City · 43,811 residents · San Benito County, California
Hollister, California
In Hollister, a typical home is worth $717,500 and typical rent is $1,914 a month. Compared with all of San Benito County, the typical home value is 10% lower.
Typical home value from Zillow, September 2021 to September 2026: from $764,642 to $756,860.
Typical rent
$2,889a month
▲ 2.6% more than 12 months ago
Typical rent from Zillow, December 2022 to September 2026: from $2,552 to $2,889.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hollister is in San Benito County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of San Benito County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Prunedale, the typical rent is $1,618: 15% less than in Hollister ($1,914).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hollister
What homes there are in Hollister, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hollister
San Benito County
California
United States
Kind of home: Hollister and its comparisons
Measure
Hollister
San Benito County
California
United States
Detached house
78%
80%
57%
61%
Attached house
4%
5%
7%
6%
Building of 2 to 4
9%
6%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
24%
19%
Mobile home
2%
3%
4%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
As in San Benito County, most homes in Hollister are detached houses (78%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Hollister
San Benito County
California
United States
Year built: Hollister and its comparisons
Measure
Hollister
San Benito County
California
United States
Before 1960
14%
16%
27%
26%
1960–1979
18%
19%
29%
24%
1980–1999
43%
37%
25%
25%
2000–2009
10%
12%
11%
14%
2010 or later
16%
15%
8%
11%
In Hollister, half of the homes were built before 1991; in San Benito County, before 1989.
By size, homes in Hollister look like those in San Benito County: 76% have 3 bedrooms or more.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K3%
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K6%
$500K–$750K42%
$750K–$1M41%
$1M or more3%
Value of owner-occupied homes: Hollister and its comparisons
Measure
Hollister
Under $100K
3%
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
6%
$500K–$750K
42%
$750K–$1M
41%
$1M or more
3%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99910%
$1,000–$1,49912%
$1,500–$1,99926%
$2,000–$2,49915%
$2,500–$2,99913%
$3,000 or more17%
Monthly rent with utilities: Hollister and its comparisons
Measure
Hollister
Under $500
Unreliable estimate
$500–$999
10%
$1,000–$1,499
12%
$1,500–$1,999
26%
$2,000–$2,499
15%
$2,500–$2,999
13%
$3,000 or more
17%
With a mortgage
$3,068 a month
San Benito County: $3,284 a month
Without a mortgage
$760 a month
San Benito County: $845 a month
Owners with a mortgage
78%
San Benito County: 72%
Owning costs less in Hollister: with a mortgage, the typical cost is $3,068 a month; in San Benito County, $3,284. Without one, $760.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hollister+51%
San Benito County+44%
California+46%
United States+53%
Typical rent
Hollister+26%
San Benito County+30%
California+36%
United States+33%
Typical household income
Hollister+39%
San Benito County+32%
California+32%
United States+29%
Change since 2015–2019: Hollister and its comparisons
Measure
Hollister
San Benito County
California
United States
Typical home value
+51%
+44%
+46%
+53%
Typical rent
+26%
+30%
+36%
+33%
Typical household income
+39%
+32%
+32%
+29%
The typical home value in Hollister rose 51% since 2015–2019, more than in San Benito County (44%).
The typical rent in Hollister rose 26% over the same time; in San Benito County, it rose 30%.
The typical household income in Hollister rose 39% over that time; home values changed +51% and rent +26%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hollister and its comparisons
Measure
Hollister
San Benito County
California
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.2%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
7.7%
6.0%
8.2%
3.4%
People per household
3.46
3.25
2.84
2.53
Drive alone
74%
73%
66%
69%
Carpool
14%
12%
10%
9%
Public transit
Unreliable estimate
1%
3%
3%
Walk or bike
1%
1%
3%
3%
Work from home
9%
12%
17%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
30 to 39 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
In Hollister, 7.7% of households live with more than one person per room, against 6.0% in San Benito County.
Households in Hollister are bigger: 3.46 people on average; in San Benito County, 3.25.
In Hollister, 74% of workers drive alone to work; in San Benito County, 73%.
Do the math
What would you pay each month for a home in Hollister?
A typical home costs more than the typical income allows
We start with a typical home in Hollister, worth $717,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 63% of the typical household income in Hollister, which is $111,834 a year. For that payment to be 28% of income, a household would need to earn about $251,707 a year.
The calculator's FHA and conventional loan limits are those of all of San Benito County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hollister. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $25,113 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,873
at 7.18% · 30 years
Loan amount
$704,504
Total interest
$1,013,616
Paid off in
November 2056
Includes $12,117 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,609 a month
Tight
$2,609 to $3,355 a month
Hard
more than $3,355 a month
Your payment · 63%
Compared with the typical household income in Hollister ($111,834 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,773
Property tax
$484
Home insurance
$299
FHA mortgage insurance (MIP)
$317
You need at least $25,113 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,873; principal and interest $4,773.
The city and its county
Hollister and San Benito County
Hollister is in San Benito County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hollister
Map of San Benito County, California, with Hollister marked. Around it, the neighboring counties.
