisons
Measure
Greenville
Under $100K
39%
$100K–$200K
46%
$200K–$300K
14%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99961%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Greenville and its comparisons
Measure
Greenville
Under $500
Unreliable estimate
$500–$999
61%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,150 a month
Bond County: $1,303 a month
Without a mortgage
$599 a month
Bond County: $598 a month
Owners with a mortgage
57%
Bond County: 52%
The typical cost for an owner with a mortgage in Greenville is $1,150 a month, less than in Bond County ($1,303); without one, $599.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
GreenvilleNo clear change
Bond County+22%
Illinois+35%
United States+53%
Typical rent
Greenville+39%
Bond County+29%
Illinois+26%
United States+33%
Typical household income
Greenville+27%
Bond County+15%
Illinois+27%
United States+29%
Change since 2015–2019: Greenville and its comparisons
Measure
Greenville
Bond County
Illinois
United States
Typical home value
No clear change
+22%
+35%
+53%
Typical rent
+39%
+29%
+26%
+33%
Typical household income
+27%
+15%
+27%
+29%
Since 2015–2019, home values in Greenville moved so little that the Census cannot say whether they rose or fell.
Rents in Greenville rose faster than in Bond County: 39% since 2015–2019, against 29%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Greenville and its comparisons
Measure
Greenville
Bond County
Illinois
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.0%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.5%
3.4%
People per household
2.25
2.38
2.46
2.53
Drive alone
79%
81%
66%
69%
Carpool
Unreliable estimate
4%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
6%
3%
Walk or bike
Unreliable estimate
6%
3%
3%
Work from home
Unreliable estimate
8%
16%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Greenville are smaller: 2.25 people on average; in Bond County, 2.38.
To get to work, 79% of workers in Greenville drive alone; in Bond County, 81%.
Do the math
What would you pay each month for a home in Greenville?
A typical home is within reach of the typical income
We start with a typical home in Greenville, worth $122,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Greenville, which is $62,089 a year.
The calculator's FHA and conventional loan limits are those of all of Bond County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Greenville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,270 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,151
at 7.18% · 30 years
Loan amount
$119,790
Total interest
$172,350
Paid off in
November 2056
Includes $2,060 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,449 a month
Your payment · 22%
Tight
$1,449 to $1,863 a month
Hard
more than $1,863 a month
Compared with the typical household income in Greenville ($62,089 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$812
Property tax
$235
Home insurance
$51
FHA mortgage insurance (MIP)
$54
You need at least $4,270 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,151; principal and interest $812.
The city and its county
Greenville and Bond County
Greenville is in Bond County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Greenville
Map of Bond County, Illinois, with Greenville marked. Around it, the neighboring counties.
Greenville
Bond County
Other cities with a page
Greenville's own numbers
Typical home value
$122,000
Typical monthly rent
$783
Typical yearly household income
$62,089
Households that own their home
61%
Effective property tax rate
2.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Bond County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$979
Price change over 5 years (FHFA)
+56%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bond County.
A typical home in Greenville is worth $122,000: 16% below the county and 54% below Illinois. With the typical household income in Greenville ($62,089 a year), a typical home costs 2.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Greenville2.0 years
Bond2.2 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Bond County
According to FHFA’s house price index, home prices in Bond County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Bond County.
Yearly change in FHFA’s price index in Bond County, 2016 to 2025
2016: +4.7% +4.7% 2016
2017: +1.0% +1.0% 2017
2018: −1.1% −1.1% 2018
2019: +3.5% +3.5% 2019
2020: +4.6% +4.6% 2020
2021: +6.0% +6.0% 2021
2022: −2.8% −2.8% 2022
2023: +31.3% +31.3% 2023
2024: +4.1% +4.1% 2024
2025: +10.4% +10.4% 2025
Change in FHFA’s price index in Bond County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+10.4%
+5.7%
+2.9%
5 years (2020–2025)
+56%
+47%
+47%
10 years (2015–2025)
+76%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Greenville next to Bond County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Greenville$122,000
Bond$145,700
Illinois$263,300
United States$332,700
Typical monthly rent
Greenville$783
Bond$785
Illinois$1,274
United States$1,413
Typical yearly household income
Greenville$62,089
Bond$65,959
Illinois$83,390
United States$80,734
See the full table
Greenville next to Bond County and Illinois
Measure
Greenville
Bond County
Illinois
U.S.
