In Lewiston, a typical home is worth $333,700 and typical rent is $1,027 a month. Home values, rent and income are very close to those of all of Nez Perce County.
Typical home value from Zillow, September 2021 to September 2026: from $315,287 to $388,169.
Typical rent
$1,661a month
Typical rent from Zillow, December 2025 to September 2026: from $1,644 to $1,661.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Lewiston is in Nez Perce County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Nez Perce County. See the county
What homes there are in Lewiston, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Lewiston
Nez Perce County
Idaho
United States
Kind of home: Lewiston and its comparisons
Measure
Lewiston
Nez Perce County
Idaho
United States
Detached house
67%
68%
74%
61%
Attached house
3%
3%
4%
6%
Building of 2 to 4
10%
9%
7%
8%
Apartments (5 or more)
12%
10%
9%
19%
Mobile home
8%
10%
7%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Nez Perce County, most homes in Lewiston are detached houses (67%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Lewiston
Nez Perce County
Idaho
United States
Year built: Lewiston and its comparisons
Measure
Lewiston
Nez Perce County
Idaho
United States
Before 1960
38%
34%
17%
26%
1960–1979
28%
27%
22%
24%
1980–1999
22%
23%
25%
25%
2000–2009
7%
9%
18%
14%
2010 or later
6%
7%
18%
11%
By age, homes in Lewiston look like those in Nez Perce County: the typical year built is 1971.
In Lewiston, 60% of homes have 3 bedrooms or more, about the same as in Nez Perce County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K9%
$200K–$300K25%
$300K–$500K51%
$500K–$750K7%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Lewiston and its comparisons
Measure
Lewiston
Under $100K
5%
$100K–$200K
9%
$200K–$300K
25%
$300K–$500K
51%
$500K–$750K
7%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Lewiston sit under the FHA limit for Nez Perce County ($541,287): about 91%.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5008%
$500–$99939%
$1,000–$1,49938%
HUD fair market rent, 2 bedrooms: $1,234
$1,500–$1,99911%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Lewiston and its comparisons
Measure
Lewiston
Under $500
8%
$500–$999
39%
$1,000–$1,499
38%
$1,500–$1,999
11%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Measured against HUD's 2-bedroom fair market rent ($1,234), about 65% of rented homes in Lewiston cost less.
With a mortgage
$1,664 a month
Nez Perce County: $1,664 a month
Without a mortgage
$572 a month
Nez Perce County: $545 a month
Owners with a mortgage
61%
Nez Perce County: 58%
In Lewiston, 61% of owners have a mortgage; their typical cost is $1,664 a month, about the same as in Nez Perce County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Lewiston+76%
Nez Perce County+75%
Idaho+97%
United States+53%
Typical rent
Lewiston+42%
Nez Perce County+40%
Idaho+45%
United States+33%
Typical household income
Lewiston+28%
Nez Perce County+25%
Idaho+40%
United States+29%
Change since 2015–2019: Lewiston and its comparisons
Measure
Lewiston
Nez Perce County
Idaho
United States
Typical home value
+76%
+75%
+97%
+53%
Typical rent
+42%
+40%
+45%
+33%
Typical household income
+28%
+25%
+40%
+29%
From 2015–2019 to 2020–2024, home values in Lewiston rose at about the same pace as in Nez Perce County: 76% against 75%.
The typical rent in Lewiston rose 42% since 2015–2019, about the same as in Nez Perce County (40%).
Housing prices ran ahead of income in Lewiston: typical income rose 28%, against +76% for home values and +42% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Lewiston and its comparisons
Measure
Lewiston
Nez Perce County
Idaho
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
3.9%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.7%
0.9%
More than one person per room
Unreliable estimate
1.9%
3.1%
3.4%
People per household
2.35
2.40
2.64
2.53
Drive alone
80%
80%
73%
69%
Carpool
6%
7%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
2%
2%
3%
3%
Work from home
10%
9%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
Much as in Nez Perce County, a household in Lewiston has 2.35 people on average.
To get to work, 80% of workers in Lewiston drive alone; in Nez Perce County, 80%.
Do the math
What would you pay each month for a home in Lewiston?
A typical home costs more than the typical income allows
We start with a typical home in Lewiston, worth $333,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Lewiston, which is $72,197 a year. For that payment to be 28% of income, a household would need to earn about $117,185 a year.
The calculator's FHA and conventional loan limits are those of all of Nez Perce County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Lewiston. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,680 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,734
at 7.18% · 30 years
Loan amount
$327,655
Total interest
$471,419
Paid off in
November 2056
Includes $5,635 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,685 a month
Tight
$1,685 to $2,166 a month
Hard
more than $2,166 a month
Your payment · 45%
Compared with the typical household income in Lewiston ($72,197 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,220
Property tax
$228
Home insurance
$139
FHA mortgage insurance (MIP)
$148
You need at least $11,680 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,734; principal and interest $2,220.
The city and its county
Lewiston and Nez Perce County
Lewiston is in Nez Perce County, Idaho. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Lewiston
Map of Nez Perce County, Idaho, with Lewiston marked. Around it, the neighboring counties.
