Español

Este sitio también está en español. Leer en español

City · 29,505 residents · Coffee County, Alabama

Enterprise , Alabama

In Enterprise, a typical home is worth $202,900 and typical rent is $1,098 a month. Compared with all of Coffee County, typical rent is 8% higher, the typical home value is 8% higher, and the share of households that own their home is 9 points lower.

WhatsApp

  • Typical home value

    $202,900

    8% above the county

    3% below Alabama

    • Enterprise
    • Coffee
    • Alabama

  • Typical rent

    $1,098a month

    8% above the county

    9% above Alabama

    • Enterprise
    • Coffee
    • Alabama

  • Typical household income

    $73,125a year

    7% above the county

    14% above Alabama

    • Enterprise
    • Coffee
    • Alabama

  • Households that own their home

    63%

    9 points below the county

    7 points below Alabama

    • Enterprise
    • Coffee
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$206,339
1% less than 12 months ago
Typical rent
$1,466 a month
2.8% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Enterprise is in Coffee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Coffee County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Enterprise apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Opp, the typical home value is $115,700: 43% less than in Enterprise ($202,900).

  2. Nearby, in Ozark, the typical rent is $694: 37% less than in Enterprise ($1,098).

  3. 63% of households in Enterprise own their home, against 72% in Coffee County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Enterprise

What homes there are in Enterprise, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Enterprise, 7 in 10 homes are single-family detached houses, about the same as in Coffee County.

Year built

By age, homes in Enterprise look like those in Coffee County: the typical year built is 1989.

By size, homes in Enterprise look like those in Coffee County: 72% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

By price, most homes in Enterprise sit under the FHA limit for Coffee County ($541,287): about 95%.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Coffee County is $1,098: about 49% of rents in Enterprise are below it.

With a mortgage

$1,418 a month

Coffee County: $1,405 a month

Without a mortgage

$456 a month

Coffee County: $408 a month

Owners with a mortgage

67%

Coffee County: 56%

The typical cost for an owner with a mortgage in Enterprise is $1,418 a month, near the figure in Coffee County ($1,405).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Enterprise rose 19%; in Coffee County, it rose 28%.

Rents in Enterprise rose at about the same pace as in Coffee County: 25% since 2015–2019, against 27%.

While home values in Enterprise changed +19% and rent +25%, the typical household income rose 17%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEnterpriseCoffee CountyAlabamaUnited States
Rental vacancy 10.7%12.8%7.2%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room Unreliable estimate1.7%1.7%3.4%
People per household 2.612.582.482.53
Drive alone 81%84%81%69%
Carpool 12%10%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 5%4%9%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

There is little rental housing open in Enterprise: only 10.7% is empty and offered for rent, against 12.8% in Coffee County.

By size, households in Enterprise look like those in Coffee County: 2.61 people on average.

The car rules in Enterprise: 81% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Enterprise?

A typical home is within reach of the typical income

We start with a typical home in Enterprise, worth $202,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Enterprise, which is $73,125 a year.

The calculator's FHA and conventional loan limits are those of all of Coffee County.

Your numbers

Local data
$

Starts at the typical home value in Enterprise. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,102 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,595

at 7.18% · 30 years

Loan amount
$199,224
Total interest
$286,637
Paid off in
November 2056

Includes $3,426 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,706 a month

    Your payment · 26%

  • Tight

    $1,706 to $2,194 a month

  • Hard

    more than $2,194 a month

Compared with the typical household income in Enterprise ($73,125 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,595
Principal & interest$1,350
Property tax$71
Home insurance$85
FHA mortgage insurance (MIP)$90

You need at least $7,102 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Enterprise and Coffee County

Enterprise is in Coffee County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Enterprise's own numbers

Typical home value
$202,900
Typical monthly rent
$1,098
Typical yearly household income
$73,125
Households that own their home
63%
Effective property tax rate
0.42%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Coffee County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,098
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Coffee County.

Everything about Coffee County

Buying

Buying a home in Enterprise

A typical home in Enterprise is worth $202,900: 8% above the county and 3% below Alabama. With the typical household income in Enterprise ($73,125 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Enterprise 2.8 years
  • Coffee 2.8 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Coffee County

According to FHFA’s house price index, home prices in Coffee County rose 60% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Coffee County.

Period County Alabama U.S.
Last year (2025) +5.1% +2.5% +2.9%
5 years (2020–2025) +48% +47% +47%
10 years (2015–2025) +60% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Enterprise next to Coffee County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Enterprise $202,900
  • Coffee $188,600
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Enterprise $1,098
  • Coffee $1,018
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Enterprise $73,125
  • Coffee $68,353
  • Alabama $63,999
  • United States $80,734
See the full table
Enterprise next to Coffee County and Alabama
Measure Enterprise Coffee County Alabama U.S.
Typical home value $202,900 $188,600 $209,900 $332,700
Typical monthly rent $1,098 $1,018 $1,007 $1,413
Typical yearly household income $73,125 $68,353 $63,999 $80,734
Households that own their home 63% 72% 70% 65%
Typical yearly property tax $843 $677 $788 $3,119
Effective property tax rate 0.42% 0.36% 0.38% 0.94%
Renters with high rent for their income 41% 39% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Coffee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Enterprise