Typical home value
$122,000 ▼16% below the county
$145,700
$263,300
$332,700
Typical monthly rent
$783
$785
$1,274
$1,413
Typical yearly household income
$62,089 ▼6% below the county
$65,959
$83,390
$80,734
Households that own their home
61% ▼16 points below the county
77%
67%
65%
Typical yearly property tax
$2,818 ▲3% above the county
$2,747
$5,298
$3,119
Effective property tax rate
2.31% ▲0.42 points above the county
1.89%
2.01%
0.94%
Renters with high rent for their income
33%
33%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bond County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Greenville
For a typical $122,000 home in Greenville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Greenville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,151a month
Least cash to close
Down payment
$4,270
Cash to close
$7,930
Rate
7.18%
Mortgage insurance
FHA MIP · $54
Conventional, 5% down$1,129a month
Down payment
$6,100
Cash to close
$9,760
Rate
7.18%
Mortgage insurance
PMI · $58
Conventional, 20% down, no PMI$947a month
Down payment
$24,400
Cash to close
$28,060
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,060a month
Down payment
$18,300
Cash to close
$21,960
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Greenville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,151
$4,270
$119,790
7.18%
FHA MIP · $54
$7,930
580
Conventional, 5% down
$1,129
$6,100
$115,900
7.18%
PMI · $58
$9,760
620*
Conventional, 20% down, no PMI
$947
$24,400
$97,600
7.18%
None
$28,060
620*
ITIN, 15% down (example)
$1,060
$18,300
$103,700
8.18%
None
$21,960
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Greenville is $783 a month: about the same as the county. In Greenville, 33% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Bond County, by unit size. To pay the 2-bedroom one ($979 a month) without spending more than 30% of your income, you would need to earn $18.83 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Bond County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$682
$13.12
$27,280
1 bedroom
$899
$17.29
$35,960
2 bedrooms
$979
$18.83
$39,160
3 bedrooms
$1,275
$24.52
$51,000
4 bedrooms
$1,287
$24.75
$51,480
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Greenville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Greenville is in ZIP code 62246.
For 2 bedrooms it is $970: $9 less than the fair market rent for Bond County ($979).
Fair market rent by ZIP code and size in Greenville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
62246
$690
$890
$970
$1,260
$1,340
ZIP code2 bd3 bd
62246 $970$1,260
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Greenville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Greenville. These are the largest.
Alex Long/Talmage Defrees Apts400 S 2nd St, Greenville 62246152 low-income homes · Run by Housing Authority of the County of Bond · Average payment: $396 a month · Average wait: 6 months · Homes at several sites(618) 664-2321
Kingsbury Campus Apts1525 Crown Rd, Greenville 6224642 low-income homes · 2 bd: 32 · 3 bd: 10 · In service since 2001 · For people with disabilities, families
Almira Manor220 Cedar St, Greenville 6224640 low-income homes · For older adults(618) 664-1322
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Bond County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Greenville or Bond County. The ones below are statewide in Illinois: they work in Greenville the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Greenville or Bond County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Greenville and all of Bond County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Greenville?
The typical home value in Greenville is $122,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bond County it is $145,700.
How much does it cost to rent in Greenville?
Typical rent in Greenville is $783 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bond County is $979.
What is the FHA loan limit in Greenville?
Greenville uses the FHA limit for all of Bond County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Greenville?
The typical homeowner in Greenville pays $2,818 a year, according to the U.S. Census Bureau. That is 2.31% of the home’s value; in Bond County, the rate is 1.89%.
Where can I find free help to buy or rent in Greenville?
We found no HUD-approved counseling agencies with an office in Bond County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
