Free help in the District of Columbia
Data from November 2026
HUD-approved housing counselors in the District of Columbia
17 HUD-approved counseling agencies serve the District of Columbia; 8 say they serve in Spanish. They help you prepare to buy, with your credit, with renting, or if you fell behind on payments.
Key numbers in the District of Columbia
- Agencies
- 17
- HUD-approved, with an office here
- Serve in Spanish
- 8
- 47% of the agencies, per HUD
- Places with an office
- 1
- out of 1 in all
How it works
What to expect from counseling
Housing counseling is an appointment with a counselor at a HUD-approved agency. This is how it works, according to HUD.
- Step 1
Free or low cost
HUD-approved agencies receive federal funds. Some charge a reasonable fee for certain services, such as workshops; ask about cost before you start.
- Step 2
For buying, renting or getting out of trouble
They advise on buying a home, renting, credit and budgeting, and help if you fell behind on your mortgage or face foreclosure.
- Step 3
Bring your paperwork
Your income (pay stubs or bank statements), your monthly debts and expenses, and whatever you have saved. With that, the counselor builds a plan with you.
- Step 4
Ask for service in Spanish
When you call, say “Spanish, please” or ask whether someone speaks Spanish; if not, ask whether they offer an interpreter.
According to HUD (U.S. Department of Housing and Urban Development)
HUD’s list
Every agency in the District of Columbia
The ones that say they serve in Spanish come first. Search by city, place or name.
8
of the 17 agencies in the District of Columbia say they serve in Spanish.
-
Carecen-Central American Resource Center
1460 Columbia Rd NW, Washington · District of Columbia · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
-
Housing Counseling Services, Incorporated (hsc,inc.)
2410 17th St NW Ste 100, Washington · District of Columbia · Spanish
Also serves in Mandarin Chinese, Farsi, French, other languages, and 1 more language.
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 10 more
-
Lydia's House
4101 Martin Luther King Jr Ave SW, Washington · District of Columbia · Spanish
Also serves in American Sign Language (ASL), Mandarin Chinese, Farsi, French, and 2 more languages.
- Mortgage delinquency and default
- Pre-purchase counseling
- and 2 more
-
Manna, Inc.
6856 Eastern Ave NW Ste 100, Washington · Spanish
- Workshops for new owners
- Pre-purchase counseling
- and 1 more
-
National Community Reinvestment Coalition, Inc.
740 15th St NW, Washington · District of Columbia · Spanish
-
National Foundation for Credit Counseling, Inc.
2033 K St NW, Washington · District of Columbia · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 10 more
-
NSC (naca Counseling Subsidiary) - Washington, DC
7731 Alaska Ave NW, Washington · District of Columbia · Spanish
Also serves in other languages.
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
United Planning Organization
2907 Martin Luther King Jr Ave SE, Washington · District of Columbia · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
Centro de Apoyo Familiar (CAF)-DC
3115 S Dakota Ave NE, Washington · District of Columbia
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 6 more
-
Greater Washington Urban League
2901 14th St NW, Washington · District of Columbia
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
-
Latino Economic Development Corporation of Washington DC
1401 Columbia Rd NW, Washington · District of Columbia
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
-
Marshall Heights Community Development Organization
3939 Benning Rd NE, Washington · District of Columbia
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 8 more
-
Operation Hope - DC Ne
360 H St NE, Washington · District of Columbia
- Pre-purchase counseling
- Homebuyer education workshops
-
United Planning Organization - Petey Greene Community SVC. Center
2907 Martin Luther King Jr. Ave., SE, Washington · District of Columbia
- Mortgage delinquency and default
- Budget and financial counseling
- and 4 more
-
University Legal Services
1800 Martin Luther King Jr Ave SE, Washington · District of Columbia
- Mortgage delinquency and default
- Budget and financial counseling
- and 8 more
-
University Legal Services
220 I St NE, Washington · District of Columbia
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
-
University Legal Services
3939 Benning Rd NE, Washington · District of Columbia
- Mortgage delinquency and default
- Budget and financial counseling
- and 10 more
None match your search.
HUD’s official list exactly as published, retrieved November 6, 2026. Confirm hours and costs with the agency before you go. Source: HUD-approved housing counseling agencies Retrieved November 6, 2026 HUD-approved housing counseling agencies (external site)
Frequently asked questions
How much does HUD-approved housing counseling cost?
It is free or low cost. Agencies receive HUD funds; some charge a reasonable fee for certain services, such as workshops or certificates. Ask about cost before you start.
How many agencies serve in Spanish in the District of Columbia?
8 of the 17 HUD-approved agencies in the District of Columbia say they serve in Spanish, according to HUD’s list. When you call, ask for service in Spanish or an interpreter.
What if my place has no agency?
Many agencies serve by phone, video or online, not only in person. Your place’s page lists the nearest ones with their distance and phone number.