For a typical $202,900 home in Enterprise, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Enterprise's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,595a month

    Least cash to close
    Down payment
    $7,102
    Cash to close
    $13,189
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $90

  • Conventional, 5% down $1,558a month

    Down payment
    $10,145
    Cash to close
    $16,232
    Rate
    7.18%
    Mortgage insurance
    PMI · $96

  • Conventional, 20% down, no PMI $1,255a month

    Down payment
    $40,580
    Cash to close
    $46,667
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,443a month

    Down payment
    $30,435
    Cash to close
    $36,522
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Enterprise and for Coffee County.

Property tax

Effective rate in Enterprise

0.42%of the home’s value each year

$843 a year for the typical owner in Enterprise.

  • Enterprise 0.42%
  • Coffee 0.36%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Coffee County

FEMA does not publish these numbers by city: they are for all of Coffee County.

Homes in the high-risk zone
1.9%
467
Of those, with NFIP insurance
20%
County Alabama U.S.
Homes in the high-risk zone 1.9% 3.2% 3.5%
Of those, with NFIP insurance 20% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Enterprise

Typical rent in Enterprise is $1,098 a month: 8% above the county. In Enterprise, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Coffee County, by unit size. To pay the 2-bedroom one ($1,098 a month) without spending more than 30% of your income, you would need to earn $21.12 an hour working full time.

HUD fair market rent for all of Coffee County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $834 $16.04 $33,360
1 bedroom $839 $16.13 $33,560
2 bedrooms $1,098 $21.12 $43,920
3 bedrooms $1,520 $29.23 $60,800
4 bedrooms $1,598 $30.73 $63,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Enterprise

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Enterprise is in ZIP code 36330.

For 2 bedrooms it is $1,140: $42 more than the fair market rent for Coffee County ($1,098).

  • 36330 $1,140$1,580

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Enterprise when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Enterprise

HUD lists 8 buildings with rents for lower incomes in Enterprise. These are the largest.

  • Nell Court 11 Nell Ct, Enterprise 36330 150 homes, 149 low-income · Run by Enterprise Housing Authority · Average payment: $296 a month · Average wait: 10 months · Homes at several sites (334) 347-0080
  • Heron Cove Apts I 550 Glover Ave, Enterprise 36330 112 low-income homes · 1 bd: 24 · 2 bd: 48 · 3 bd: 40 · In service since 2005 · For people with disabilities, families
  • Heron Cove Apts II 630 Glover Ave, Enterprise 36330 88 low-income homes · 1 bd: 16 · 2 bd: 40 · 3 bd: 32 · In service since 2010 · For people with disabilities, families
  • Meadowbrook Apts. 201 Apache Dr, Enterprise 36330 66 low-income homes · For families (334) 347-4278
  • Garden Oaks Apts 507 Glover Ave, Enterprise 36330 48 low-income homes · 2 bd: 32 · 3 bd: 16 · In service since 1999 · For people with disabilities, families

See all 11 buildings in Coffee County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Enterprise

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Coffee County. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Enterprise

No down payment, repair or rent-help program on our list is for Enterprise or Coffee County. The ones below are statewide in Alabama: they work in Enterprise the same as in the rest of the state.

Which programs do I qualify for? All programs in Alabama

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

    Grant

    See the program Official page

Housing counselors near Enterprise

The HUD-approved agencies closest to the center of Enterprise, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Legal Services Alabama Inc

    2567 Fairlane Drive Suite 300, Montgomery · 73 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (886) 456-4995

  • Center for Fair Housing

    602 Bel Air Blvd, Mobile · 142 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (251) 479-1532

  • Renaissance Community Loan Fund-Mobile County, AL

    584 Azalea Rd, Mobile · 144 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (228) 896-3386

All counseling agencies in Alabama

Help in Spanish near Enterprise

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Enterprise

HUD’s record names them for Enterprise or Coffee County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Enterprise Housing Authority Public housing and Section 8 vouchers (334) 347-0080

2 other authorities have an office in Coffee County: see the list Source: HUD

Cities

Nearby cities

The cities closest to Enterprise, with the typical home value.

Everything about Coffee County Housing in Alabama

Neighboring counties

If Coffee County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Enterprise.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Enterprise

Short answers with the numbers for Enterprise and all of Coffee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Enterprise?

The typical home value in Enterprise is $202,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Coffee County it is $188,600.

How much does it cost to rent in Enterprise?

Typical rent in Enterprise is $1,098 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Coffee County is $1,098.

What is the FHA loan limit in Enterprise?

Enterprise uses the FHA limit for all of Coffee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Enterprise?

The typical homeowner in Enterprise pays $843 a year, according to the U.S. Census Bureau. That is 0.42% of the home’s value; in Coffee County, the rate is 0.36%.

Where can I find free help to buy or rent in Enterprise?

We found no HUD-approved counseling agencies with an office in Coffee County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).