Lewiston
Nez Perce County
Other cities with a page
Lewiston's own numbers
Typical home value
$333,700
Typical monthly rent
$1,027
Typical yearly household income
$72,197
Households that own their home
67%
Effective property tax rate
0.82%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nez Perce County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,234
Price change over 5 years (FHFA)
+57%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nez Perce County.
A typical home in Lewiston is worth $333,700: about the same as the county and 20% below Idaho. With the typical household income in Lewiston ($72,197 a year), a typical home costs 4.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Lewiston4.6 years
Nez Perce4.6 years
Idaho5.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nez Perce County
According to FHFA’s house price index, home prices in Nez Perce County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nez Perce County.
Yearly change in FHFA’s price index in Nez Perce County, 2016 to 2025
2016: +2.6% +2.6% 2016
2017: +6.5% +6.5% 2017
2018: +6.0% +6.0% 2018
2019: +6.7% +6.7% 2019
2020: +6.1% +6.1% 2020
2021: +19.2% +19.2% 2021
2022: +19.4% +19.4% 2022
2023: +2.4% +2.4% 2023
2024: +7.0% +7.0% 2024
2025: +0.9% +0.9% 2025
Change in FHFA’s price index in Nez Perce County, Idaho and the United States
Period
County
Idaho
U.S.
Last year (2025)
+0.9%
+2.3%
+2.9%
5 years (2020–2025)
+57%
+57%
+47%
10 years (2015–2025)
+106%
+149%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Lewiston next to Nez Perce County, Idaho and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Lewiston$333,700
Nez Perce$334,700
Idaho$418,600
United States$332,700
Typical monthly rent
Lewiston$1,027
Nez Perce$1,015
Idaho$1,238
United States$1,413
Typical yearly household income
Lewiston$72,197
Nez Perce$72,599
Idaho$77,800
United States$80,734
See the full table
Lewiston next to Nez Perce County and Idaho
Measure
Lewiston
Nez Perce County
Idaho
U.S.
Typical home value
$333,700
$334,700
$418,600
$332,700
Typical monthly rent
$1,027
$1,015
$1,238
$1,413
Typical yearly household income
$72,197
$72,599
$77,800
$80,734
Households that own their home
67% ▼3 points below the county
70%
72%
65%
Typical yearly property tax
$2,742 ▲5% above the county
$2,609
$2,038
$3,119
Effective property tax rate
0.82% ▲0.04 points above the county
0.78%
0.49%
0.94%
Renters with high rent for their income
45% ▲1 points above the county
44%
47%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nez Perce County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Lewiston
For a typical $333,700 home in Lewiston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lewiston's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,734a month
Least cash to close
Down payment
$11,680
Cash to close
$21,691
Rate
7.18%
Mortgage insurance
FHA MIP · $148
Conventional, 5% down$2,673a month
Down payment
$16,685
Cash to close
$26,696
Rate
7.18%
Mortgage insurance
PMI · $159
Conventional, 20% down, no PMI$2,176a month
Down payment
$66,740
Cash to close
$76,751
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,484a month
Down payment
$50,055
Cash to close
$60,066
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Lewiston
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,734
$11,680
$327,656
7.18%
FHA MIP · $148
$21,691
580
Conventional, 5% down
$2,673
$16,685
$317,015
7.18%
PMI · $159
$26,696
620*
Conventional, 20% down, no PMI
$2,176
$66,740
$266,960
7.18%
None
$76,751
620*
ITIN, 15% down (example)
$2,484
$50,055
$283,645
8.18%
None
$60,066
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Lewiston is $1,027 a month: about the same as the county. In Lewiston, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nez Perce County, by unit size. To pay the 2-bedroom one ($1,234 a month) without spending more than 30% of your income, you would need to earn $23.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nez Perce County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$938
$18.04
$37,520
1 bedroom
$943
$18.13
$37,720
2 bedrooms
$1,234
$23.73
$49,360
3 bedrooms
$1,709
$32.87
$68,360
4 bedrooms
$2,028
$39.00
$81,120
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Lewiston
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lewiston is in ZIP code 83501.
For 2 bedrooms it is $1,220: $14 less than the fair market rent for Nez Perce County ($1,234).
Fair market rent by ZIP code and size in Lewiston, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
83501
$930
$930
$1,220
$1,690
$2,000
ZIP code2 bd3 bd
83501 $1,220$1,690
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lewiston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Nez Perce County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Lewiston or Nez Perce County. The ones below are statewide in Idaho: they work in Lewiston the same as in the rest of the state.
Idaho state association second mortgage for up to 8% of the price for the down payment or closing costs, repaid in small monthly installments along with the first mortgage; you do not need to be a first-time buyer.Offered by Idaho Housing and Finance Association.
No legal help resource on our list is for Lewiston or Nez Perce County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Lewiston and all of Nez Perce County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Lewiston?
The typical home value in Lewiston is $333,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nez Perce County it is $334,700.
How much does it cost to rent in Lewiston?
Typical rent in Lewiston is $1,027 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nez Perce County is $1,234.
What is the FHA loan limit in Lewiston?
Lewiston uses the FHA limit for all of Nez Perce County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Lewiston?
The typical homeowner in Lewiston pays $2,742 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Nez Perce County, the rate is 0.78%.
Where can I find free help to buy or rent in Lewiston?
There is 1 HUD-approved counseling agency with an office in Nez Perce County. They can help you get ready to buy, with your credit, or with rent.
