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City · 15,766 residents · San Diego County, California

Camp Pendleton South , California

In Camp Pendleton South, typical rent is $3,092 a month. Compared with all of San Diego County, typical rent is 38% higher and typical household income is 34% lower.

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  • Typical rent

    $3,092a month

    38% above the county

    52% above California

    • Camp Pendleton South
    • San Diego
    • California

  • Typical household income

    $69,853a year

    34% below the county

    30% below California

    • Camp Pendleton South
    • San Diego
    • California

Source: U.S. Census Bureau, Average 2020–2024

Camp Pendleton South is in San Diego County. The FHA loan limit ($1,104,000 for a one-unit home), the fair market rents and the help on this page are those of all of San Diego County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Camp Pendleton South apart

What this place has that others do not, from public data, most unusual first.

  1. Camp Pendleton South has the 2nd largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (90%).

  2. Nearby, in Fallbrook, the typical rent is $1,786: 42% less than in Camp Pendleton South ($3,092).

  3. The typical rent in Camp Pendleton South is $3,092 a month, 38% more than in San Diego County as a whole ($2,246).

  4. The typical household income in Camp Pendleton South is $69,853, 34% less than in San Diego County as a whole ($106,268).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Camp Pendleton South

What homes there are in Camp Pendleton South, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Camp Pendleton South; the largest group, attached houses (townhouses), adds up to 68%, against 10% in San Diego County.

Year built

Homes in Camp Pendleton South are newer: the typical year built is 2003; in San Diego County, 1980.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Camp Pendleton South changed since 2015–2019, so the Census does not compare its figures from then and now. In San Diego County, the typical home value rose 52%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCamp Pendleton SouthSan Diego CountyCaliforniaUnited States
Rental vacancy Unreliable estimate3.9%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate6.5%8.2%3.4%
People per household 3.172.722.842.53
Drive alone 70%66%66%69%
Carpool 11%8%10%9%
Public transit Unreliable estimate2%3%3%
Walk or bike 8%4%3%3%
Work from home Unreliable estimate19%17%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Camp Pendleton South has 3.17 people, more than in San Diego County (2.72).

In Camp Pendleton South, 8% of workers walk or bike to work; in San Diego County, 4%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Camp Pendleton South?

The Census Bureau publishes no typical home value or typical household income for Camp Pendleton South, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Camp Pendleton South, so the calculator starts with the one for San Diego County: $854,700. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of San Diego County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of San Diego County.

Your numbers

Local data
$

Starts at the typical home value in Camp Pendleton South. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $29,915 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,904

at 7.18% · 30 years

Loan amount
$839,219
Total interest
$1,207,439
Paid off in
November 2056

Includes $14,434 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,630 a month

  • Tight

    $1,630 to $2,096 a month

  • Hard

    more than $2,096 a month

    Your payment · 119%

Compared with the typical household income in Camp Pendleton South ($69,853 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,904
Principal & interest$5,685
Property tax$484
Home insurance$356
FHA mortgage insurance (MIP)$378

You need at least $29,915 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Camp Pendleton South and San Diego County

Camp Pendleton South is in San Diego County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Camp Pendleton South's own numbers

Typical monthly rent
$3,092
Typical yearly household income
$69,853

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of San Diego County

FHA limit, one-unit home
$1,104,000
Conventional limit, one unit
$1,104,000
HUD fair market rent, 2 bedrooms
$2,823
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of San Diego County.

Everything about San Diego County

Buying

Buying a home in Camp Pendleton South

The Census Bureau publishes no typical home value for Camp Pendleton South. Below are the numbers for San Diego County.

How prices have changed in San Diego County

According to FHFA’s house price index, home prices in San Diego County rose 99% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of San Diego County.

Period County California U.S.
Last year (2025) +0.7% +0.8% +2.9%
5 years (2020–2025) +54% +40% +47%
10 years (2015–2025) +99% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Camp Pendleton South next to San Diego County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Camp Pendleton South $3,092
  • San Diego $2,246
  • California $2,036
  • United States $1,413
Typical yearly household income
  • Camp Pendleton South $69,853
  • San Diego $106,268
  • California $99,122
  • United States $80,734
See the full table
Camp Pendleton South next to San Diego County and California
Measure Camp Pendleton South San Diego County California U.S.
Typical monthly rent $3,092 $2,246 $2,036 $1,413
Typical yearly household income $69,853 $106,268 $99,122 $80,734
Renters with high rent for their income 90% 58% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below San Diego County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Camp Pendleton South

The Census Bureau publishes no typical home value for Camp Pendleton South, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Camp Pendleton South and for San Diego County.

Flood risk in San Diego County

FEMA does not publish these numbers by city: they are for all of San Diego County.

Homes in the high-risk zone
1.5%
12,953
Of those, with NFIP insurance
24%
County California U.S.
Homes in the high-risk zone 1.5% 2.8% 3.5%
Of those, with NFIP insurance 24% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Camp Pendleton South

Typical rent in Camp Pendleton South is $3,092 a month: 38% above the county. In Camp Pendleton South, 90% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of San Diego County, by unit size. To pay the 2-bedroom one ($2,823 a month) without spending more than 30% of your income, you would need to earn $54.29 an hour working full time.

HUD fair market rent for all of San Diego County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,192 $42.15 $87,680
1 bedroom $2,335 $44.90 $93,400
2 bedrooms $2,823 $54.29 $112,920
3 bedrooms $3,743 $71.98 $149,720
4 bedrooms $4,526 $87.04 $181,040

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Camp Pendleton South

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Camp Pendleton South is in ZIP code 92058.

For 2 bedrooms it is $2,880: $57 more than the fair market rent for San Diego County ($2,823).

  • 92058 $2,880$3,840

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Camp Pendleton South when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Camp Pendleton South

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in San Diego County; 4 say they serve in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Camp Pendleton South

No down payment, repair or rent-help program on our list is for Camp Pendleton South or San Diego County. The ones below are statewide in California: they work in Camp Pendleton South the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Camp Pendleton South

The HUD-approved agencies closest to the center of Camp Pendleton South, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Affordable Housing Clearinghouse

    23201 Lake Center Dr Ste 203, Lake Forest · 33 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (949) 859-9255

  • Money Management International - San Diego

    3111 Camino Del Rio N Ste 400, San Diego · 35 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (866) 232-9080

  • Urban League of San Diego County

    4305 University Ave Ste 360, San Diego · 37 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (619) 266-6237

Every agency in San Diego County All counseling agencies in California

Help in Spanish near Camp Pendleton South

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Camp Pendleton South

HUD’s record names them for Camp Pendleton South or San Diego County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of San Diego Public housing and Section 8 vouchers (858) 694-4801

5 other authorities have an office in San Diego County: see the list Source: HUD

Cities

Other cities in San Diego County

These cities are also in San Diego County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about San Diego County Housing in California
See 21 more cities in San Diego County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Camp Pendleton South, with the typical home value.

Neighboring counties

If San Diego County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Camp Pendleton South.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Camp Pendleton South

Short answers with the numbers for Camp Pendleton South and all of San Diego County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Camp Pendleton South?

Typical rent in Camp Pendleton South is $3,092 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in San Diego County is $2,823.

What is the FHA loan limit in Camp Pendleton South?

Camp Pendleton South uses the FHA limit for all of San Diego County (2026): $1,104,000 for a one-unit home and $2,123,100 for a four-unit home.

Where can I find free help to buy or rent in Camp Pendleton South?

There are 4 HUD-approved counseling agencies with an office in San Diego County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).