Hollister
San Benito County
Other cities with a page
Hollister's own numbers
Typical home value
$717,500
Typical monthly rent
$1,914
Typical yearly household income
$111,834
Households that own their home
65%
Effective property tax rate
0.81%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of San Benito County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,004
Price change over 5 years (FHFA)
+30%
Homes in a high flood-risk zone
2.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Benito County.
A typical home in Hollister is worth $717,500: 10% below the county and 2% below California. With the typical household income in Hollister ($111,834 a year), a typical home costs 6.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hollister6.4 years
San Benito6.9 years
California7.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in San Benito County
According to FHFA’s house price index, home prices in San Benito County rose 72% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of San Benito County.
Yearly change in FHFA’s price index in San Benito County, 2016 to 2025
2016: +11.0% +11.0% 2016
2017: +5.8% +5.8% 2017
2018: +6.0% +6.0% 2018
2019: +4.4% +4.4% 2019
2020: +2.0% +2.0% 2020
2021: +16.3% +16.3% 2021
2022: +11.5% +11.5% 2022
2023: −3.0% −3.0% 2023
2024: +2.1% +2.1% 2024
2025: +0.8% +0.8% 2025
Change in FHFA’s price index in San Benito County, California and the United States
Period
County
California
U.S.
Last year (2025)
+0.8%
+0.8%
+2.9%
5 years (2020–2025)
+30%
+40%
+47%
10 years (2015–2025)
+72%
+80%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hollister next to San Benito County, California and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hollister$717,500
San Benito$793,400
California$734,700
United States$332,700
Typical monthly rent
Hollister$1,914
San Benito$1,992
California$2,036
United States$1,413
Typical yearly household income
Hollister$111,834
San Benito$114,394
California$99,122
United States$80,734
See the full table
Hollister next to San Benito County and California
Measure
Hollister
San Benito County
California
U.S.
Typical home value
$717,500 ▼10% below the county
$793,400
$734,700
$332,700
Typical monthly rent
$1,914 ▼4% below the county
$1,992
$2,036
$1,413
Typical yearly household income
$111,834 ▼2% below the county
$114,394
$99,122
$80,734
Households that own their home
65% ▼3 points below the county
68%
56%
65%
Typical yearly property tax
$5,833 ▼9% below the county
$6,441
$5,124
$3,119
Effective property tax rate
0.81%
0.81%
0.7%
0.94%
Renters with high rent for their income
54% ▲6 points above the county
48%
55%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Benito County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hollister
For a typical $717,500 home in Hollister, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hollister's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,873a month
Least cash to close
Down payment
$25,113
Cash to close
$46,638
Rate
7.18%
Mortgage insurance
FHA MIP · $317
Conventional, 5% down$5,742a month
Down payment
$35,875
Cash to close
$57,400
Rate
7.18%
Mortgage insurance
PMI · $341
Conventional, 20% down, no PMI$4,672a month
Down payment
$143,500
Cash to close
$165,025
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,335a month
Down payment
$107,625
Cash to close
$129,150
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hollister
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,873
$25,113
$704,504
7.18%
FHA MIP · $317
$46,638
580
Conventional, 5% down
$5,742
$35,875
$681,625
7.18%
PMI · $341
$57,400
620*
Conventional, 20% down, no PMI
$4,672
$143,500
$574,000
7.18%
None
$165,025
620*
ITIN, 15% down (example)
$5,335
$107,625
$609,875
8.18%
None
$129,150
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hollister is $1,914 a month: 4% below the county. In Hollister, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of San Benito County, by unit size. To pay the 2-bedroom one ($3,004 a month) without spending more than 30% of your income, you would need to earn $57.77 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in San Benito County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$2,279
$43.83
$91,160
1 bedroom
$2,296
$44.15
$91,840
2 bedrooms
$3,004
$57.77
$120,160
3 bedrooms
$4,160
$80.00
$166,400
4 bedrooms
$4,555
$87.60
$182,200
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hollister
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hollister is in ZIP code 95023.
For 2 bedrooms it is $3,010: $6 more than the fair market rent for San Benito County ($3,004).
Fair market rent by ZIP code and size in Hollister, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
95023
$2,280
$2,300
$3,010
$4,160
$4,560
ZIP code2 bd3 bd
95023 $3,010$4,160
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hollister when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in San Benito County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Hollister or San Benito County. The ones below are statewide in California: they work in Hollister the same as in the rest of the state.
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California.Offered by California Housing Finance Agency (CalHFA).
CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation.Offered by California Housing Finance Agency (CalHFA).
CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional).Offered by California Housing Finance Agency (CalHFA).
No legal help resource on our list is for Hollister or San Benito County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hollister and all of San Benito County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hollister?
The typical home value in Hollister is $717,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in San Benito County it is $793,400.
How much does it cost to rent in Hollister?
Typical rent in Hollister is $1,914 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Benito County is $3,004.
What is the FHA loan limit in Hollister?
Hollister uses the FHA limit for all of San Benito County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Hollister?
The typical homeowner in Hollister pays $5,833 a year, according to the U.S. Census Bureau. That is 0.81% of the home’s value; in San Benito County, the rate is 0.81%.
Where can I find free help to buy or rent in Hollister?
We found no HUD-approved counseling agencies with an office in San Benito County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
