In Sylvester, a typical home is worth $115,900 and typical rent is $896 a month. Compared with all of Worth County, the typical home value is 10% higher and the share of households that own their home is 17 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $133,755 to $171,261.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Sylvester is in Worth County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Worth County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Sylvester rose 10.2%; in Georgia, it fell 0.6%.
2
Sylvester has the 7th lowest typical home value of the 164 cities in Georgia with more than 5,000 people ($115,900).
3
57% of households in Sylvester own their home, against 74% in Worth County.
4
Nearby, in Camilla, the typical home value is $85,400: 26% less than in Sylvester ($115,900).
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Sylvester
What homes there are in Sylvester, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Sylvester
Worth County
Georgia
United States
Kind of home: Sylvester and its comparisons
Measure
Sylvester
Worth County
Georgia
United States
Detached house
72%
59%
66%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
Unreliable estimate
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
16%
19%
Mobile home
Unreliable estimate
34%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Sylvester: 72% of homes, more than in Worth County (59%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Sylvester
Worth County
Georgia
United States
Year built: Sylvester and its comparisons
Measure
Sylvester
Worth County
Georgia
United States
Before 1960
18%
16%
12%
26%
1960–1979
38%
25%
20%
24%
1980–1999
32%
40%
33%
25%
2000–2009
Unreliable estimate
13%
21%
14%
2010 or later
Unreliable estimate
5%
14%
11%
Homes in Sylvester are older: the typical year built is 1977; in Worth County, 1985.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K43%
$100K–$200K42%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Sylvester and its comparisons
Measure
Sylvester
Under $100K
43%
$100K–$200K
42%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99942%
$1,000–$1,49928%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Sylvester and its comparisons
Measure
Sylvester
Under $500
Unreliable estimate
$500–$999
42%
$1,000–$1,499
28%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,210 a month
Worth County: $1,143 a month
Without a mortgage
$459 a month
Worth County: $460 a month
Owners with a mortgage
42%
Worth County: 43%
The typical cost for an owner with a mortgage in Sylvester is $1,210 a month, more than in Worth County ($1,143); without one, $459.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
SylvesterNo clear change
Worth CountyNo clear change
Georgia+72%
United States+53%
Typical rent
Sylvester+30%
Worth County+20%
Georgia+39%
United States+33%
Typical household income
Sylvester+91%
Worth County+29%
Georgia+32%
United States+29%
Change since 2015–2019: Sylvester and its comparisons
Measure
Sylvester
Worth County
Georgia
United States
Typical home value
No clear change
No clear change
+72%
+53%
Typical rent
+30%
+20%
+39%
+33%
Typical household income
+91%
+29%
+32%
+29%
From 2015–2019 to 2020–2024, the typical home value in Sylvester did not change clearly: the difference is within the Census margin of error.
The typical rent in Sylvester rose 30% over the same time; in Worth County, it rose 20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Sylvester and its comparisons
Measure
Sylvester
Worth County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.4%
3.4%
People per household
2.49
2.62
2.62
2.53
Drive alone
80%
83%
71%
69%
Carpool
Unreliable estimate
6%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
9%
6%
16%
15%
Other means
Unreliable estimate
3%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Much as in Worth County, a household in Sylvester has 2.49 people on average.
Working from home is more common in Sylvester: 9%, against 6% in Worth County.
Do the math
What would you pay each month for a home in Sylvester?
A typical home is within reach of the typical income
We start with a typical home in Sylvester, worth $115,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in Sylvester, which is $58,417 a year.
The calculator's FHA and conventional loan limits are those of all of Worth County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Sylvester. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,057 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$982
at 7.18% · 30 years
Loan amount
$113,800
Total interest
$163,732
Paid off in
November 2056
Includes $1,957 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,363 a month
Your payment · 20%
Tight
$1,363 to $1,753 a month
Hard
more than $1,753 a month
Compared with the typical household income in Sylvester ($58,417 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$771
Property tax
$111
Home insurance
$48
FHA mortgage insurance (MIP)
$51
You need at least $4,057 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $982; principal and interest $771.
The city and its county
Sylvester and Worth County
Sylvester is in Worth County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Sylvester
Map of Worth County, Georgia, with Sylvester marked. Around it, the neighboring counties.
Sylvester
Worth County
Other cities with a page
Sylvester's own numbers
Typical home value
$115,900
Typical monthly rent
$896
Typical yearly household income
$58,417
Households that own their home
57%
Effective property tax rate
1.15%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Worth County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,103
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
3.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Worth County.
A typical home in Sylvester is worth $115,900: 10% above the county and 62% below Georgia. With the typical household income in Sylvester ($58,417 a year), a typical home costs 2.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Sylvester2.0 years
Worth1.8 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Worth County
According to FHFA’s house price index, home prices in Worth County rose 79% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Worth County.
Yearly change in FHFA’s price index in Worth County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +6.0% +6.0% 2017
2018: −2.2% −2.2% 2018
2019: +8.6% +8.6% 2019
2020: −1.2% −1.2% 2020
2021: +12.2% +12.2% 2021
2022: +16.2% +16.2% 2022
2023: +3.3% +3.3% 2023
2024: +7.1% +7.1% 2024
2025: +7.2% +7.2% 2025
Change in FHFA’s price index in Worth County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+7.2%
+2.2%
+2.9%
5 years (2020–2025)
+55%
+58%
+47%
10 years (2015–2025)
+79%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Sylvester next to Worth County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Sylvester$115,900
Worth$104,900
Georgia$303,300
United States$332,700
Typical monthly rent
Sylvester$896
Worth$864
Georgia$1,393
United States$1,413
Typical yearly household income
Sylvester$58,417
Worth$58,694
Georgia$77,353
United States$80,734
See the full table
Sylvester next to Worth County and Georgia
Measure
Sylvester
Worth County
Georgia
U.S.
Typical home value
$115,900 ▲10% above the county
$104,900
$303,300
$332,700
Typical monthly rent
$896 ▲4% above the county
$864
$1,393
$1,413
Typical yearly household income
$58,417
$58,694
$77,353
$80,734
Households that own their home
57% ▼17 points below the county
74%
66%
65%
Typical yearly property tax
$1,337 ▲13% above the county
$1,185
$2,341
$3,119
Effective property tax rate
1.15% ▲0.02 points above the county
1.13%
0.77%
0.94%
Renters with high rent for their income
45% ▼5 points below the county
50%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Worth County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Sylvester
For a typical $115,900 home in Sylvester, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Sylvester's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$982a month
Least cash to close
Down payment
$4,057
Cash to close
$7,534
Rate
7.18%
Mortgage insurance
FHA MIP · $51
Conventional, 5% down$960a month
Down payment
$5,795
Cash to close
$9,272
Rate
7.18%
Mortgage insurance
PMI · $55
Conventional, 20% down, no PMI$787a month
Down payment
$23,180
Cash to close
$26,657
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$895a month
Down payment
$17,385
Cash to close
$20,862
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Sylvester
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$982
$4,057
$113,801
7.18%
FHA MIP · $51
$7,534
580
Conventional, 5% down
$960
$5,795
$110,105
7.18%
PMI · $55
$9,272
620*
Conventional, 20% down, no PMI
$787
$23,180
$92,720
7.18%
None
$26,657
620*
ITIN, 15% down (example)
$895
$17,385
$98,515
8.18%
None
$20,862
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Sylvester is $896 a month: 4% above the county. In Sylvester, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Worth County, by unit size. To pay the 2-bedroom one ($1,103 a month) without spending more than 30% of your income, you would need to earn $21.21 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Worth County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$953
$18.33
$38,120
1 bedroom
$972
$18.69
$38,880
2 bedrooms
$1,103
$21.21
$44,120
3 bedrooms
$1,482
$28.50
$59,280
4 bedrooms
$1,829
$35.17
$73,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Sylvester
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Sylvester is in ZIP code 31791.
For 2 bedrooms it is $1,020: $83 less than the fair market rent for Worth County ($1,103).
Fair market rent by ZIP code and size in Sylvester, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
31791
$880
$910
$1,020
$1,390
$1,690
ZIP code2 bd3 bd
31791 $1,020$1,390
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Sylvester when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Worth County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Sylvester or Worth County. The ones below are statewide in Georgia: they work in Sylvester the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Sylvester or Worth County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Sylvester and all of Worth County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Sylvester?
The typical home value in Sylvester is $115,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Worth County it is $104,900.
How much does it cost to rent in Sylvester?
Typical rent in Sylvester is $896 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Worth County is $1,103.
What is the FHA loan limit in Sylvester?
Sylvester uses the FHA limit for all of Worth County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Sylvester?
The typical homeowner in Sylvester pays $1,337 a year, according to the U.S. Census Bureau. That is 1.15% of the home’s value; in Worth County, the rate is 1.13%.
Where can I find free help to buy or rent in Sylvester?
There is 1 HUD-approved counseling agency with an office in Worth County. They can help you get ready to buy, with your credit, or with rent.
